South Hudson NH Homes for Sale

Hudson NH is located just off the Massachusetts border ideally suited for commuters who work in the surrounding area or across the Massachusetts border. The surrounding towns consist of Nashua NH, Litchfield NH, Londonderry NH, Windham NH, Pelham NH and Tyngsboro MA. In the past year, prices of single family homes in South Hudson NH ranged from $192,000 to $1,000,000 with a median sold price of $349,000, while condos ranged from $148,000 to $337,500 with a median sold price of $178,000.

Many of the existing town markers in Hudson NH are attributed to Alfred and Virginia Hills. They were one of the prominent founding families to settle in Hudson, NH. Alfred had the Hills House built for Virginia in 1890 on Derry Road. The Hudson Historical Society has maintained and preserved the Alvirne Hills House since 1966. Alvirne High School and Alvirne Chapel were donated to the town by Alfred and Virginia Hills. The name Alvirne was derived by the combination of both of their names.

The Hills House and the Hills Memorial Library are both listed in the National Register of Historic Places. Hills Memorial Library is a stone and mortar library located on 18 Library Street in Hudson NH. It was one of the oldest public lending libraries in New Hampshire. The Friends of Hudson Libraries still hold book sales there, it can be used as a meeting space and they are also considering new proposed uses for the future of the building. A new library, George H. and Ella M Rodger Memorial Library, was constructed at 194 Derry Rd in Hudson NH.

Hudson residents are very active in their community. The Hills House land is used every year to host events such as Old Homes Days, PumpkinFest, Bronco Belly Bustin’ Chili Fiesta and activities for Alvirne High School. The events held are non-profit events held to benefit the community and those in need.

Old Homes Days has games/contests, tours, carnival rides, music, fireworks, dancing, bands, a petting zoo, pony rides, food and more. Pumpkin Fest is New England’s largest outdoor craft fair with over 80 crafters/vendors. There are carnival rides, food vendors, entertainment, a classic car show, pony rides, cow pie bingo, pumpkin carving and more.

If you have school aged kids Hudson has several elementary schools, a junior high, a high school and a private school. Dr H.O. Smith, Library Street, Hills Garrison and Nottingham West are the elementary schools in Hudson, Hudson Memorial is the only Junior High, Alvirne is the only High School and PMA is a Catholic K-8 private school. The overall rating as stated by Niche for the Hudson School District is a B. There are also several private kindergarten and daycares.

Alvirne High School has one of the largest Vocational Programs and has several student run businesses such as a restaurant, bank, dairy farm, store, day-care and forestry program. The dairy farm is a great addition and due to the Hills requiring the land to always be used as a farm. There is also an Adult Day Service through Gateways that is available at Alvirne for seniors and disabled adults looking for cognitive and social stimulation who are also able to provide health services.

The most memorable family landmark in Hudson is Bensons Animal Park. Originally it was zoo that until 1987 offered live animals and trainers, kiddie rides as well as some local eats! There was a railroad that connected Boston to Hudson which brought many outside visitors to the zoo. In 2002 repairs began on the Park and in 2010 it was converted into what we now know as Benson’s Park.

The old Lady in the Shoe, the Elephant House and the Gorilla House are structures from Bensons Animal Park that have been restored and incorporated into the new Park. Benson’s Park now has a playground for children, walking trails with beautiful scenery lots of perennials, a pond, memorial benches and pavilions. A key attraction is the “911” memorial built from steel girders from the World Trader Centers tower. It is a pet-friendly park and can be used by appointment for events such as weddings and birthday parties.

Besides Benson’s Park, Hudson has several other recreational areas for residents and the surrounding communities to enjoy. It is home to 2 recreational lakes/ponds and a swamp for endangered birds. It also has two golf courses for golf enthusiasts: Whip-Poor-Will Golf Club and Green Meadow Golf Club.

Robinson Pond is located on the north side of Hudson and has a public beach and boat ramp for town residents. Ottarnic Pond is located near Hudson Center and a boat ramp can be accessed off of Highland Road. The ponds are used for fishing, swimming, boating and ice fishing through the year. In addition, on the south side of Hudson NH, Musquash Pond/Swamp is a bird sanctuary for endangered birds.

The nearest airports are Boire Field in Nashua and the Manchester Airport. Hudson is a residential commuter town with many residents traveling to Boston for employment, with an easy commute. The largest employers are BAE, Benchmark, the Hudson School District and Prestek.

Harmony has been in the real estate business since 1990 and we are happy to call Hudson NH our home. We have been located in Hudson NH for 15 years and prior to that we were located in Nashua NH for 12 years. Harmony Real Estate is family owned and operated and will treat you like their own family when buying or selling a home in South Hudson NH.

Hudson is a community based town and great place to call home. It’s no wonder that buyers look for South Hudson NH homes for sale. With great affordable prices, rates and acreage South Hudson homes for sale are a great choice for commuters, adult communities and families alike. There is something for everyone here… we would love to help you find the South Hudson home of your dreams!



Hudson NH is located just off the Massachusetts border ideally suited for commuters who work in the surrounding area or across the Massachusetts border. The surrounding towns consist of Nashua NH, Litchfield NH, Londonderry NH, Windham NH, Pelham NH and Tyngsboro MA. In the past year, prices of single family homes in South Hudson NH ranged from $192,000 to $1,000,000 with a median sold price of $349,000, while condos ranged from $148,000 to $337,500 with a median sold price of $178,000.

 

Many of the existing town markers in Hudson NH are attributed to Alfred and Virginia Hills. They were one of the prominent founding families to settle in Hudson, NH. Alfred had the Hills House built for Virginia in 1890 on Derry Road. The Hudson Historical Society has maintained and preserved the Alvirne Hills House since 1966. Alvirne High School and Alvirne Chapel were donated to the town by Alfred and Virginia Hills. The name Alvirne was derived by the combination of both of their names.

 

The Hills House and the Hills Memorial Library are both listed in the National Register of Historic Places. Hills Memorial Library is a stone and mortar library located on 18 Library Street in Hudson NH. It was one of the oldest public lending libraries in New Hampshire. The Friends of Hudson Libraries still hold book sales there, it can be used as a meeting space and they are also considering new proposed uses for the future of the building. A new library, George H. and Ella M Rodger Memorial Library, was constructed at 194 Derry Rd in Hudson NH.

 

Hudson residents are very active in their community. The Hills House land is used every year to host events such as Old Homes Days, PumpkinFest, Bronco Belly Bustin Chili Fiesta and activities for Alvirne High School. The events held are non-profit events held to benefit the community and those in need.

 

Old Homes Days has games/contests, tours, carnival rides, music, fireworks, dancing, bands, a petting zoo, pony rides, food and more. Pumpkin Fest is New Englands largest outdoor craft fair with over 80 crafters/vendors. There are carnival rides, food vendors, entertainment, a classic car show, pony rides, cow pie bingo, pumpkin carving and more.

 

If you have school aged kids Hudson has several elementary schools, a junior high, a high school and a private school. Dr H.O. Smith, Library Street, Hills Garrison and Nottingham West are the elementary schools in Hudson, Hudson Memorial is the only Junior High, Alvirne is the only High School and PMA is a Catholic K-8 private school. The overall rating as stated by Niche for the Hudson School District is a B. There are also several private kindergarten and daycares.

 

Alvirne High School has one of the largest Vocational Programs and has several student run businesses such as a restaurant, bank, dairy farm, store, day-care and forestry program. The dairy farm is a great addition and due to the Hills requiring the land to always be used as a farm. There is also an Adult Day Service through Gateways that is available at Alvirne for seniors and disabled adults looking for cognitive and social stimulation who are also able to provide health services.

 

The most memorable family landmark in Hudson is Bensons Animal Park. Originally it was zoo that until 1987 offered live animals and trainers, kiddie rides as well as some local eats! There was a railroad that connected Boston to Hudson which brought many outside visitors to the zoo. In 2002 repairs began on the Park and in 2010 it was converted into what we now know as Bensons Park.

 

The old Lady in the Shoe, the Elephant House and the Gorilla House are structures from Bensons Animal Park that have been restored and incorporated into the new Park. Bensons Park now has a playground for children, walking trails with beautiful scenery lots of perennials, a pond, memorial benches and pavilions. A key attraction is the 911 memorial built from steel girders from the World Trader Centers tower. It is a pet-friendly park and can be used by appointment for events such as weddings and birthday parties.

 

Besides Bensons Park, Hudson has several other recreational areas for residents and the surrounding communities to enjoy. It is home to 2 recreational lakes/ponds and a swamp for endangered birds. It also has two golf courses for golf enthusiasts: Whip-Poor-Will Golf Club and Green Meadow Golf Club.

 

Robinson Pond is located on the north side of Hudson and has a public beach and boat ramp for town residents. Ottarnic Pond is located near Hudson Center and a boat ramp can be accessed off of Highland Road. The ponds are used for fishing, swimming, boating and ice fishing through the year. In addition, on the south side of Hudson NH, Musquash Pond/Swamp is a bird sanctuary for endangered birds.

 

The nearest airports are Boire Field in Nashua and the Manchester Airport. Hudson is a residential commuter town with many residents traveling to Boston for employment, with an easy commute. The largest employers are BAE, Benchmark, the Hudson School District and Prestek.

 

Harmony has been in the real estate business since 1990 and we are happy to call Hudson NH our home. We have been located in Hudson NH for 15 years and prior to that we were located in Nashua NH for 12 years. Harmony Real Estate is family owned and operated and will treat you like their own family when buying or selling a home in South Hudson NH.

 

Hudson is a community based town and great place to call home. Its no wonder that buyers look for South Hudson NH homes for sale. With great affordable prices, rates and acreage South Hudson homes for sale are a great choice for commuters, adult communities and families alike. There is something for everyone here we would love to help you find the South Hudson home of your dreams!



10 Things to Remember When Moving to a South Nashua home

Whether you are moving across Nashua NH, or out of NH you want a stress free move. Making a list and having a plan ahead of time will really help and keep you more organized during your moving process.

Here are 10 tips for your move:

1. Throw away items that you don’t use anymore. There is no need to bring useless items on your move to South Nashua NH. Either toss the items, give them away, sell the items, or donate the items to your local charity. You'll be helping fray costs for others or for yourself and in the long run it's not worth the extra hassle if you don't use the items anymore.

2. Decide if you are going to move alone, or if you will be hiring a mover. If you choose to hire a mover be sure to interview a few different ones and find the best fit for you. Depending on the company, the movers and the cost will make a difference for you personally. Do they have a good reputation? Do they cost too much? Will they be on time? These are all questions you should be asking yourself.

3. If you plan to pack up your items on your own, start doing this ahead of time. You don’t want to pack last minute and be in a time crunch. Ask for help from your family and friends if need be. If the movers have to pack for you there will be an additional cost added to your bill. Also make sure to label all your boxes so you are not searching endlessly for items that you might need after the move.

4. Begin using your food that’s been stored in your freezer or pantry. The less you have to move with you, the better. You can always buy more food after you’re settled in. If there is food you aren’t going to eat, or don't have time to make, donate it to your local food pantry or soup kitchen, it wont go unappreciated or wasted! It will save you time and potentially use items that may have gone unnoticed for a while.

5. Prepare to have your utilities shut off or transferred if they aren't a part of your monthly rent.  Call your utility companies and give them enough notice so they can get it taken care of before your move. Don’t forget that some companies may have a fee to turn off utilities and transfer them to a different location. Also, some utilities may take a few days to transfer so don't wait until the last second.

6. Start to notify all your credit card companies, schools, banks, doctors, insurance companies, etc.  They will need to know where you will be moving so they can change that information in their systems. Make sure to send a change of address to the local post office so your mail isn't sent to your previous address. If you have missing bills that could end up being a real problem.

7. Pack a box with necessities such as toilet paper, hand sanitizer, wipes, paper towels, cleaning products, a hammer and screwdriver, packing tape, a cell phone charger, ziplock bags, paper cups and plates, as well as plastic utensils, a pen and notepad, a first aid kit, snacks and plenty of water to keep hydrated while you are moving. Having a box of all the necessary items in a convenient place will make life so much easier during the first week when you may still be unpacking.

8. Have cash or a card ready to purchase anything unexpected that may come up. You never know what is truly going to fit into your new place until you get there. Expect the unexpected! Sometimes your couches and furniture won't fit in the new place due to lack of space or different openings on doors that may be hard to get through.

9. Keep your important papers and documents with you when you are driving, especially if you are moving out of state. You don’t want anything important to be misplaced or packed away where you can’t get ahold of it. If you have valuable items like jewelry or hard to replace items like passports you will want to make sure you keep them handy so they don't disappear. 

10. Always accept help from your family and friends. Moving can be very stressful so if there is anything they are willing to help you with, let them help! A helping hand is always appreciated, just remember though that they may need you too so be ready to help them when they need it too.


If you are looking to make your special move give us a call at (603) 883-8840. We are here to help the most important person, you. The agents at our office would love to help you when buying or selling your home!     

Whether you are moving across your town, or out of state you want stress free move. Making a list and having a plan ahead of time could really help during your moving process.


  1. Throw away items that you don’t use anymore. There is no need to bring useless items on your move. Either toss them, give them away, sell them, or even donate them to your local charity.

  2. Decide if you are going to move alone, or if you will be hiring a mover. If you choose to hire a mover be sure to interview a few different ones and find the best fit for you.

  3. If you plan to pack up your items on your own, start doing this ahead of time. You don’t want to pack last minute and be in a time crunch. Ask for help from your family and friends if need be.

  4. Begin using your food that’s been stored in your freezer or pantry. The less you have to move with you, the better. You can always buy more food after you’re settled in. If there is food you aren’t going to eat, or don't have time to make, donate it to your local food pantry or soup kitchen, it wont go unappreciated or wasted!

  5. Prepare to have your utilities shut off or transfered if certain things aren't a part of your monthly rent. Give the companies enough notice so they can get it taken care of before your move. Don’t forget that some companies may have a fee to turn off utilities and transfer them to a different location.

  6. Start to notify all your credit card companies, schools, banks, doctors, insurance companies, ect. Where you will be moving so they can change that information in their systems.

  7. Pack a box with necessities such as toilet paper, hand sanitizer, wipes, paper towels, cleaning products, a hammer and screwdriver, packing tape, a cell phone charger, ziplock bags, paper cups and plates, as well as plastic utensils, a pen and notepad, a first aid kit, snacks and plenty of water to keep hydrated while you are moving.

  8. Have cash or a card ready to purchase anything unexpected that may come up.

  9. Keep your important papers and documents with you when you are driving, especially if you are moving out of state. You don’t want anything important to be misplaced or packed away where you can’t get ahold of them.

  10. Always accept help from your family and friends. Moving can be very stressful so if there is anything they are willing to help you with, let them help!      Good Luck!


How to Sell your South Hudson Home with Pets

Selling a home can be stressful enough as it is, but selling a home where pets have lived can be even harder! Unfortunately for home owners, pets can turn away potential buyers. When you have lived somewhere for a while, you usually don’t know what your house smells like because you get so used to it. Meanwhile, someone who is just visiting, such as a potential buyer whose in your South Hudson NH home for a showing will notice all of the odors lingering in your home.

Unfortunately, not everyone likes animals. If a buyer walks into your South Hudson NH home for a showing and it smells like urine, feces, or an animal in general, they will no longer be interested! Removing all signs of pets before your home is listed then selling it is the easiest route but not always possible. Be sure to clean your home before any showings and repair any damage your pet may have caused.

Before cleaning your home you should try to relocate your pet so no more accidents happen. Cleaning products can be very harmful and toxic to most pets, so you want to be careful with the choices since you wouldn’t want them getting sick and incurring vet bills that can be very expensive. Washing and vacuuming your rugs can remove any lingering odors left behind. Be sure to use something safe that is pet friendly just in case you need to move your pet back into your home, or just in case whoever buys your South Hudson NH home has pets too.

Be sure to clean your yard as well. If your animal has dug any holes in the ground fill them in so no one will get hurt. Many home buyers will ask to see your yard and walk around it. Also, most animals use the bathroom outside, even if they don’t, check your yard just to be safe that there are no landmines that a buyer might step in No one wants to step in dog poop, or see it for that matter. If they do, they may decide not to go back to your South Hudson NH home again if they feel it is a maintenance issue.

Once you have removed your pets, and cleaned your home and your yard you should be okay to set up showings at your home! Good Luck on your new journey selling your South Hudson home!

If you are looking to sell your South Hudson NH home and you have pets give our agents at Harmony Real Estate a call at (603) 883-8840 for more information. Or if you are looking to buy a home and have a pet we would love to find your dream home. We would love to help you on your journey.


Selling a home can be stressful enough as it is, but selling a home where pets have lived can be even harder! Unfortunately for home owners, pets can turn away potential buyers. When you have lived somewhere for a while, you usually don’t know what your house smells like because you get so used to it. Meanwhile, someone who is just visiting, such as a potential buyer whose in your home for a showing will notice any odors lingering in your home.



Unfortunately, not everyone likes animals, and if a buyer walks into your home for a showing and it smells like urine, feces, or an animal in general, they will no longer be interested.. If you could remove any sign of your pets at all before your home is listed then selling it may come a lot easier to you. Be sure before any showings you clean your home and repair any damage your pet may have caused.



Before cleaning your home relocate your pet so no more accidents happen. Also, cleaning products can be very harmful and toxic to most pets, and you wouldn’t want them getting sick as vet bills can be very expensive. Washing and vacuuming your rugs can remove any odors left behind. Be sure to use something safe that is pet friendly just in case you need to move your pet back into your home, or just incase whoever buys you home has any pets.



Be sure to clean your yard as well. If your animal has dug any holes fill them in so no one will get hurt. Many home buyers will ask to see your yard. Also, most animals use the bathroom outside, even if they don’t, check your yard just to be safe. No one wants to step in dog poop, or see it for that matter, and if anyone does they may get upset and not want to go back to your home again.



Once you have removed your pets, and cleaned your home and your yard you should be okay to set up showings at your home! Good Luck on your new journey!


What is My South Nashua Home Worth?

Are you looking to sell your South Nashua home? If so we can evaluate your home and give you suggestions to get the most out of the value.

I'm sure you have already thought about the value of your home and may have visited some sites to get an estimate. The problem with the online sites is that they can not see your home to value it properly. As it is a computer based program, it will only give estimates based on the basic information but not based on the condition. All your information can be accessed online and you can get a free estimate without much work but will it be accurate?

We would like to be a valued source of information for you when you decide to put your South Nashua home for sale. We can show you what to fix and ways to improve your value without breaking the bank. It all depends on your budget. Some fixes you can do yourself but you will have to have the time to complete the work. Other fixes will need more work and we can even recommend professionals to help you with that as well.

How accurate is an instant home value?


Does the computer know all the upgrades that you have done? Will it tell you what you need to accomplish before listing your home for sale? Will it suggest staging tips to make your home show in its best light for showings?

Your home needs to be handled properly by a professional. You want to make sure all the details are handled with care and that they are highlighted. An experienced REALTOR® can help you make an informed decision about selling your South Nashua home.

We can take a look at your home, evaluate your home and give you a free Comparative Market Analysis (CMA). During this process, we will compare your home to similar homes in the area making note of and adjusting the value up or down for any differences. We will show you interior pictures of other homes so you can see the similarities and differences.

We will give all of our attention to the details of your home. From pointers on your entrance to letting more light in your home, painting, and de-cluttering you will benefit from our expertise. We will let you know what is going on with the current market and your local neighborhood.

Getting the professional opinion of a qualified South Nashua REALTOR® with only the best expertise is the first step in the right direction.

Selling your home can be stressful and we want to help alleviate some of that burden from you. That way you have more time for your family and can put all your energy into your new location. This is one of the largest, most important transactions you will ever make in your life and we want to make sure it is a good one.

Are you ready to a home evaluation? Call Harmony Real Estate at 603-883-8840 for more information today!

The evaluation is free so call today. What are you waiting for!

Are you looking to sell your South Nashua home? If so we can evaluate your home and give you suggestions to get the most out of the value.

 

I'm sure you have already thought about the value of your home and may have visited some sites to get an estimate. The problem with the online sites is that they can not see your home to value it properly. As it is a computer based program, it will only give estimates based on the basic information but not based on the condition. All your information can be accessed online and you can get a free estimate without much work but will it be accurate?

 

We would like to be a valued source of information for you when you decide to put your South Nashua home for sale. We can show you what to fix and ways to improve your value without breaking the bank. It all depends on your budget. Some fixes you can do yourself but you will have to have the time to complete the work. Other fixes will need more work and we can even recommend professionals to help you with that as well.

 

How accurate is an instant home value?


Does the computer know all the upgrades that you have done? Will it tell you what you need to accomplish before listing your home for sale? Will it suggest staging tips to make your home show in its best light for showings?

 

Your home needs to be handled properly by a professional. You want to make sure all the details are handled with care and that they are highlighted. An experienced REALTOR® can help you make an informed decision about selling your South Nashua home.

 

We can take a look at your home, evaluate your home and give you a free Comparative Market Analysis (CMA). During this process, we will compare your home to similar homes in the area making note of and adjusting the value up or down for any differences. We will show you interior pictures of other homes so you can see the similarities and differences.

 

We will give all of our attention to the details of your home. From pointers on your entrance to letting more light in your home, painting, and de-cluttering you will benefit from our expertise. We will let you know what is going on with the current market and your local neighborhood.

 

Getting the professional opinion of a qualified South Nashua REALTOR® with only the best expertise is the first step in the right direction.

 

Selling your home can be stressful and we want to help alleviate some of that burden from you. That way you have more time for your family and can put all your energy into your new location. This is one of the largest, most important transactions you will ever make in your life and we want to make sure it is a good one.

 

Are you ready to a home evaluation? Call Harmony Real Estate at 603-883-8840 for more information today!

 

The evaluation is free so call today. What are you waiting for!

How to Get a Mortgage for a Hudson NH home for sale

Buying a South Hudson NH home can be extremely stressful, especially when the home of your dreams costs more than you have to spend. Luckily for you there are a few ways of getting around that, and we are here to help you.

How Much Can I Afford To Borrow for a South Hudson NH Mortgage?

Your credit history, income, the size of your down payment, your employment and residence history are all factors in how much mortgage you can borrow. Be sure you are cautious when you get  a mortgage because the amount you are able to borrow can exceed the amount you can afford.


What Are My Upfront Costs?

Some costs associated with buying a Hudson NH home start to appear before you even make a payment on your mortgage. These include:

Mortgage Application Fees

When you apply for a mortgage there are always fees. Application fees include service fees, which can be flat fees, or they can be a 1-2% of the total purchase price. Application fees also include the appraisal cost, and credit report fees. They may be worked into the total closing costs, depending on the company you choose to work with.

Earnest Money
Earnest Money is an initial deposit to be paid into an escrow account once your offer is accepted. This is also known as a “good faith deposit” which may influence the seller's decision on whether to accept you. The more you put down, the more serious you will appear to the seller.


Down Payment
You can get better mortgage rates by having a larger mortgage down payment. Down payments range from 0% to 20% or more of the total cost of the South Hudson NH home you decide to purchase. Some people put down 20% in order to remove the cost of the Mortgage Insurance Premium. Paying mortgage points up front can also help lower your payments.


Closing Costs
Final closing costs typically range from 2% to 4% of the total loan amount. Sometimes closing costs can be rolled into the mortgage loan amount which means you can just pay it as you are paying your mortgage. The other option is to ask the seller if they are willing to pay some of the closing costs in your offer.


Closing costs can include:

  • Mortgage Application Fees
  • Mortgage Points
  • Title Insurance and Title Search
  • Escrow Deposits
  • Attorney’s Fees
  • Inspection and Surveys
  • City Recording Fees

Don’t let the long list of fees worry you because they are all paid at closing and can be estimated by the lender upfront to give you an idea of what will be needed.


Home Ownership Expenses
Owning a South Hudson home requires financial commitment far beyond your monthly mortgage payment. You will also be required to pay your mortgage insurance, home insurance, utilities, repairs, and your property taxes. Make sure you take all of these costs into mind when you are asking yourself how much you can afford to borrow when you make the decision to buy your new home. It is crucial that you realize all of these costs before you decide to take out a mortgage.


Planning And Saving Tips

If you are still saving for your new home, here are some helpful tips for you:

  • Maintaining a reliable and regular income improves your standing with lenders
  • Consistently paying your bills and limiting your monthly debt helps improve your credit score
  • Saving for a higher down payment can lower APR and payments
  • Combining your stated income with a partner or spouse can be to your advantage
  • You will want your mortgage payments alone to be less than 28% of your income


Building your finances and your credit rating before you buy of South Hudson NH home will help you to afford more when you decide to purchase. Also, it can help you compete better with other buyers for the home that you want, as well as making it easier to handle the costs of buying a home. This will make owning your new home easier to manage!

For more information on buying a South Hudson NH home for sale give our agents at a call at Harmony Real Estate at (603) 883-8840. We would love to help you find your South Hudson NH dream home!




Buying a new home can be extremely stressful, especially when the home of your dreams costs more than you have to spend. Luckily for you there are a few ways of getting around that, and I am going to help.



How Much Mortgage Can I Afford To Borrow?

Your credit history, income, the size of your down payment, and your employment and residence history are all factors in how much mortgage you can borrow. Be sure you borrow cautiously because the amount you are able to borrow can very well exceed the amount you can afford to borrow!


What To Will I Need To Pay Upfront?

Some costs associated with buying a home appear before you start making regular payments on your mortgage. These include:


Mortgage Application Fees

When you apply for to take out a mortgage there are always fees. Application fees include service fees, which can be flat fees, or they can be 1% or 2% of the total purchase price. Application fees also include an appraisal, and credit reporting fees. They may be worked into the total closing costs, depending on the company.


Earnest Money
Earnest Money is an initial deposit to be paid to the seller if your offer is accepted. This is also known as a “good faith deposit” which may influence the seller's decision.



Down Payment
You can usually get better mortgage rates by paying a higher mortgage down payment. Down payments rance from 0% to 20% or more of the total cost of the home you decide to purchase. Most people put down 15% to 20%. Paying mortgage points up front can also help lower your payments.



Closing Costs
Final closing costs typically range from 2% to 4% of the total loan amount. Closing costs can sometimes be added into the mortgage loan amount which means you can just pay it as you are paying your mortgage.


Closing costs can include:

  • Mortgage Application Fees

  • Mortgage Points

  • Title Insurance and Title Search

  • Escrow Deposits

  • Attorney’s Fees

  • Inspection and Surveys

  • City Recording Fees.

Don’t let the long list of fees worry you because they are all paid at once and can be estimated by the lender upfront.


Home Ownership Expenses
Owning a home requires financial commitment far beyond your monthly mortgage payment. You will also be required to pay your mortgage insurance, home insurance, utilities, repairs, and your property taxes. Make sure you take all of these costs into mind when you are asking yourself how much you can afford when thinking of buying a new home. It is crucial that you are informed of these costs before you decide to take out a mortgage.



Planning And Saving Tips

If you are still saving for your new home, here are some extra tips that could be helpful for you:



  • Maintaining a reliable and regular income improves your standing with lenders

  • Consistently paying your bills and limiting your monthly debt help improve your credit score

  • Saving for a higher down payment can lower APR and payments

  • Combining your stated income with a partner or spouse can be to your advantage

  • You want your mortgage payments alone to be less than 28% of your income



Building your finances and your credit rating before you buy will help you to afford more homes. Also, it can help you compete better with other buyers for the home that you want, as well as making it easier to handle the costs of buying a home. This may also make owning your new home easier to mangage!




DIY Home Maintenance for Your South Nashua NH home for sale

Home maintenance can be scary at times! Thinking of making your problem worse, or the huge dent it will make in your bank account is even worse! 


Here are a few ways you can maintain things yourself without having to break the bank by hiring a professional.


  • Toilets

Water leaking from your toilet will not only cost your money on your utility bill, but it may damage your bathroom floor as well! Adding food coloring to your toilet's water tank will help you figure out whether the toilet itself is leaking, or if it's something more. Be sure to use a color like red or blue so you don’t mistake the color is the toilet bowl as something else. If the water in your toilet bowl is the same as color as the food coloring you used, then you have a leak.

If you find that your toilet is leaking from the tank to the bowl, the flapper needs to be replaced. To change your toilet flapper, first shut off the water supply to your toilet. Look behind your toilet and turn the water valve located directly behind it to shut the water off. Be sure to remove the lid of the tank, and flush the toilet to remove the water from the tank, then use a towel or a sponge to get any excess water remaining in the tank. Remove the flush chain from the lever, and then slide the old flapper up off the overflow tube, then slide the new flapper in place over the overflow tube! Don’t forget to reconnect the chain, and turn the water supply back on.


  • Faucets

The main reason why faucets leak is usually worn out washers. The washers inside of a faucets handles are usually rubber, and they tend to wear or break. You can easily replace them by removing the leaky handle that controls the water flow to the spout, removing the worn out or broke washer, and placing a new one where the old one was. Be sure to turn off your main water supply so you don’t make a mess!

  • Washing Machine & Dryer

It is always important to check your washing machine's water supply hoses and pipes for leaks. It is also important to check your drain hoses for leaks as well. If you do find any leaks, or the end of your pipes start to rust, replace them immediately.

Also, be sure you check the snugness of the drain lines by using a wrench or a pair of pliers. If they are tightened properly, you won't be able to tighten them anymore. You should also replace plastic lines every three years to avoid leaks from happening. Washing machine leaks are the main cause of water damage in a home.

As for your dryer, be sure to remove the lint sheet and clean it regularly to prevent fires. Cleaning your lint screen will also increase the life of the heating element. Also be sure to clean the lint screen with dish soap and water once a week to remove excess fabric softener residue.


  • Water Heater

There is nothing worse than turning on the warm water in your shower and feeling the burst of cold come raining down on you. Water heaters need maintenance to increase longevity and to reduce the possibility of damage as many other appliances do.

Most people don't realize that water has sediment in it, and when it settles it can damage the floor of your water heater. You should drain the water from your water heater at least once a year to clean the inside surface of the floor.


To drain your water heater, be sure to turn off the water supply and power to it. Then, connect a hose to the water heater and put the other end somewhere it wont damage anything, such as your driveway. Usually a typical garden hose fits a water heater perfectly. Turn on all the hot water faucets in your home to open the drain valve to you water heater. When your finished with that, turn the water supply back on with the drain valve still open to remove any built up sediment at the bottom of the tank, Then close the drain valve, refill the tank. Don’t forget to turn the power and water back on!

  • Drafty Windows

Drafty windows are the worst! They are the leading cause of running up your electric bill, whether you are using an air conditioner, or the heat to warm your home. Check the caulk line that runs along your window. If it seems to be damaged or weathered remove whatever is left with a razor blade or a knife, and replace it with new caulk. For further insulation, you can add insulating window film against your glass to keep the drafts out.



  • Gutters

While gutters usually go unnoticed, they are one of the most important aspects to keep up on your home. Gutters are designed to capture water and debris and take them away from your foundation. Another main cause of water damage in a home is from gutters that are not properly maintained. To clean you gutters you simply remove debris manually as you wash the gutters with a garden hose. If you find any spots that are leaking, or parts of the gutter that are not properly affixed to your fascia boards be sure to replace or repair them right away.


  • Roof

Be sure to regularly check your roof, and replace any shingles that are missing, worn, or the that gravel has worm off of. The shingles protect your roof from any type of weather, whether it be rain, snow, or the hot summer sun. Make sure you check around any skylights or chimneys where there could be a leak.

For more DIY tips for your South Nashua home for sale give our agents at Harmony Real Estate a call at (603) 883-8840. Our agents would love to help you with some basic tips that help sell your home for top dollar.


Home maintenance can be scary at times, thinking of making your problem worse, or the huge dent it will make in your bank account! Here are a few ways you can maintain things yourself without having to break the bank by hiring a professional.


  • Toilets

Water leaking from your toilet will not only cost your money on your utility bill, but it may damage your bathroom floor as well! Adding food coloring to your toilet's water tank will help you figure out whether the toilet itself is leaking, or if it's something more. Be sure to use a color like red or blue so you don’t mistake the color is the toilet bowl as something else. If the water in your toilet bowl is the same as color as the food coloring you used, then you have a leak. If you find that your toilet is leaking from the tank to the bowl, the flapper needs to be replaced. To change your toilets flapper, first shut off the water supply to your toilet. Look behind your toilet and turn the water valve located directly behind it to shut the water off. Be sure to remove the lid of the tank, and flush the toilet to remove the water from the tank, then use a towel or a sponge to get any excess water remaining in the tank. Remove the flush chain from the lever, and then slide the old flapper up off the overflow tube, then slide the new flapper in place over the overflow tube! Don’t forget to reconnect the chain, and turn the water supply back on.


  • Faucets

The main reason why faucets leak is usually worn out washers. The washers inside of a faucets handles are usually rubber, and they tend to wear or break. You can easily replace them by removing the leaky handle that controls the water flow to the spout, removing the worn out or broke washer, and placing a new one where the old one was. Be sure to turn off your main water supply so you don’t make a mess!

  • Washing Machine & Dryer

It is always important to check your washing machine's water supply hoses and pipes for leaks. It is also important to check your drain hoses for leaks as well. If you do find any leaks, or the end of your pipes start to rust, replace them immediately. Also, be sure you check the snugness of the drain lines by using a wrench or a pair of pliers. If they are tightened properly, you won't be able to tighten them anymore. You should also replace plastic lines every three years to avoid leaks from happening. Washing machine leaks are the main cause of water damage in a home.

As for your dryer, be sure to remove the lint sheet and clean it regularly to prevent fires. Cleaning your lint screen will also increase the life of the heating element. Also be sure to clean the lint screen with dish soap and water once a week to remove excess fabric softener residue.


  • Water Heater

There is nothing worse than turning on the warm water in your shower and feeling the burst of cold come raining down on you. Water heaters need maintenance to increase longevity and to reduce the possibility of damage as many other appliances do. Most people dont realize that water has sediment in it, and when it settles it can damage the floor of your water heater. You should drain the water from your water heater at least once a year to clean the inside surface of the floor.


To drain your water heater, be sure to turn off the water supply and power to it. Then, connect a hose to the water heater and put the other end somewhere it wont damage anything, such as your driveway. Usually a typical garden hose fits a water heater perfectly. Turn on all the hot water faucets in your home to open the drain valve to you water heater. When your finished with that, turn the water supply back on with the drain valve still open to remove any built up sediment at the bottom of the tank, Then close the drain valve, refill the tank. Don’t forget to turn the power and water back on!

  • Drafty Windows

Drafty windows are the worst! They are the leading cause of running up your electric bill, whether you are using an air conditioner, or the heat to warm your home. Often check the caulk line that runs along your window. If it seems to be damaged or weathered remove whatever is left with a razor blade or a knife, and replace it with new caulk. For further insulation, you can add insulating window film against your glass to keep the drafts out.



  • Gutters

While gutters usually go unnoticed, they are one of the most important aspects to keep your home. Gutters are designed to capture water and debris and take them away from your foundation. Another main cause of water damage in a home is from gutters that are not properly maintianed. To clean you gutters you simply remove debri manually as you wash the gutters with a garden hose. If you find any spots that are leaking, or parts of the gutter that are not properly affixiated to your fascia boards be sure to replace or repair them right away.


  • Roof


Be sure to regualrrly check your roof, and replace any shingles that are missing, worn, or the that gravel has worm off of. The shingles protect your roof from any type of weather, whether it be rain, snow, or the hot summer sun. Make sure you check around any skylights or chimmneys where there could be a leak.


4 Reasons to Buy a Southern New Hampshire House for Sale

Do you want to buy a home for sale  in Southern New Hampshire?

Buying a House can be stressful and we want to help relieve some of that burden with our years of expertise. It is one of the most expensive purchases you will make in your life and we know how important it is to you.

If you’re a first time home buyer, relocating, a move-up buyer, or looking to downgrade your current home in Southern New Hampshire, you should take advantage of our professional team! We can help you find the perfect Southern New Hampshire home for sale.

Southern New Hampshire homes are a fantastic home option for anyone looking for a warm and friendly community. The small neighborhoods and caring neighbors make it easy for anyone to adjust and feel right at home.

Now is a great time to buy your house before rates and prices increase!

If you are undecided about whether or not to buy a home for sale in Southern New Hampshire, here are a few reasons why you should…

  1. NO SALES TAX!

    New Hampshire is a tax free state that anyone would love to live in. New Hampshire is a beautiful state with an even better motto, “Live Free, Or Die.” Any Free spirited person belongs here and it's a tax free state!

  2. Winter, Spring, Summer & Fall!

    We are lucky to have all four seasons here. Leaf peepers absolutely love Autumn. What could be better than looking out your window and seeing the beautiful fall foliage? Or taking a trip up to the White Mountain National Forest, and hiking all the beautiful trails to enjoy the candy painted leaves atop a mountain?

    And for snowbirds there is even more fun to be enjoyed! From ice fishing, sledding, snowshoeing, snowmobiling, to skiing and snowboarding you can enjoy the snowy season as well! Viewing the snow covered mountains, and the beauty of the snow covered trees and yards are a site anyone would love.

  3. Easy Commutes

  4. We are located close to the Massachusetts border for commuters. You get the best of both worlds with massachusetts higher pay, and New Hampshire’s low taxes and affordable living.


    Walk around the beautiful city of Boston and enjoy all the incredible architecture, or take a stop at Faneuil Hall and grab a bite to eat. There are many different varieties of food to choose from! Also, be sure to take a trip to see the Boston Red Sox at historical Fenway Park, opened in April of 1912, making it 105 years old! 

  5. Maple Syrup!

    We have the BEST Maple Syrup. Be sure to check out Parker’s Maple Barn in Mason, NH, or the closest farm stand located in many of the towns in Southern New Hampshire such as Hollis or Londonderry. Most of the local farm stands have apple picking, pumpkin picking, hayrides, corn mazes and more!


If you would like to buy your new home call us today. There is no obligation to work with us and the buyer agency fee will be paid through the listing agent and seller.

Give Harmony Real Estate a call at (603) 883-8840 or visit our website at www.Harmony-RE.com. We would love to help you with all your real estate needs!

We are located close to the Massachusetts border for commuters. You get the best of both worlds with massachusetts higher pay, and New Hampshire’s low taxes and affordable living.

Homes for Sale in South Nashua

Are you looking for a home for sale in South Nashua NH?

Nashua is a wonderful city in southern New Hampshire. It is part of the Hillsborough county. Nashua is bordered by Hudson, NH, Merrimack, NH, and Hollis, NH as well as Tyngsboro, MA and Dunstable, MA. The city is formerly known as Dunstable, which was founded in 1654 for fur trading. That changed in 1741 when the border between Massachusetts and New Hampshire was relocated.  



Developed during the Industrial Revolution, Nashua was originally a mill city. The mills were named The Nashua Mills. They had cotton mills and textile mills. They prospered until about World War I, when other methods for electricity other than water power were discovered. Cotton started being manufactured in the South where it was grown, and the textile mills also moved South during The Great Depression.


Seasons

In New Hampshire we are lucky enough to be able to enjoy all four of the seasons. In the Summer of 2016, the temperatures in Nashua averaged around 93° F, though sometimes the humidity makes it feel hotter. In the Winter of 2016 the low temperatures averaged around 23° F, although some days the temperatures can reach into the negatives! The average amount of snowfall is 50 feet in one winter, which means you can make as many snowmen as you want!


Education

South Nashua belongs to the Nashua school district. Nashua has 17 different public schools which consist of 12 elementary schools, 3 middle schools, and 2 high schools.  Bicentennial Elementary School and Main Dunstable Elementary school are the primary elementary schools in South Nashua, while Elm Street and Fairgrounds are the Middle Schools, and Nashua High School South is the main High School for South Nashua.


Transportation

Nashua has a bus station to make transportation easier for those who can’t walk or drive to where they need to go. The Nashua Transit Center is located at 11 Riverside Street in downtown Nashua. There is also public transportation available, the Gate City Trolley’s will take you all over the city. The rates are really inexpensive and can be found at http://nashuanh.gov/463/Fares .

There is also an airport in Nashua, mostly for military training or personal use for residents in the area who have their own small air planes.

And if you travel a little farther South to Haverhill or Lowell Massachusetts, there is a train, called the ‘T’ that will take you all over Massachusetts.

Real Estate

South Nashua has many different styles of homes for sale to offer, from Mansions to split level style homes. We are sure we can find something perfect for you. For 2016 the highest sales price for a single family home was $750,000, and the lowest sales price was $163,000. The average sales price for South Nashua homes for sale for 2016 was $317,400.


With the gorgeous homes in South Nashua you’re bound to find something that suits you and your family!

If you would like to sell your home in South Nashua, or just get a market analysis on what your house is worth call us today! There is no obligation to work with us and the Comparative Market Analysis is free of charge.

Give Harmony Real Estate a call at (603) 883-8840 or visit our website at www.Harmony-RE.com to find more homes for sale in South Nashua. We would love to help you with your important move.


Are you looking for a home in South Nashua NH?

Nashua is a wonderful city in southern New Hampshire. It is part of the Hillsborough county. Nashua is bordered by Hudson, NH, Merrimack, NH, and Hollis, NH as well as Tyngsboro, MA and Dunstable, MA. The city is formerly known as Dunstable, which was founded in 1654 for fur trading. That changed in 1741 when the border between Massachusetts and New Hampshire was relocated.  


Developed during the Industrial Revolution, Nashua was originally a mill city. The mills were named The Nashua Mills. They had cotton mills and textile mills. They prospered until about World War I, when other methods for electricity other than water power were discovered. Cotton started being manufactured in the South where it was grown, and the textile mills also moved South during The Great Depression.



Seasons

In New Hampshire we are lucky enough to be able to enjoy all four of the seasons. In the Summer of 2016, the temperatures in Nashua averaged around 93° F, though sometimes the humidity makes it feel hotter. In the Winter of 2016 the low temperatures averaged around 23° F, although some days the temperatures can reach into the negatives! The average amount of snowfall is 50 feet in one winter, which means you can make as many snowmen as you want!



Education


South Nashua belongs to the Nashua school district. Nashua has 17 different public schools which consist of 12 elementary schools, 3 middle schools, and 2 high schools.  Bicentennial Elementary School and Main Dunstable Elementary school are the primary elementary schools in South Nashua, while Elm Street and Fairgrounds are the Middle Schools, and Nashua High School South is the main High School for South Nashua.






Transportation


Nashua has a bus station to make transportation easier for those who can’t walk or drive to where they need to go. The Nashua Transit Center is located at 11 Riverside Street in downtown Nashua. There is also public transportation available, the Gate City Trolley’s will take you all over the city. The rates are really inexpensive and can be found at http://nashuanh.gov/463/Fares .


There is also an airport in Nashua, mostly for military training or personal use for residents in the area who have their own small air planes.


And if you travel a little farther South to Haverhill or Lowell Massachusetts, there is a train, called the ‘T’ that will take you all over Massachusetts.




Real Estate


South Nashua has many different styles of homes for sale to offer, from Mansions to split level style homes. We are sure we can find something perfect for you. For 2016 the highest sales price for a single family home was $750,000, and the lowest sales price was $163,000. The average sale price for South Nashua homes for sale for 2016 was $317,400.



With the gorgeous homes in South Nashua you’re bound to find something that suits you and your family!



If you would like to sell your home, or just get a market analysis on what your house is worth call us today! There is no obligation to work with us and the Comparative Market Analysis is free of charge.

Give Harmony Real Estate a call at (603) 883-8840 or visit our website at www.Harmony-RE.com . We would love to help you with your important move.


How to Sell Your South Hudson NH Fixer Upper

Selling a home can be difficult enough as it is, but it can be even more challenging to sell a home that needs a lot of work or updating. Most buyers want homes that have modern kitchens, spacious master bedrooms and updated bathrooms. Fixer uppers rarely have such amenities and need work.


The buyer will either need to have the time and be handy or have the extra money to pay to have the work completed. The key to successfully selling your fixer upper lies in reaching the right audience. With the right real estate agent this task will be much easier to accomplish.


Here are some tips on how to sell your fixer upper in South Hudson, New Hampshire:


  1. Find the best agent to help you sell your South Hudson NH home. You can interview a few and decide who would be the best fit. Make sure you ask your agent if they’ve sold houses that have needed to be fixed up before. The more experience they have, the easier it will be for you. The more experience that they have the easier it will be for you to sell your fixer upper.


  1. Make sure you set a bargain price to sell your home, especially if it needs a lot of work. You don’t want it to be too high or buyers may pass it up. Your real estate agent will be able to help you set the best price to sell your home at. You want a South Hudson NH agent who will be able to guide you in the right direction and set the best price for your home.

  2. Be honest about the flaws in your South Hudson NH home when you are selling. Disclosure is always in your best interest because if a buyer finds out about it after the fact they will want more off the price of the home. Your house may be subject to a home inspection before the sale is completed. So it is in your best interest to be clear about any repairs or maintenance from the onset that need to be taken care of.


  1. Include headlines with your ads such as “Handyman Special”, “Big Savings For Handy Homeowners”, “A Diamond in the Rough”, “Beautiful Home for a Bargain” or other references to that speak well to the fact that the home needs work. People want to know what they are getting into. If it’s just cosmetic work make sure to have your information worded properly.

  2. If there is something wonderful about your home that you love, be sure to highlight that when you are selling. It might be a good reason for a buyer to love as well. Do you have acres of land, or a large basement that can be renovated to make a larger living space? Be sure to let potential buyers know this important information. That small muddy stream in the back yard that you love, or the giant birch tree that you sit under in the summer to get some shade, the location, or anything else you might love. Someone else may fall in love with the same things as you!

  3. Property investors and contractors can be possible buyers for your fixer upper home. They can buy the house for the bargain price you sell it for, fix it, and then use it as a way to make a profit by renting it out, or reselling it after they finish the work that it needs. You may even want to highlight the investment potential when placing ads about selling your home.


If you are looking to buy or sell a South Hudson fixer upper home for sale give Harmony Real Estate a call at (603) 883-8840 or visit our website at www.Harmony-RE.com. Our experienced agents would love to find you a great investment!


Selling a home can be difficult enough as it is, but it can be even more challenging to sell a home that needs a lot of work or updating. Most buyers want homes that have modern kitchens, spacious master bedrooms and updated bathrooms. Fixer uppers rarely have such amenities and need work.


The buyer will either need to have the time and be handy or have the extra money to pay to have the work completed. The key to successfully selling your fixer upper lies in reaching the right audience. With the right real estate agent this task will be much easier to accomplish.


Here are some tips on how to sell your fixer upper in South Hudson, New Hampshire:


  1. Find the best agent to help you sell your South Hudson NH home. You can interview a few and decide who would be the best fit. Make sure you ask your agent if they’ve sold houses that have needed to be fixed up before. The more experience they have, the easier it will be for you. The more experience that they have the easier it will be for you to sell your fixer upper.


  1. Make sure you set a bargain price to sell your home, especially if it needs a lot of work. You don’t want it to be too high or buyers may pass it up. Your real estate agent will be able to help you set the best price to sell your home at. You want a South Hudson NH agent who will be able to guide you in the right direction and set the best price for your home.

  2. Be honest about the flaws in your South Hudson NH home when you are selling. Disclosure is always in your best interest because if a buyer finds out about it after the fact they will want more off the price of the home. Your house may be subject to a home inspection before the sale is completed. So it is in your best interest to be clear about any repairs or maintenance from the onset that need to be taken care of.


  1. Include headlines with your ads such as “Handyman Special”, “Big Savings For Handy Homeowners”, “A Diamond in the Rough”, “Beautiful Home for a Bargain” or other references to that speak well to the fact that the home needs work. People want to know what they are getting into. If it’s just cosmetic work make sure to have your information worded properly.

  2. If there is something wonderful about your home that you love, be sure to highlight that when you are selling. It might be a good reason for a buyer to love as well. Do you have acres of land, or a large basement that can be renovated to make a larger living space? Be sure to let potential buyers know this important information. That small muddy stream in the back yard that you love, or the giant birch tree that you sit under in the summer to get some shade, the location, or anything else you might love. Someone else may fall in love with the same things as you!

  3. Property investors and contractors can be possible buyers for your fixer upper home. They can buy the house for the bargain price you sell it for, fix it, and then use it as a way to make a profit by renting it out, or reselling it after they finish the work that it needs. You may even want to highlight the investment potential when placing ads about selling your home.


If you are looking to buy or sell a South Hudson fixer upper home for sale give Harmony Real Estate a call at (603) 883-8840 or visit our website at www.Harmony-RE.com. Our experienced agents would love to find you a great investment!


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