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Nashua NH

Nashua Estate Sale Sat 3/9 & Sun 3/10

🏡Join us for a fun Nashua Estate Sale on Saturday March 9th & Sunday March 10th. There is lots of Japanese Decor, Furniture, Clothing, Shoes, Home goods, Kitchen stuff, Garage stuff and much more. There a ton of FUN and Interesting Finds that you won't want to miss!  Ther's too much stuff to photograph everything. 

📌 11 Burnett St, Nashua NH 03060

🕰️Saturday March 9th from 9-3PM

🕰️Sunday March 10th 1-4PM

This Nashua Estate Sale will only be for one weekend. Click the link below for photos of some of the items available:

NASHUA ESTATE SALE PHOTOS

Local Nashua NH Real Estate Trends

Nashua NH Real Estate trends are experiencing a strong market, with a steady increase in home prices and a low inventory of available properties. The median home value in Nashua NH is around $325,000, which is slightly lower than the national average. However, the market is still continuing to rise, with a strong demand for homes in the area.

Nashua NH is an attractive location for commuters who work in Boston but prefer to live in a more affordable and suburban setting. One of the contributing factors to this trend is the city's proximity to Boston. Additionally, Nashua NH also offers a range of amenities and attractions, such as parks, restaurants, and shopping centers, which make it an appealing destination for families and young professionals.

In terms of rental market trends, Nashua NH has a diverse and competitive rental market, with a range of rental options available to tenants. The average rent for a one-bedroom apartment in Nashua NH is around $1,300 per month, while a two-bedroom apartment averages around $1,600 per month. Rental prices can vary depending on the location and type of property, as well as other factors such as the age and condition of the building.

Despite the strong demand for homes and rental properties, the inventory of available properties in Nashua NH remains relatively low. This makes it more challenging for buyers and renters to find available properties, especially during peak spring and summer real estate seasons.

Work with a REALTOR to stay informed about the local real estate trends in Hudson NH and the real estate market. Check out thesevaluable resources, such as the New Hampshire Association of Realtors or the Nashua NH town website. These resources offer a wealth of information and insights on local real estate trends, including data on home sales, median home prices, and more. 

Work with a local real estate agent who has firsthand knowledge and expertise on the current state of the market for Nashua NH real estate trends. We can help navigate this competitive market as your local Nashua NH real estate agents. We can help you find the best available properties that meet your specific needs and budget.

If you are thinking of buying or selling a Nashua NH house for sale, give our agents a call and we can discuss your options. Call Harmony Real Estate at (603) 883-8840 for more information today! Visit our website www.Harmony-RE.com  for tips on buying a South Nashua NH house for sale. We would love to help you with all your home buying and selling goals. We are the agency in tune with your real estate needs!

Nashua House FOR SALE | 1 Manatee Ave, Nashua, NH 03060

Nashua house for sale 1 Manatee Ave Nashua NH 03060

Enjoy all the conveniences this Nashua house for sale offers. It is ideally located for Massachusetts commuting and is within a mile of Downtown and just a few miles to the Pheasant Lane Mall. It is located just off of Exit 5 on Route 3. This Nashua NH house for sale located at 1 Manatee Ave Nashua NH 03060 is close to all the amenities of the city with restaurants, supermarkets, shopping, entertaining and more within walking distance.

Local schools and the library are also located within a mile radius of the house.

1 Manatee Ave, Nashua NH 03060 Map

A Nashua house with 1st floor living

The front door opens to the living room which leads to the eat-in kitchen. There are 2 bedrooms, a full bath and a sun porch on the first floor as well as 2 more additional Bedrooms and a bath on the second floor. There are hardwood floors and tile on the first floor.

Relax in this Nashua home’s 4 bedrooms

There are a total of 4 Bedrooms in this Nashua NH home for sale. 2 Bedrooms are located on the main floor and two more are on the second floor. All the bedrooms are large and there is a bathroom on the first and second floor.

An unfinished basement has potential

Aside from the convenience of its location, this home also has a large unfinished basement. The basement would be perfect to expand for future growth. It is waiting for your final touches to decide what it might turn into! There are endless possibilities.

Depending on the needs of your family, there are lots of different possibilities for this space. If you enjoy entertaining friends and family on a regular basis, it could be made into a large Family Room, or even a Man town if you enjoying sports. If you work from home it could be made into a home office or possibly a den. Other potential uses include a Playroom, a Gym, or maybe a Craft Room.

Enjoy your private fenced yard

There is ample space in the private, fenced yard for kids to have fun or for pets to roam around.

The whole house 1 Manatee Ave, Nashua NH consists of six rooms, 4 Bedrooms and 2 Baths. It is located on a fenced, private .172 acres on a corner lot. There is a ample-sized driveway with 2 car parking and a garage. The taxes for 2018 are $5347. The current 2018 tax rate for Nashua, NH is $21.21 per thousand dollars of assessed property value.

Enjoy all the amenities of this Nashua NH Cape for only $284,900. Call (603) 883-8840 today to schedule a showing.

Below are some interior and exterior photos of the home. Call or email to take a look at this beautiful Nashua home for sale.

Nashua, New Hampshire

Are you new to the Nashua, New Hampshire area? Are you considering this a place you might want to call home? Do you want to learn more about Nashua, New Hampshire? If you’re interested in learning more about Nashua, NH as a town give me a call or send me an email. We would be happy to answer any questions that you have.

If you are thinking of buying or selling a home in Nashua, NH give us a call and we can discuss your options. Call Harmony Real Estate at (603) 883-8840 for more information or to take a look at this home today! Visit our website at http://www.Harmony-RE.com for more information
March 18, 2019

Qualify for A VA loan with no down payment

Qualify for VA loan with no downpayment

Image by thetruthprenuer from Pixabay

Are you looking to qualify for VA loan purchase? Many Veterans are unaware that they can qualify to purchase a Southern NH house for sale with no down payment. Yes, you read that right, you can qualify for VA loan purchase with no down payment. 

Many homes for sale require a larger down payment which makes it a little more difficult for buyers to purchase a home. When a Veteran wants to purchase a Southern NH home for sale with no money down, they can ask the seller to pay up to 4% of the purchase price towards their closing costs, pre-paids, points and escrows on their purchase and sales agreement. This 4% concession will usually take care of all the remaining costs needed to purchase the home. 

As with anything there are some things that need to be done to make sure you qualify for VA loan purchase on a Southern NH house for sale. One such item is retrieving a Certificate of Eligibility (COE) from the VA. It confirms the purchase is through a Veteran and the Veteran still has remaining eligibility for buying a Southern NH house for sale. The VA will verify the service record of the veteran and provide the amount they are eligible to be registered for in the program. It will be in the form of a pre-approval letter with a specified amount that a Veteran can afford for a Southern NH home for sale.

Generally speaking, a Veteran is only allowed to have one VA loan and it is supposed to be used for the purchase of their primary residence. Some exceptions to this rule apply in the process but your situation would have to be considered by the underwriter to be approved.

The Veteran can obtain their Certificate of Eligibility typically one of two ways. They can apply for it directly through the VA or have their mortgage company apply for it directly on their behalf. The loan still requires that you meet all the requirements for getting a VA loan by getting the property Notice of Value (NOV) which is a lot like an appraisal. The NOV gives an opinion on the value of Southern NH Home for sale the Veteran is purchasing and notes any defects or repairs that need to be made to the home prior to closing to qualify for VA loan purchase.

The Veteran is also required to show that they can afford to pay the monthly payment for the Southern NH house for sale through their debt to income ratio. Ultimately, this is shown as a percentage of your debts versus the income you make as a percentage ratio. They like to see the Veteran stay under a 44% Debt to Income (DTI).

Many Veterans are purchasing homes this way at considerably lower monthly costs than non-Veterans. The interest rates can be very attractive in comparison to other rates. There is no mortgage insurance unlike most other loans on the market. While not everybody can qualify for VA loan purchase it is one of the best ways for a Veteran to purchase as Southern NH house for sale.

As with everything, you should check out all of your options available to finance a Southern NH house for sale so you can make the best decision. You can compare the different types of loans, review the APR (annual percentage rate ) on each loan. Then sit down with a knowledgeable loan officer who can go over your entire situation and review any questions you may have about your loan process.

Image by StockSnap from Pixabay

If you are a Veteran searching for a Southern NH house for sale, we can help you qualify for VA loan purchase. Give our agents a call at (603) 883-8840. We would be honored to give back and serve you through the home buying process! 

South Nashua House Selling Myths Busted!

There are several common selling myths that a South Nashua seller may get stuck on. Whether you have developed your own preconceived notions, or you’re stuck on other sales people's misconceptions, believing these myths can hurt your ability to sell your South Nashua house for sale. 

Here are some myths about your South Nashua home for sale that you shouldn’t believe.

1. Price is the Only Reason to Buy 

Of course the listing price has something to do with the purchase of your South Nashua house for sale. However, it is not the main reason why someone is purchasing it. If the house you are selling is run down and falling apart, and it needs a lot of work, the price wouldn’t be the only factor. What is important in a situation like this is that the buyer has enough money and time to repair the South Nashua home themselves after their purchase. If not, they will move on to a deal that better suits their home needs, regardless of the price. 

​2. Your house won't sell in the winter.

In many markets, spring tends to be the best one but it doesn't mean that a house can't or won't sell in the winter. In fact, in the market we are currently experiencing winter is an awesome time to sell. The fact is that buyers looking in the winter tend to be more serious buyers. Why would they be out looking at homes in the cold if they weren't? Winter has been good for years now due to low inventory as well. If there are no South Nashua homes for sale that meet your criteria or there is too much competition to win during the spring, winter could actually be the best time to purchase your South Nashua home. You just need a savvy REALTOR® who will be on your side guiding you through the process.

3. Buyers are Liars 

Many buyers are misguided about the South Nashua home buying process by what they hear from other sales people, on TV, and from the internet. This usually occurs when their real estate agent has failed to earn the buyers trust. Gaining a buyers trust means not pushing them to make a specific buying decision that is not good for them. 

The best REALTOR® will focus their attention on your specific needs and your current situation rather than trying to close the deal for their needs. Earning trust means treating people with respect and dignity even if they aren’t prepared to make a buying decision right away in South Nashua.

4. Anyone Can Be Persuaded To Buy

This might work at the mall when someone is shopping for Christmas gifts, but not just anyone can be persuaded to buy when it comes to purchasing a South Nashua home for sale. Buying a house is a very big deal! It’s one of the biggest, most expensive purchases a person will ever make and buyers don’t usually do it impulsively. 

Buyers like to find a home that is perfect for their needs and their family. No matter how well you are at persuading, if the South Nashua home you’re selling isn’t what the buyer wants and it isn’t the right fit for them, you won’t be able to persuade them to buy a house.

5. One Shoe Fits All

Many books have been written about the right ways to do things, and those books are full of myths themselves. We all have our own unique personality and what works well for one person may not work as effectively for another person. Everyone is different and when selling a South Nashua home for sale, you may want to think about what a buyer will like and combine it with your ideas so you can really connect with the buyer on their level and appeal to them. 

While renovating the entire kitchen may sell your home, it may not bring back the full value of the repair at resale. Going drastic with upgrades is not the best approach either. Many times some basic upgrades like curb appeal, decluttering, updated counters, new knobs and lighting fixtures, and a fresh coat of paint will do just fine. 

6. It’s Important To Close The Sale As Soon As Possible

This is probably one of the worst selling myths I have ever come across. Yes, it is important to move people towards a home buying decision, but it is also important that they are being treated properly. A good REALTOR® will make sure that their buyer is purchasing a South Nashua home for sale that best suits their buyers needs. 

Not every sale decision will be made easily, or quickly. A buyer needs to be sure they are doing what is best for them, and at a proper pace that works for their schedule. In certain situations, rushing to make a commitment to buy a South Nashua house might not be in your best interest if your not ready. Knowing the market and your mind, however is key! If you are interested in a home and couldn't imagine yourself without it then you will want to make a decision before anyone else does.  

7. Do Whatever It Takes To Get The Sale

Aggressive and manipulative sale tactics can sometimes work but you don't want the buyer coming back after the sale with complaints that turn into a liability. Also, you wouldn’t want someone to lie or swindle you in order to complete a sale so don’t ask your real estate agent to do that either.  

Many sellers feels as if they need to close the deal on any offer they get, and this is not the case. If someone offers you lower than your asking price for your South Nashua home for sale, but your house has just recently been put on the market you may still be able to get more for your home. Talk with your real estate agent, negotiating with the buyer may be a better option. Don’t give up until you discuss all the possible options with the buyers. When selling your South Nashua home for sale you need to be patient and make the best business decision for yourself as a seller.

8. You can sell your home by yourself.

While it is in fact possible to sell your South Nashua home for sale solo, it is always better to have a professional by your side. Selling your home takes time, knowledge and negotiating skills. Do you really want to worry about negotiating directly with a buyer or showing your house to strangers? If you were going to buy stocks, or had an important legal question, or needed advice on your tax return you would call a professional so it only makes sense that when you decide to sell your South Nashua home that you would call a REALTOR®.  You need a middle man to make the decisions less emotional and price your home accurately. It's also a known fact that houses sold with a REALTOR® sell faster and for more money. 

Real Estate sales is an honorable career and sales professionals and their sellers need to avoid becoming prey to these myths. Be sure to focus your energy to make the best educated decision possible when buying or selling a South Nashua home for sale. The agents here at Harmony Real Estate would be happy to make your buying and selling dreams a reality!

Call Harmony Real Estate at (603) 883-8840 if you are looking to purchase a South Nashua home for sale! Our agents are professionals looking out for your best interest. And our team is a family who would be happy to help you find the home of your dreams.

Do you really want to worry about showing your house to strangers?

Selling Myths Busted!


There are several common selling myths that a South Nashua seller may get stuck on. Whether you have developed your own preconceived notions, or you’re stuck on other sales people's misconceptions, believing these myths can hurt your ability to sell your South Nashua house for sale.


Here are some myths about your SOuth Nashua home for sale that you shouldn’t believe.


  1. Price is the #1 Reason Someone Buys
    Of course the listing price has something to do with the purchase of your South Nashua house for sale. However, it is not the main reason why someone is purchasing it. If the house you are selling is run down and falling apart, and it needs a lot of work, the price wouldn’t be the only factor. What is important in a situation like this is that the buyer has enough money and time to repair the South Nashua home themselves after their purchase. If not, they will move on to a deal that better suits their home needs, regardless of the price.


  1. Buyers Lie
    Many buyers are misguided about the South Nashua home buying process by what they hear from other sales people, on TV, and from the internet. This usually occurs when their real estate agent has failed to earn the buyers trust. Gaining a buyers trust means not pushing them to make a specific buying decision that is not good for them.


The best REALTOR® will focus their attention on your specific needs and your current situation rather than trying to close the deal for their needs. Earning trust means treating people with respect and dignity even if they aren’t prepared to make a buying decision right away in South Nashua.

  1. Anyone Can Be Persuaded To Buy
    This might work work at the mall when someone is shopping for Christmas gifts, but not just anyone can be persuaded to buy when it comes to purchasing a South Nashua home for sale. Buying a house is a very big deal! It’s one of the biggest, most expensive purchases a person will ever make and buyers don’t usually do it impulsively.

Buyers like to find a home that is perfect for their needs and their family. No matter how well you are at persuading, if the South Nashua home you’re selling isn’t what the buyer wants and it isn’t the right fit for them, you won’t be able to persuade them to buy a house.

  1. A Technique That Works For One Will Work For All
    Many books have been written about the right ways to do things, and those books are full of myths themselves. We all have our own unique personality and what works well for one person may not work as effectively for another person. However, instead of discarding that particular idea you should look for a way to integrate it into your natural style and approach. Everyone is different and when selling a South Nashua home for sale, you may want to think about what a buyer will like and combine it with your idea so you can really connect with the buyer on their level.


  1. It’s Important To Close The Sale As Soon As Possible
    This is probably one of the worst selling myths I have ever come across. Yes, it is important to move people towards a home buying decision, but it is also important that they are being treated properly. A good REALTOR® will make sure that their buyer is purchasing a South Nashua home for sale that best suits their buyers needs.


Not every sale decision will be made easily, or quickly. A Buyer wants to be sure they are doing what is best for them, and at a proper pace that works for their schedule. In certain situations, trying to rush the buyer to make a commitment to buy a South Nashua house can cost you the sale.

  1. Do Whatever It Takes To Get The Sale
    Aggressive and manipulative sale tactics can sometimes work, but they won't create returning customers and clients. You may get one sale but in the long run you will not have the customer wanting to work with you again. If they give you bad reviews you can lose future business. And you wouldn’t want the buyer coming back after the sale with complaints that turn into a liability. Also, you wouldn’t want someone to lie or swindle you in order to complete a sale so don’t ask your real estate agent to do that either.  

  2. Close The Deal At Any Price
    Many sellers feels as if they need to close the deal on any offer they get, and this is not the case. If someone offers you lower than your asking price for your South Nashua home for sale, but your house has just recently been put on the market, don’t worry because someone else will love your listing too. Or negotiating with the buyer may be a better option. Don’t give up until you discuss all the possible options with the buyers. When selling your South Nashua home for sale you need to be patient and make the best business decision for yourself as a seller.


Real Estate sales is an honorable career and sales professionals and their sellers need to avoid becoming prey to these myths. Be sure to focus your energy to help your buyer make the best educated decision possible when buying a South Nashua home for sale.



Call Harmony Real Estate at (603) 883-8840 if you are looking to purchase a South Nashua home for sale! Our agents are professionals looking out for your best interest. And our team is a family who would be happy to help you find the home of your dreams.


DIY ideas to fix up your South Nashua house for sale

When you are selling your South Nashua home for sale, some simple fixes can be very important to help reel in a buyer. The more appealing your home looks to the eyes, the more likely you will be to get a bite.

Here are a few ideas on how to stage your home when you are selling!

Bathroom

The bathroom is always a big seller for South Nashua buyers. Try to make it look as clean as possible! If the walls are dirty or moldy spray them with a mixture of one part bleach, and one part water. The mold will disappear! Be sure to wipe them down after, and apply a coat of semi-gloss paint to make the walls easier to clean.

Clean all that yucky grime off of your glass shower door. You can start by removing the door and cleaning it with a mixture of ten parts water, and one part muriatic acid. Scrub it, then reattach the door, this will have it sparkling like new in no time! Or better yet get rid of the door and just put up a shower curtain in it's place. This will give your South Nashua home for sale a more modern look.

If your tile is gross and needs to be replaced, don’t spend all your money redoing the bathroom, that would cost a fortune! Simply scrub the tile and then add a coat of sealer to make it more manageable next time.

Buyers like it when they can see every square foot of your bathroom. If you have a big vanity that takes up too much space, replace it with a pedestal sink and a mirror on the wall! Or if you need the storage just get a smaller sink with a few drawers. It will make your bathroom appear larger and will look perfect for your showings!

Kitchen & Dining Room

Nobody wants to eat food in a dirty kitchen, and especially not in a run down dining room. You should always make sure that your kitchen looks nice whether you are selling your South Nashua home or not. Instead of replacing old cabinets, sand them down and add a few nice coats of stain or paint to them. Before you know it they will look brand new, and this will be very appealing to a buyer.

Stainless steel appliances are a new trend that buyers love. Instead of buying a new dishwasher, microwave, or oven, take a trip to your local hardware store and purchase stainless steel stick on covers! They are easy to apply and they look fantastic. First, remove the front panels from the appliances you decide to cover. After that, apply a stainless steel stick on covering, and cut it to size. Your appliances will go from outdated to modern in no time at all!

Who wouldn’t want granite counter tops in the Granite State? They are absolutely gorgeous, and there is a way to get them so much cheaper rather than having to pay a boat load for them. (unless of course you prefer to fully replace them.) There are stick-ons for your countertops too! Visit your local hardware store and choose the one that will match your kitchen the best!

There is a way to make your hardwood floors look more dramatic, and it is so simple! First, find which boards are damaged, cut them out and replace them with new pieces. Use a sander and give the floor a good sanding. Then the last step is to stain the boards with a rich color, and there you go! Beautiful hardwood floors are always a plus with buyers!

Bedroom & Living Room

The living room is also very important to a South Nashua buyer. Typically that is where most people spend their time when they are at home. There is a way to make your hardwood floors look more dramatic, and it is so simple! First, find which boards are damaged, cut them out and replace them with new pieces. Use a sander and give the floor a good sanding. Then the last step is to stain the boards with a rich color, and there you go! Beautiful hardwood floors are a definite buyer plus!

Do you have a fireplace in your South Nashua home for sale? Is it brick or stone? Either way, I’m sure that a little update would help sell your South Nashua home for sale! If you have a stone fireplace wipe it down with a rag and water, and then use some stone polish to make it sparkle like new. If your fireplace is brick, use a rag to rub a thin coat of paint on the bricks. You don't want to cover the bricks completely with paint but give it a more dulled down look, and your fireplace will go from sticking out to standing out in just a few simple steps! Also be sure to replace your old fireplace screen, or just touch it up with a few coats of spray paint to match your room!

When you are selling your South Nashua home for sale, you should make sure that your master bedroom appeals to buyers. Get rid of features that seem too gender-specific, and paint the walls a neutral color. Choose bedding and accessories that match and pull the whole scheme together.

Buyers love built-in bookshelves. There are a lot of people who use bookshelves to store their clutter, but when you are selling you need to use every aspect of your home to the best of its ability. The trick with a bookshelf is to arrange neutral items in clusters, and be sure that none of your accessories stand out too much. This way you'll show off your beautiful built-in bookshelves, but not all your clutter or personal belongings.

Exterior

When you are selling your South Nashua home for sale the first thing a buyer will see is the exterior! Touch up the outside of your South Nashua home for sale by replacing the shutters, painting your house, or replacing any cracked siding. Also, add some color with flowers, be sure your lawn is mowed, your bushes are trimmed, and your walkway and driveway look good by cleaning them and giving them a new coat of tar when necessary. Adding perennial flowers, shrubs, small trees and plants may also help to spice up the outside of your South Nashua home for sale. You want it to look it beautiful for your showings as well as for buyers driving by your neighborhood. You never know when a potential buyer may pass by and fall in love with your South Nashua home for sale.

If are looking to buy or sell a home for sale in South Nashua give our qualified agents at Harmony Real Estate a call today at (603) 883-8840. We would love to help you with your home sale or purchase! Let us help you find your dream home.

Do you have a fireplace in your home? If so, is it brick, or stone? Either way, I’m sure that you could use some help fixing it up to sell your South Nashua home for sale! If you have a stone fireplace wipe it down with an old rag and some water, and then polish it with some stone polish to make it sparkle like new. If your fireplace is brick, use a rag to rub a thin coat of paint on the bricks. This won't cover the bricks completely with paint, and your fireplace will go from sticking out to standing out in just a few simple steps! Also be sure to replace your old fireplace screen, or just touch it up with a few coats of spray paint to match your room!

How to Avoid Capital Gains on your South Nashua house for sale

No one likes taxes, unless you are getting a tax return of course. Capital gains are a tax that you have to pay when you sell something for more than  you paid for it. In this case we will use your South Nashua home as the example. Say you buy your South Nashua home for $250,000, and then you sell your South Nashua home for sale a year later for $275,000. That is considered a capital gain, and you have to include them when you file your taxes.

Here are a few simple ways to avoid capital gains!

Wait Before You Sell

If you want to purchase a South Nashua home for sale as a primary residence, and later you decide it isn’t the right fit for you and your family and you want to sell it, you should wait at least two years before you do so. As long as it has been your primary residence for two of the last five years, will remove any gain you may make under $250,000. For a married couple it is even more, up to $500,000 at $250,000 per person.

A one year wait will also mark the value of other sales as a long-term capital gain, and you may even save 10%-20% depending on your tax rate. However, we always suggest asking your accountant, it doesn’t hurt to check with your local CPA to make sure the rules have not changed and that you are still making a sound decision.

Sell When Your Income Is Low

Your income level will impact the amount of long-term capital gains tax you will pay. The lower your income percentage is, the less money you will pay when tax time rolls around. The higher your income tax bracket, or the more you make yearly, the more you will be required to pay come the end of the year. People in the 25-35% income bracket pay around 15% on capital gains, while taxpayers in the 39.6% bracket pay 20%, and  in the 10%-15% bracket you may not be required to pay any long-term capital gains at all.

You are best off to sell your property when your household income is the lowest so you can avoid paying capital gains tax at all. However, that is not always possible so always discuss it further with your CPA to make sure you are selling at the right time.

Keep Your Home Improvement Receipts

Keep all your records! Make sure to keep receipts for any home improvements or additions you’ve made to your South Nashua home for sale over the years that you have lived there, or while you owned your South Nashua home. In addition to increasing your home’s value, any improvements that you make to your home increase your basis in the home and that will reduce your capital gains tax.

This tax-savings strategy can be particularly valuable! If you have a gain on your South Nashua home for sale and the house doesn’t qualify for the primary residence exclusion, or you’ve exceeded your exclusion amount it may come in handy.

An improvement is anything that betters your home. It could also restore your South Nashua home to a previous condition or adapt the condition it is in. Adding rooms, a deck, a pool, or even landscaping the property all count as improvements to your South Nashua home for sale. Upgrading windows and doors, plumbing, insulation, heating, cooling, wiring, irrigation or an indoor sprinkler system also qualify. Restoring damaged parts of your home, remodels including new kitchens, bathrooms, flooring, and built-in appliances are also improvements that are deductible. Retain copies of receipts and records and keep a log of all the purchases you’ve made.

Move Often

Although this can be time consuming, selling your South Nashua home for sale will help you use the capital gain to its fullest potential. You need to have lived in your house for at least two years to claim the exclusion. The IRS will allow taxpayers to use the exclusion multiple times, but no more than once every two years. This means you could sell multiple homes at a large gain and never pay a dime in taxes!

The capital gain exclusion is large enough that many taxpayers will never have to pay taxes on the sale of their Sale Nashua homes or for that matter wherever you live. AS stated previously, a married couple can exclude up to $500,000 or $250,000 each. However, if you’ve held your property for a long time, bought in desirable area, or you are single then the exclusion may not completely cover your gains.

If you are looking for a South Nashua New Hampshire home for sale give Harmony Real Estate a call at (603) 883-8840. You can also visit our website at www.Harmony-RE.com for a list of South Nashua homes for sale. Our team is a family and we will make sure you find a home that best suits your needs! We look forward to hearing from you!

No one likes taxes, unless you are getting a tax return of course. Capital gains are a tax that you have to pay when you sell something for more than  you paid for it. In this case we will use your South Nashua home as the example. Say you buy your South Nashua home for $250,000, and then you sell your South Nashua home for sale a year later for $275,000. That is considered a capital gain, and you have to include them when you file your taxes.


Here are a few simple ways to avoid capital gains!



Wait Before You Sell

If you want to purchase a South Nashua home for sale as a primary residence, and later you decide it isn’t the right fit for you and your family and you want to sell it, you should wait at least two years before you do so. As long as it has been your primary residence for two of the last five years, will remove any gain you may make under $250,000. For a married couple it is even more, up to $500,000 at $250,000 per person.


A one year wait will also mark the value of other sales as a long-term capital gain, and you may even save 10%-20% depending on your tax rate. However, we always suggest asking your accountant, it doesn’t hurt to check with your local CPA to make sure the rules have not changed and that you are still making a sound decision.



Sell When Your Income Is Low

Your income level will impact the amount of long-term capital gains tax you will pay. The lower your income percentage is, the less money you will pay when tax time rolls around. The higher your income tax bracket, or the more you make yearly, the more you will be required to pay come the end of the year. People in the 25-35% income bracket pay around 15% on capital gains, while taxpayers in the 39.6% bracket pay 20%, and  in the 10%-15% bracket you may not be required to pay any long-term capital gains at all.


You are best off to sell your property when your household income is the lowest so you can avoid paying capital gains tax at all. However, that is not always possible so always discuss it further with your CPA to make sure you are selling at the right time.



Keep Records of Home Improvements

Keep all your records! Make sure to keep receipts for any home improvements or additions you’ve made to your South Nashua home for sale over the years that you have lived there, or while you owned your South Nashua home. In addition to increasing your home’s value, any improvements that you make to your home increase your basis in the home and that will reduce your capital gains tax.


This tax-savings strategy can be particularly valuable! If you have a gain on your South Nashua home for sale and the house doesn’t qualify for the primary residence exclusion, or you’ve exceeded your exclusion amount it may come in handy.


An improvement is anything that betters your home. It could also restore your South Nashua home to a previous condition or adapt the condition it is in. Adding rooms, a deck, a pool, or even landscaping the property all count as improvements to your South Nashua home for sale. Upgrading windows and doors, plumbing, insulation, heating, cooling, wiring, irrigation or an indoor sprinkler system also qualify. Restoring damaged parts of your home, remodels including new kitchens, bathrooms, flooring, and built-in appliances are also improvements that are deductible. Retain copies of receipts and records and keep a log of all the purchases you’ve made.



Move Often

Although this can be time consuming, selling your South Nashua home for sale will help you use the capital gain to its fullest potential. You need to have lived in your house for at least two years to claim the exclusion. The IRS will allow taxpayers to use the exclusion multiple times, but no more than once every two years. This means you could sell multiple homes at a large gain and never pay a dime in taxes!


The capital gain exclusion is large enough that many taxpayers will never have to pay taxes on the sale of their Sale Nashua homes or for that matter wherever you live. AS stated previously, a married couple can exclude up to $500,000 or $250,000 each. However, if you’ve held your property for a long time, bought in desirable area, or you are single then the exclusion may not completely cover your gains.


If you are looking for a South Nashua New Hampshire home for sale give Harmony Real Estate a call at (603) 883-8840. You can also visit our website at www.Harmony-RE.com for a list of Soth Nashua homes for sale. Our team is a family and we will make sure you find a home that best suits your needs! We look forward to hearing from you!


How to deal with Mold in your South Nashua house

Mold, that’s definitely a word that no one ever wants to hear. The word can put terror into the eyes of any homeowner. After all, it can make you and your family sick, as well as weaken your walls, floors, and ceilings.


Here is what you should do if you have mold in your South Nashua home.

The first step is to test for mold

This is something that no homeowner wants to hear, but if you suspect you have mold in your home, you need to test it to be sure of what kind of mold it is. Mold testing can be very expensive, but if you are deeply suspicious of what's in your walls, it is worth it. You could also buy a kit to test for mold yourself but they have a reputation for being unreliable, so getting an expert to take a look at your South Nashua home for sale is in your best interest.

What to do if you find mold

If mold is found in your South Nashua home, don’t panic just yet. Every home has mold in it, but some homes are worse than others. If it is a small area less than 10 square feet, you could try to remove it yourself. Although, this isn’t the best idea, it is possible. Be sure to wear gloves, and a face mask, and goggles in a well ventilated room if you are going to try to tackle the removal yourself with chemicals. If it is to big of an area for you to clean yourself, or you just don’t have the time, make sure to call a professional. You are always better safe than sorry! 

Stay Vigilant

Even if you aren’t aware of any toxic mold in your home, always keep an eye out for it. Keeping mold away from your South Nashua homes comes down to simple maintenance. If you have any dampness in your South Nashua home, it is possible that there will be mold. Be sure to look in any dark, damp places.

These are some simple ways to keep mold away from your South Nashua home for sale:

  1. Caulk around water fixtures
    Sinks and bathtubs all have signs of mold. Be sure you caulk around the faucets in your sink, and your shower in your kitchen, bathroom, or any other rooms. Make sure to clean out any discolored caulking to make sure it doesn’t turn into another problem.

  1. Clean your gutters
    You were planning to do this anyhow, right? Well, here is your chance to get it accomplished! Water pooling in your gutters due to a clog can leak into your walls causing mold to grow in them. Make sure to clean out any gutters that can cause this problem before it starts.

  2. Check your windows
    Make sure there are no leaks from your windows. You can caulk around the outside of your windows to prevent water coming in after a lot of rain, or snow. The spring is usually the best time to do this when the weather starts to get warmer, and the snow starts melting.

  3. Take care of your roof
    Is your roof leaking? If your roof is leaking, you would notice that of course! However, you might not go in the attic often. Make sure to  check the attic periodically, especially after it rains heavily to see if you have any leaks in your South Nashua roof. If you do be sure to get it taken care of right away to prevent mold from growing. This is the typical place where mold will start and home owners are not aware so make sure to take a peak in your South Nashua attic from time to time.

  4. Check the crawl space
    Do you have a crawl space under your home? Just like the attic, the crawl space is not a common place you go. Be sure to get under the house from time to time to check and see if there is any water collecting there. If there is, you need to be sure to drain it, as water pooling under your house won't only lead to mold, but structural problems as well. And neither are a good problem to have in your South Nashua home for sale.

With all that you have learned from this article, you will know exactly what to do if you find or suspect mold in your home! For more information on addressing other problems in your home give us a call or view our other articles at www.Harmony-RE.com. We can give you some insight on what you might need to do or give you the name of a professional to call to address it.

If are looking to buy or sell a home for sale in South Nashua give our qualified agents at Harmony Real Estate a call today at (603) 883-8840. We would love to help you with your home sale or purchase.


November 9, 2017

South Nashua Luxury Houses for Sale

South Nashua Luxury Real Estate

Are you looking for a luxury home in South Nashua? Are you looking for an elegant home with lots of square footage? Are you looking for a dream home that is conveniently located near all amenities and fits all of your needs? If so, a South Nashua NH home for sale is what you are looking for.

There are several luxurious homes for sale to choose from in the highly desirable neighborhoods of South Nashua. Every buyer will have different requirements for the luxury home that they are looking for. You can find homes with open concept layouts, gourmet kitchens, master bedrooms with en suite bathrooms, and much more!

Conveniently located

There are 2 golf courses in South Nashua, the Nashua Country Club and Sky Meadow Country Club, that you can enjoy. The benefits of living on or near a golf course range from the lush beautiful rolling views, to the convenience of golfing daily. They are nestled in the private luxurious neighborhoods of South Nashua.

You will enjoy the convenience of easy access to the highways from the neighborhoods of South Nashua off of exit 1 or Exit 4 of Route 3. Just a short ride away you will also find all the conveniences of the city from restaurants, to entertainment, and shopping. South Nashua is conveniently located close to the Pheasant Lane Mall and the highway for Massachusetts commuters. The elegant luxury homes of South Nashua are close to all the amenities you will ever need.

What features are you looking for?

The luxurious homes for sale in South Nashua have all the amenities you are looking for from spacious layouts, to high-end amenities and features, to large lots. Are you looking for a gourmet kitchen, an open layout, a spacious layout, a theatre room or even a pool? You could have many or all of the features you desire in South Nashua. The life you have been longing for is waiting for you here in South Nashua. We can help you find your dream home and make sure it has all the amenities you have been searching for!


Luxury homes have good resale

The luxury homes of South Nashua NH have good resale because of their location and great schools. The Bicentennial School district is the best rated in South Nashua. It has an A+ rating on The kids and the parents love the school and all that it offers. In addition, the homes in South Nashua are always more valuable and in higher demand than the other surrounding neighborhoods due to the proximity to Massachusetts.


If you are looking for a luxury home in South Nashua give our agents a call at (603)883-8840 for a list of all the homes currently available. With the professional knowledge of our agents by your side, we will find you the perfect luxury home for sale in South Nashua NH.

Check out our website at www.Harmony-RE.com to see a list of all the available houses for sale in South Nashua NH. For a list of all the luxury homes for sale or for more information on living ion South Nashua or the surrounding area give Harmony Real Estate a call today at (603) 883-8840. 

You will enjoy the convenience of easy access to the highways from the neighborhoods of South Nashua off of exit 1 or Exit 4 of Route 3. Just a short ride away you will also find all the conveniences of the city from restaurants, to entertainment, and shopping. South Nashua is conveniently located close to the Pheasant Lane Mall and the highway for Massachusetts commuters. The elegant luxury homes of South Nashua are close to all the amenities you will ever need.

Downtown Nashua Multi-Family for Sale 25 Cross St, Nashua NH 03060

25 Cross St, Nashua, NH 03060

Downtown Nashua NH 2 Family with a 5 Car Garage

Are you looking for a move-in ready Multi-Family unit? Are you looking for an owner occupied investment opportunity? Are you searching for an investment where you can rent out the building and not live there? If so, this is the 2 family for you! It has the potential to be an investment or an owner occupied unit.

This Nashua NH Multi-Family features 2 units up and down. Each unit has 2/3 bedrooms, a porch, a full bathroom, some hardwood flooring, and there is a full walk-out basement for additional storage. With 1,980 square feet of interior living space this 2 family sits on .12 acre near Downtown Nashua NH. Enjoy the conveniences downtown has to offer!

The exterior has been beautifully landscaped with perennial gardens leading up the driveway to the garage. This setups gives great curb appeal from the road.

This multi-family has several recent updates to include a new roof on the house and a new metal roof on the garage. There's no need to worry about replacing either roof any time soon.

The second floor unit was updated with new flooring and well maintained as an owner occupied unit for the last 2 1/2 years. The boiler was installed 2 years ago. There bathroom on the second floor has been updated and is ready to move-in. The first floor just needs some cosmetic updating.

The interior of the second floor is move-in ready waiting for you! The interior of the first floor is waiting for some cosmetic touches to update it. 

This Downtown Multi-Family is Conveniently Located

This Downtown Nashua 2 Family is conveniently located close to entertainment, shopping, highways and more. It is ideally located within walking distance to downtown which offers several Restaurants, Bars, Shopping, Public Transportation, and a Supermarket. This Downtown Nashua NH 2 family for sale is close to all these amenities of the city.

The multi-family is located approximately 5 minutes from Exit 5 in Nashua NH and about 7 minutes from Exit 2 on Route 3 in Hudson NH for commuters. In addition, the Pheasant lane Mall is only about a 10 minute drive away in South Nashua for even more shopping fun.

Local schools and the library are also located within a few miles radius of this home.

This beautiful Cross St Multi-Family in Nashua NH is located within a 30 minute drive to Manchester and within a hour from Boston MA for those looking to commute. Nashua has public access to pools in the summer for residents to enjoy swimming. Greeley Park is also only a couple minutes away with mature landscaping, trails, a kiddie pool, a playground, a stage pavilion and more. There are several events hosted at Greeley Park during the year to include Festivals, Walk-Athons, Senior Outings, Concerts and more.

Open Concept Living in this Downtown Nashua Multi-Family

The first floor opens into the eat-in kitchen and pantry area from the side porch. The living room is just off of the kitchen and currently the room off the living room is being used as another bedroom. There are two other ample sized bedrooms off of the eat-in kitchen. There is basement access through a door in the kitchen leading to more storage space.

The second floor has a similar layout to the first floor. The stairs from the side porch lead up tot he unit and open into the eat-in kitchen and pantry area. The living room is just off of the kitchen and currently the room off the living room is being used as an extension of the living room. However, it could be used as another bedroom, a den, a dining room, and there are plenty of other potential uses depending on your need. There are two other ample sized bedrooms off of the eat-in kitchen. There is basement access at the bottom of the side stairs leading to more storage space.

Enjoy a relaxing night in this Downtown Nashua multi-family's bedrooms

There are a total of 2/3 Bedrooms in each of the two Units of this Downtown Nashua NH multi-family for sale. The units have similar layouts. The first and the second floor units both have 2/3 bedrooms. The carpeting was replaced about 2 1/2 years ago in all the bedrooms on the second floor.

The Master Bedroom is ample sized to accommodate a King sized bed and several bureaus. Tenants will enjoy relaxing in their new apartment or you can reap the benefits of letting a tenant help pay your rent.

A full walk-out basement adds more storage

Aside from it’s convenient location, one of the best things about this home is the large basement. There is ample room for storage for personal use or for you and your tenants. 

Take several steps down from the side porch to the large basement which has many potential uses. The basement could be separated into two or more different sections which could be utilized in many different ways.

There are many potential uses for the area depending on your need.

Enjoy all of your garage space

The 5 car detached garage has a new metal roof which will last a long time! It has the potential to be used for personal use or as a further investment by renting out the bays.


The whole house 25 Cross Street, Nashua NH consists of ten rooms, 2 porches, 5 bedrooms (potentially 6 bedrooms) and 2 baths. It is located on a .12 acre landscaped lot with a large 5 car detached garage. There is a long paved driveway with 6+ car parking leading to the garage. The taxes for 2016 are $5,636. The current 2016 tax rate for Nashua, NH is $25.07 per thousand dollars of assessed property value.

Enjoy all the amenities of this Downtown Nashua NH 2 Family for only $299,900. Call (603) 883-8840 today to schedule a showing with one of our qualified agents.

Below are some interior and exterior photos of the home. Call or email to take a look at this beautiful Hudson home for sale.


Downtown Nashua, New Hampshire

Are you new to the Downtown Nashua, New Hampshire area? Are you considering this a place you might want to call home? Do you want to learn more about Downtown Nashua, New Hampshire? If you’re interested in learning more about Downtown Nashua, NH as a town give me a call or send me an email. We would be happy to answer any questions that you have.

25 Cross St, Nashua NH 03060 Map

If you are thinking of buying or selling a home in Downtown Nashua, NH give us a call and we can discuss your options. Call Harmony Real Estate at (603) 883-8840 for more information or to take a look at this beautiful home today! Visit our website at http://www.Harmony-RE.com for more information.

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