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Nashua NH

DIY ideas to fix up your South Nashua home for sale

When you are selling your South Nashua home for sale, some simple fixes can be very important to help reel in a buyer. The more appealing your home looks to the eyes, the more likely you will be to get a bite.

Here are a few ideas on how to stage your home when you are selling!

Bathroom

The bathroom is always a big seller for South Nashua buyers. Try to make it look as clean as possible! If the walls are dirty or moldy spray them with a mixture of one part bleach, and one part water. The mold will disappear! Be sure to wipe them down after, and apply a coat of semi-gloss paint to make the walls easier to clean.

Clean all that yucky grime off of your glass shower door. You can start by removing the door and cleaning it with a mixture of ten parts water, and one part muriatic acid. Scrub it, then reattach the door, this will have it sparkling like new in no time! Or better yet get rid of the door and just put up a shower curtain in it's place. This will give your South Nashua home for sale a more modern look.

If your tile is gross and needs to be replaced, don’t spend all your money redoing the bathroom, that would cost a fortune! Simply scrub the tile and then add a coat of sealer to make it more manageable next time.

Buyers like it when they can see every square foot of your bathroom. If you have a big vanity that takes up too much space, replace it with a pedestal sink and a mirror on the wall! Or if you need the storage just get a smaller sink with a few drawers. It will make your bathroom appear larger and will look perfect for your showings!

Kitchen & Dining Room

Nobody wants to eat food in a dirty kitchen, and especially not in a run down dining room. You should always make sure that your kitchen looks nice whether you are selling your South Nashua home or not. Instead of replacing old cabinets, sand them down and add a few nice coats of stain or paint to them. Before you know it they will look brand new, and this will be very appealing to a buyer.

Stainless steel appliances are a new trend that buyers love. Instead of buying a new dishwasher, microwave, or oven, take a trip to your local hardware store and purchase stainless steel stick on covers! They are easy to apply and they look fantastic. First, remove the front panels from the appliances you decide to cover. After that, apply a stainless steel stick on covering, and cut it to size. Your appliances will go from outdated to modern in no time at all!

Who wouldn’t want granite counter tops in the Granite State? They are absolutely gorgeous, and there is a way to get them so much cheaper rather than having to pay a boat load for them. (unless of course you prefer to fully replace them.) There are stick-ons for your countertops too! Visit your local hardware store and choose the one that will match your kitchen the best!

There is a way to make your hardwood floors look more dramatic, and it is so simple! First, find which boards are damaged, cut them out and replace them with new pieces. Use a sander and give the floor a good sanding. Then the last step is to stain the boards with a rich color, and there you go! Beautiful hardwood floors are always a plus with buyers!

Bedroom & Living Room

The living room is also very important to a South Nashua buyer. Typically that is where most people spend their time when they are at home. There is a way to make your hardwood floors look more dramatic, and it is so simple! First, find which boards are damaged, cut them out and replace them with new pieces. Use a sander and give the floor a good sanding. Then the last step is to stain the boards with a rich color, and there you go! Beautiful hardwood floors are a definite buyer plus!

Do you have a fireplace in your South Nashua home for sale? Is it brick or stone? Either way, I’m sure that a little update would help sell your South Nashua home for sale! If you have a stone fireplace wipe it down with a rag and water, and then use some stone polish to make it sparkle like new. If your fireplace is brick, use a rag to rub a thin coat of paint on the bricks. You don't want to cover the bricks completely with paint but give it a more dulled down look, and your fireplace will go from sticking out to standing out in just a few simple steps! Also be sure to replace your old fireplace screen, or just touch it up with a few coats of spray paint to match your room!

When you are selling your South Nashua home for sale, you should make sure that your master bedroom appeals to buyers. Get rid of features that seem too gender-specific, and paint the walls a neutral color. Choose bedding and accessories that match and pull the whole scheme together.

Buyers love built-in bookshelves. There are a lot of people who use bookshelves to store their clutter, but when you are selling you need to use every aspect of your home to the best of its ability. The trick with a bookshelf is to arrange neutral items in clusters, and be sure that none of your accessories stand out too much. This way you'll show off your beautiful built-in bookshelves, but not all your clutter or personal belongings.

Exterior

When you are selling your South Nashua home for sale the first thing a buyer will see is the exterior! Touch up the outside of your South Nashua home for sale by replacing the shutters, painting your house, or replacing any cracked siding. Also, add some color with flowers, be sure your lawn is mowed, your bushes are trimmed, and your walkway and driveway look good by cleaning them and giving them a new coat of tar when necessary. Adding perennial flowers, shrubs, small trees and plants may also help to spice up the outside of your South Nashua home for sale. You want it to look it beautiful for your showings as well as for buyers driving by your neighborhood. You never know when a potential buyer may pass by and fall in love with your South Nashua home for sale.

If are looking to buy or sell a home for sale in South Nashua give our qualified agents at Harmony Real Estate a call today at (603) 883-8840. We would love to help you with your home sale or purchase! Let us help you find your dream home.

Do you have a fireplace in your home? If so, is it brick, or stone? Either way, I’m sure that you could use some help fixing it up to sell your South Nashua home for sale! If you have a stone fireplace wipe it down with an old rag and some water, and then polish it with some stone polish to make it sparkle like new. If your fireplace is brick, use a rag to rub a thin coat of paint on the bricks. This won't cover the bricks completely with paint, and your fireplace will go from sticking out to standing out in just a few simple steps! Also be sure to replace your old fireplace screen, or just touch it up with a few coats of spray paint to match your room!

How to Avoid Capital Gains on your South Nashua home for sale

No one likes taxes, unless you are getting a tax return of course. Capital gains are a tax that you have to pay when you sell something for more than  you paid for it. In this case we will use your South Nashua home as the example. Say you buy your South Nashua home for $250,000, and then you sell your South Nashua home for sale a year later for $275,000. That is considered a capital gain, and you have to include them when you file your taxes.

Here are a few simple ways to avoid capital gains!

Wait Before You Sell

If you want to purchase a South Nashua home for sale as a primary residence, and later you decide it isn’t the right fit for you and your family and you want to sell it, you should wait at least two years before you do so. As long as it has been your primary residence for two of the last five years, will remove any gain you may make under $250,000. For a married couple it is even more, up to $500,000 at $250,000 per person.

A one year wait will also mark the value of other sales as a long-term capital gain, and you may even save 10%-20% depending on your tax rate. However, we always suggest asking your accountant, it doesn’t hurt to check with your local CPA to make sure the rules have not changed and that you are still making a sound decision.

Sell When Your Income Is Low

Your income level will impact the amount of long-term capital gains tax you will pay. The lower your income percentage is, the less money you will pay when tax time rolls around. The higher your income tax bracket, or the more you make yearly, the more you will be required to pay come the end of the year. People in the 25-35% income bracket pay around 15% on capital gains, while taxpayers in the 39.6% bracket pay 20%, and  in the 10%-15% bracket you may not be required to pay any long-term capital gains at all.

You are best off to sell your property when your household income is the lowest so you can avoid paying capital gains tax at all. However, that is not always possible so always discuss it further with your CPA to make sure you are selling at the right time.

Keep Your Home Improvement Receipts

Keep all your records! Make sure to keep receipts for any home improvements or additions you’ve made to your South Nashua home for sale over the years that you have lived there, or while you owned your South Nashua home. In addition to increasing your home’s value, any improvements that you make to your home increase your basis in the home and that will reduce your capital gains tax.

This tax-savings strategy can be particularly valuable! If you have a gain on your South Nashua home for sale and the house doesn’t qualify for the primary residence exclusion, or you’ve exceeded your exclusion amount it may come in handy.

An improvement is anything that betters your home. It could also restore your South Nashua home to a previous condition or adapt the condition it is in. Adding rooms, a deck, a pool, or even landscaping the property all count as improvements to your South Nashua home for sale. Upgrading windows and doors, plumbing, insulation, heating, cooling, wiring, irrigation or an indoor sprinkler system also qualify. Restoring damaged parts of your home, remodels including new kitchens, bathrooms, flooring, and built-in appliances are also improvements that are deductible. Retain copies of receipts and records and keep a log of all the purchases you’ve made.

Move Often

Although this can be time consuming, selling your South Nashua home for sale will help you use the capital gain to its fullest potential. You need to have lived in your house for at least two years to claim the exclusion. The IRS will allow taxpayers to use the exclusion multiple times, but no more than once every two years. This means you could sell multiple homes at a large gain and never pay a dime in taxes!

The capital gain exclusion is large enough that many taxpayers will never have to pay taxes on the sale of their Sale Nashua homes or for that matter wherever you live. AS stated previously, a married couple can exclude up to $500,000 or $250,000 each. However, if you’ve held your property for a long time, bought in desirable area, or you are single then the exclusion may not completely cover your gains.

If you are looking for a South Nashua New Hampshire home for sale give Harmony Real Estate a call at (603) 883-8840. You can also visit our website at www.Harmony-RE.com for a list of South Nashua homes for sale. Our team is a family and we will make sure you find a home that best suits your needs! We look forward to hearing from you!

No one likes taxes, unless you are getting a tax return of course. Capital gains are a tax that you have to pay when you sell something for more than  you paid for it. In this case we will use your South Nashua home as the example. Say you buy your South Nashua home for $250,000, and then you sell your South Nashua home for sale a year later for $275,000. That is considered a capital gain, and you have to include them when you file your taxes.


Here are a few simple ways to avoid capital gains!



Wait Before You Sell

If you want to purchase a South Nashua home for sale as a primary residence, and later you decide it isn’t the right fit for you and your family and you want to sell it, you should wait at least two years before you do so. As long as it has been your primary residence for two of the last five years, will remove any gain you may make under $250,000. For a married couple it is even more, up to $500,000 at $250,000 per person.


A one year wait will also mark the value of other sales as a long-term capital gain, and you may even save 10%-20% depending on your tax rate. However, we always suggest asking your accountant, it doesn’t hurt to check with your local CPA to make sure the rules have not changed and that you are still making a sound decision.



Sell When Your Income Is Low

Your income level will impact the amount of long-term capital gains tax you will pay. The lower your income percentage is, the less money you will pay when tax time rolls around. The higher your income tax bracket, or the more you make yearly, the more you will be required to pay come the end of the year. People in the 25-35% income bracket pay around 15% on capital gains, while taxpayers in the 39.6% bracket pay 20%, and  in the 10%-15% bracket you may not be required to pay any long-term capital gains at all.


You are best off to sell your property when your household income is the lowest so you can avoid paying capital gains tax at all. However, that is not always possible so always discuss it further with your CPA to make sure you are selling at the right time.



Keep Records of Home Improvements

Keep all your records! Make sure to keep receipts for any home improvements or additions you’ve made to your South Nashua home for sale over the years that you have lived there, or while you owned your South Nashua home. In addition to increasing your home’s value, any improvements that you make to your home increase your basis in the home and that will reduce your capital gains tax.


This tax-savings strategy can be particularly valuable! If you have a gain on your South Nashua home for sale and the house doesn’t qualify for the primary residence exclusion, or you’ve exceeded your exclusion amount it may come in handy.


An improvement is anything that betters your home. It could also restore your South Nashua home to a previous condition or adapt the condition it is in. Adding rooms, a deck, a pool, or even landscaping the property all count as improvements to your South Nashua home for sale. Upgrading windows and doors, plumbing, insulation, heating, cooling, wiring, irrigation or an indoor sprinkler system also qualify. Restoring damaged parts of your home, remodels including new kitchens, bathrooms, flooring, and built-in appliances are also improvements that are deductible. Retain copies of receipts and records and keep a log of all the purchases you’ve made.



Move Often

Although this can be time consuming, selling your South Nashua home for sale will help you use the capital gain to its fullest potential. You need to have lived in your house for at least two years to claim the exclusion. The IRS will allow taxpayers to use the exclusion multiple times, but no more than once every two years. This means you could sell multiple homes at a large gain and never pay a dime in taxes!


The capital gain exclusion is large enough that many taxpayers will never have to pay taxes on the sale of their Sale Nashua homes or for that matter wherever you live. AS stated previously, a married couple can exclude up to $500,000 or $250,000 each. However, if you’ve held your property for a long time, bought in desirable area, or you are single then the exclusion may not completely cover your gains.


If you are looking for a South Nashua New Hampshire home for sale give Harmony Real Estate a call at (603) 883-8840. You can also visit our website at www.Harmony-RE.com for a list of Soth Nashua homes for sale. Our team is a family and we will make sure you find a home that best suits your needs! We look forward to hearing from you!


How to deal with Mold in your South Nashua home

Mold, that’s definitely a word that no one ever wants to hear. The word can put terror into the eyes of any homeowner. After all, it can make you and your family sick, as well as weaken your walls, floors, and ceilings.


Here is what you should do if you have mold in your South Nashua home.

The first step is to test for mold

This is something that no homeowner wants to hear, but if you suspect you have mold in your home, you need to test it to be sure of what kind of mold it is. Mold testing can be very expensive, but if you are deeply suspicious of what's in your walls, it is worth it. You could also buy a kit to test for mold yourself but they have a reputation for being unreliable, so getting an expert to take a look at your South Nashua home for sale is in your best interest.

What to do if you find mold

If mold is found in your South Nashua home, don’t panic just yet. Every home has mold in it, but some homes are worse than others. If it is a small area less than 10 square feet, you could try to remove it yourself. Although, this isn’t the best idea, it is possible. Be sure to wear gloves, and a face mask, and goggles in a well ventilated room if you are going to try to tackle the removal yourself with chemicals. If it is to big of an area for you to clean yourself, or you just don’t have the time, make sure to call a professional. You are always better safe than sorry! 

Stay Vigilant

Even if you aren’t aware of any toxic mold in your home, always keep an eye out for it. Keeping mold away from your South Nashua homes comes down to simple maintenance. If you have any dampness in your South Nashua home, it is possible that there will be mold. Be sure to look in any dark, damp places.

These are some simple ways to keep mold away from your South Nashua home for sale:

  1. Caulk around water fixtures
    Sinks and bathtubs all have signs of mold. Be sure you caulk around the faucets in your sink, and your shower in your kitchen, bathroom, or any other rooms. Make sure to clean out any discolored caulking to make sure it doesn’t turn into another problem.

  1. Clean your gutters
    You were planning to do this anyhow, right? Well, here is your chance to get it accomplished! Water pooling in your gutters due to a clog can leak into your walls causing mold to grow in them. Make sure to clean out any gutters that can cause this problem before it starts.

  2. Check your windows
    Make sure there are no leaks from your windows. You can caulk around the outside of your windows to prevent water coming in after a lot of rain, or snow. The spring is usually the best time to do this when the weather starts to get warmer, and the snow starts melting.

  3. Take care of your roof
    Is your roof leaking? If your roof is leaking, you would notice that of course! However, you might not go in the attic often. Make sure to  check the attic periodically, especially after it rains heavily to see if you have any leaks in your South Nashua roof. If you do be sure to get it taken care of right away to prevent mold from growing. This is the typical place where mold will start and home owners are not aware so make sure to take a peak in your South Nashua attic from time to time.

  4. Check the crawl space
    Do you have a crawl space under your home? Just like the attic, the crawl space is not a common place you go. Be sure to get under the house from time to time to check and see if there is any water collecting there. If there is, you need to be sure to drain it, as water pooling under your house won't only lead to mold, but structural problems as well. And neither are a good problem to have in your South Nashua home for sale.

With all that you have learned from this article, you will know exactly what to do if you find or suspect mold in your home! For more information on addressing other problems in your home give us a call or view our other articles at www.Harmony-RE.com. We can give you some insight on what you might need to do or give you the name of a professional to call to address it.

If are looking to buy or sell a home for sale in South Nashua give our qualified agents at Harmony Real Estate a call today at (603) 883-8840. We would love to help you with your home sale or purchase.


November 9, 2017

South Nashua Luxury Homes for Sale

South Nashua Luxury Real Estate

Are you looking for a luxury home in South Nashua? Are you looking for an elegant home with lots of square footage? Are you looking for a dream home that is conveniently located near all amenities and fits all of your needs? If so, a South Nashua NH home for sale is what you are looking for.

There are several luxurious homes for sale to choose from in the highly desirable neighborhoods of South Nashua. Every buyer will have different requirements for the luxury home that they are looking for. You can find homes with open concept layouts, gourmet kitchens, master bedrooms with en suite bathrooms, and much more!

Conveniently located

There are 2 golf courses in South Nashua, the Nashua Country Club and Sky Meadow Country Club, that you can enjoy. The benefits of living on or near a golf course range from the lush beautiful rolling views, to the convenience of golfing daily. They are nestled in the private luxurious neighborhoods of South Nashua.

You will enjoy the convenience of easy access to the highways from the neighborhoods of South Nashua off of exit 1 or Exit 4 of Route 3. Just a short ride away you will also find all the conveniences of the city from restaurants, to entertainment, and shopping. South Nashua is conveniently located close to the Pheasant Lane Mall and the highway for Massachusetts commuters. The elegant luxury homes of South Nashua are close to all the amenities you will ever need.

What features are you looking for?

The luxurious homes for sale in South Nashua have all the amenities you are looking for from spacious layouts, to high-end amenities and features, to large lots. Are you looking for a gourmet kitchen, an open layout, a spacious layout, a theatre room or even a pool? You could have many or all of the features you desire in South Nashua. The life you have been longing for is waiting for you here in South Nashua. We can help you find your dream home and make sure it has all the amenities you have been searching for!


Luxury homes have good resale

The luxury homes of South Nashua NH have good resale because of their location and great schools. The Bicentennial School district is the best rated in South Nashua. It has an A+ rating on The kids and the parents love the school and all that it offers. In addition, the homes in South Nashua are always more valuable and in higher demand than the other surrounding neighborhoods due to the proximity to Massachusetts.


If you are looking for a luxury home in South Nashua give our agents a call at (603)883-8840 for a list of all the homes currently available. With the professional knowledge of our agents by your side, we will find you the perfect luxury home for sale in South Nashua NH.

Check out our website at www.Harmony-RE.com to see a list of all the available houses for sale in South Nashua NH. For a list of all the luxury homes for sale or for more information on living ion South Nashua or the surrounding area give Harmony Real Estate a call today at (603) 883-8840. 

You will enjoy the convenience of easy access to the highways from the neighborhoods of South Nashua off of exit 1 or Exit 4 of Route 3. Just a short ride away you will also find all the conveniences of the city from restaurants, to entertainment, and shopping. South Nashua is conveniently located close to the Pheasant Lane Mall and the highway for Massachusetts commuters. The elegant luxury homes of South Nashua are close to all the amenities you will ever need.

Downtown Nashua Multi-Family for Sale 25 Cross St, Nashua NH 03060

25 Cross St, Nashua, NH 03060

Downtown Nashua NH 2 Family with a 5 Car Garage

Are you looking for a move-in ready Multi-Family unit? Are you looking for an owner occupied investment opportunity? Are you searching for an investment where you can rent out the building and not live there? If so, this is the 2 family for you! It has the potential to be an investment or an owner occupied unit.

This Nashua NH Multi-Family features 2 units up and down. Each unit has 2/3 bedrooms, a porch, a full bathroom, some hardwood flooring, and there is a full walk-out basement for additional storage. With 1,980 square feet of interior living space this 2 family sits on .12 acre near Downtown Nashua NH. Enjoy the conveniences downtown has to offer!

The exterior has been beautifully landscaped with perennial gardens leading up the driveway to the garage. This setups gives great curb appeal from the road.

This multi-family has several recent updates to include a new roof on the house and a new metal roof on the garage. There's no need to worry about replacing either roof any time soon.

The second floor unit was updated with new flooring and well maintained as an owner occupied unit for the last 2 1/2 years. The boiler was installed 2 years ago. There bathroom on the second floor has been updated and is ready to move-in. The first floor just needs some cosmetic updating.

The interior of the second floor is move-in ready waiting for you! The interior of the first floor is waiting for some cosmetic touches to update it. 

This Downtown Multi-Family is Conveniently Located

This Downtown Nashua 2 Family is conveniently located close to entertainment, shopping, highways and more. It is ideally located within walking distance to downtown which offers several Restaurants, Bars, Shopping, Public Transportation, and a Supermarket. This Downtown Nashua NH 2 family for sale is close to all these amenities of the city.

The multi-family is located approximately 5 minutes from Exit 5 in Nashua NH and about 7 minutes from Exit 2 on Route 3 in Hudson NH for commuters. In addition, the Pheasant lane Mall is only about a 10 minute drive away in South Nashua for even more shopping fun.

Local schools and the library are also located within a few miles radius of this home.

This beautiful Cross St Multi-Family in Nashua NH is located within a 30 minute drive to Manchester and within a hour from Boston MA for those looking to commute. Nashua has public access to pools in the summer for residents to enjoy swimming. Greeley Park is also only a couple minutes away with mature landscaping, trails, a kiddie pool, a playground, a stage pavilion and more. There are several events hosted at Greeley Park during the year to include Festivals, Walk-Athons, Senior Outings, Concerts and more.

Open Concept Living in this Downtown Nashua Multi-Family

The first floor opens into the eat-in kitchen and pantry area from the side porch. The living room is just off of the kitchen and currently the room off the living room is being used as another bedroom. There are two other ample sized bedrooms off of the eat-in kitchen. There is basement access through a door in the kitchen leading to more storage space.

The second floor has a similar layout to the first floor. The stairs from the side porch lead up tot he unit and open into the eat-in kitchen and pantry area. The living room is just off of the kitchen and currently the room off the living room is being used as an extension of the living room. However, it could be used as another bedroom, a den, a dining room, and there are plenty of other potential uses depending on your need. There are two other ample sized bedrooms off of the eat-in kitchen. There is basement access at the bottom of the side stairs leading to more storage space.

Enjoy a relaxing night in this Downtown Nashua multi-family's bedrooms

There are a total of 2/3 Bedrooms in each of the two Units of this Downtown Nashua NH multi-family for sale. The units have similar layouts. The first and the second floor units both have 2/3 bedrooms. The carpeting was replaced about 2 1/2 years ago in all the bedrooms on the second floor.

The Master Bedroom is ample sized to accommodate a King sized bed and several bureaus. Tenants will enjoy relaxing in their new apartment or you can reap the benefits of letting a tenant help pay your rent.

A full walk-out basement adds more storage

Aside from it’s convenient location, one of the best things about this home is the large basement. There is ample room for storage for personal use or for you and your tenants. 

Take several steps down from the side porch to the large basement which has many potential uses. The basement could be separated into two or more different sections which could be utilized in many different ways.

There are many potential uses for the area depending on your need.

Enjoy all of your garage space

The 5 car detached garage has a new metal roof which will last a long time! It has the potential to be used for personal use or as a further investment by renting out the bays.


The whole house 25 Cross Street, Nashua NH consists of ten rooms, 2 porches, 5 bedrooms (potentially 6 bedrooms) and 2 baths. It is located on a .12 acre landscaped lot with a large 5 car detached garage. There is a long paved driveway with 6+ car parking leading to the garage. The taxes for 2016 are $5,636. The current 2016 tax rate for Nashua, NH is $25.07 per thousand dollars of assessed property value.

Enjoy all the amenities of this Downtown Nashua NH 2 Family for only $299,900. Call (603) 883-8840 today to schedule a showing with one of our qualified agents.

Below are some interior and exterior photos of the home. Call or email to take a look at this beautiful Hudson home for sale.


Downtown Nashua, New Hampshire

Are you new to the Downtown Nashua, New Hampshire area? Are you considering this a place you might want to call home? Do you want to learn more about Downtown Nashua, New Hampshire? If you’re interested in learning more about Downtown Nashua, NH as a town give me a call or send me an email. We would be happy to answer any questions that you have.

25 Cross St, Nashua NH 03060 Map

If you are thinking of buying or selling a home in Downtown Nashua, NH give us a call and we can discuss your options. Call Harmony Real Estate at (603) 883-8840 for more information or to take a look at this beautiful home today! Visit our website at http://www.Harmony-RE.com for more information.

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Home Buying Made Simple

The whole process of looking for and purchasing a home can be very stressful, but the agents at Harmony Real Estate are here to help! 


Here are a few simple steps you should take when buying a home in South Nashua:

Check Your Credit

Be sure you check your credit before you start searching for a home. If you have bad credit, you will most likely need someone else to co-sign, or to put their name on the mortgage with you, unless you pay for your home in full cash.

For a conventional loan you will need a higher credit score typically around 660 or higher while an FHA loan will give you more wiggle room typically down to about a 580 score. Don’t give up if your score is lower than the required amount because there are also ways of increasing your score to get you where you need to be.



Look At Your Income

Also be sure you look at your income so you know just how much you can afford monthly, and yearly. Don’t spend everything you have all at once, be sure you have enough money left over for other payments and bills you may have.

Typically there is a 40% or higher ratio that mortgage lenders will be looking for but we suggest a bit lower so you still have money for other things. Being house poor doesn;t make for a happier life. It’s nice to own a home but it’s also nice to be able to enjoy going out, or buying some new clothes once in a while.



Get Preapproved For A Mortgage

To get preapproved for a mortgage, first you must visit a lender. The mortgage lender will look at things such as your credit reports, your employment history, and your income very closely and carefully. After that, they will figure out which loan program you qualify for, the maximum amount you can borrow, and the interest rates you will be offered.

It is important to get this done before you start looking for South Nashua houses for sale, so you know just how much you have to spend. You don’t want to start looking at houses that are above your reach as it will make the houses you can afford not look as appealing. Be realistic and make your budget work for you. You can always build equity and get the larger house next time if you can’t afford it the first time around.



Find The Right Real Estate Agent

Finding the right Real Estate Agent is important because they can help take some of the stress off of you when you are looking for your South Nashua dream home. Searching for and purchasing the right home takes a lot of time that you may not have, as well as a lot of work that you may just not want to deal with. An agent can deal with the time, and work while you sit back and relax, that is their job!



If you are looking to buy or sell a home, call Harmony Real Estate today at (603) 883-8840. One of our qualified agents will be more than happy to help you find your dream home.


The whole process of looking for and purchasing a home can be very stressful, but the agents at Harmony Real Estate are here to help! Here are a few simple steps you should take when buying a home in South Nashua!



Check Your Credit

Be sure you check your credit before you start searching for a home. If you have bad credit, you will most likely need someone else to co-sign, or to put their name on the mortgage with you, unless you pay for your home in full cash.


For a conventional loan you will need a higher credit score typically around 660 or higher while an FHA loan will give you more wiggle room typically down to about a 580 score. Don’t give up if your score is lower than the required amount because there are also ways of increasing your score to get you where you need to be.



Look At Your Income

Also be sure you look at your income so you know just how much you can afford monthly, and yearly. Don’t spend everything you have all at once, be sure you have enough money left over for other payments and bills you may have.


Typically there is a 40% or higher ratio that mortgage lenders will be looking for but we suggest a bit lower so you still have money for other things. Being house poor doesn;t make for a happier life. It’s nice to own a home but it’s also nice to be able to enjoy going out, or buying some new clothes once in a while.



Get Preapproved For A Mortgage

To get preapproved for a mortgage, first you must visit a lender. The mortgage lender will look at things such as your credit reports, your employment history, and your income very closely and carefully. After that, they will figure out which loan program you qualify for, the maximum amount you can borrow, and the interest rates you will be offered.


It is important to get this done before you start looking for South Nashua houses for sale, so you know just how much you have to spend. You don’t want to start looking at houses that are above your reach as it will make the houses you can afford not look as appealing. Be realistic and make your budget work for you. You can always build equity and get the larger house next time if you can’t afford it the first time around.




Find The Right Real Estate Agent

Finding the right Real Estate Agent is important because they can help take some of the stress off off you when you are looking for your South Nashua dream home. Searching for and purchasing the right home takes a lot of time that you may not have, as well as a lot of work that you may just not want to deal with. An agent can deal with the time, and work while you sit back and relax, that is their job!



If you are looking to buy or sell a home, call Harmony Real Estate today at (603) 883-8840

One of our qualified agents will be more than happy to help you find your dream home.


What Should 1st Time Home Buyers in South Nashua Know?

Being a first time buyer can be a little scary, but The Harmony Real Estate team is here to help! If you have questions don’t hesitate to ask. No question is too big or too small. Don’t be afraid to ask questions and get answers from our experienced real estate agents. 


Here are five things you should do when you are buying a home for the first time:

Decide on the location versus space when searching for a home!

When you are looking for your first home, be sure you decide on a location first. Sometimes the location of the house for sale can have a bigger impact on your life, versus the spaciousness of the home. If you find a big beautiful home in the country, but you’d prefer to be closer to the city sometimes you need to sacrifice a little bit of space to get what you want.

You can never change the location of your house but you could potentially add on or finish your basement.



The School District Will Affect Your Home Value

Before purchasing a home it is always good for you to look into the school district, even if you don’t have children. If it is a sought after school district with a high grade point average, people will be willing to pay more for you home when you do decide to sell it.

South Nashua homes for sale are located in the best school district within the city. The homes in South Nashua are highly sought-after, have the highest resale value and attract the wealthiest buyers.  


Put Some Money Away For Home Improvements

Home Improvements can be very expensive, and sometimes unexpected. There are a lot of things you can do by yourself, rather than hiring a company to complete the repairs in your home. Your house is your most valued asset so make sure to keep it in good repair.

Fixing up your home yourself will same you a ton of money and add sweat equity which equates to an added resale value of your South Nashua home for sale!


Don’t Overlook The Landscaping!

The exterior curb appeal is the first thing anyone will look at in regards to your home. Updates to the exterior of the home you decide to purchase can add up just as quickly as the interior improvements. If you don’t want to spend any money on the landscape, or you don’t have much to spend due to your budget try finding a home that already has the amenities you desire.

Make sure to take a good look at the exterior and evaluate the true  condition before you purchase a South Nashua home for sale.


Don’t Max Out Your Qualification Budget

If you try to use every last cent that you qualify for, odds are you will have a smaller number of options. If you are willing to come down in your price range, more options will open up for you once you purchase. This means you will have money left over for any renovations or decorating you’d like to do to make your new place truly feel like home.

You don’t want to feel like you are house poor. If you can’t ever go out for dinner or buy a pair of shoes will you truly be happy just living day to day? If you don’t overextend your budget ultimately you will be happier down the road.



Looking for your first home can be very nerve wracking, so don’t try to do it on your own. Our agents’ job a Harmony Real Estate is to take the stress off of you, and make purchasing a home a bit easier for you.  

Give our agents a call at Harmony Real Estate (603) 883-8840 for more information on buying a South Nashua home for sale. We would love to be instrumental in your new purchase.



Being a first time buyer can be a little scary, but The Harmony Real Estate team is here to help! If you have questions don’t hesitate to ask. No question is too big or too small. Don’t be afraid to ask questions and get answers from our experienced real estate agents.


Here are five things you should do when you are buying a home for the first time:



Decide on the location versus space when searching for a home!

When you are looking for your first home, be sure you decide on a location first. Sometimes the location of the house for sale can have a bigger impact on your life, versus the spaciousness of the home. If you find a big beautiful home in the country, but you’d prefer to be closer to the city sometimes you need to sacrifice a little bit of space to get what you want.


You can never change the location of your house but you could potentially add on or finish your basement.



The School District Will Affect Your Home Value

Before purchasing a home it is always good for you to look into the school district, even if you don’t have children. If it is a sought after school district with a high grade point average, people will be willing to pay more for you home when you do decide to sell it.


South Nashua homes for sale are located in the best school district within the city. The homes in South Nashua are highly sought-after, have the highest resale value and attract the wealthiest buyers.  



Put Some Money Away For Home Improvements

Home Improvements can be very expensive, and sometimes unexpected. There are a lot of things you can do by yourself, rather than hiring a company to complete the repairs in your home. Your house is your most valued asset so make sure to keep it in good repair.


Fixing up your home yourself will same you a ton of money and add sweat equity which equates to an added resale value of your South Nashua home for sale!



Don’t Overlook The Landscaping!

The exterior curb appeal is the first thing anyone will look at in regards to your home. Updates to the exterior of the home you decide to purchase can add up just as quickly as the interior improvements. If you don’t want to spend any money on the landscape, or you don’t have much to spend due to your budget try finding a home that already has the amenities you desire.


Make sure to take a good look at the exterior and evaluate the true  condition before you purchase a South Nashua home for sale.



Don’t Max Out Your Qualification Budget

If you try to use every last cent that you qualify for, odds are you will have a smaller number of options. If you are willing to come down in your price range, more options will open up for you once you purchase. This means you will have money left over for any renovations or decorating you’d like to do to make your new place truly feel like home.


You don’t want to feel like you are house poor. If you can’t ever go out for dinner or buy a pair of shoes will you truly be happy just living day to day? If you don’t overextend your budget ultimately you will be happier down the road.



Looking for your first home can be very nerve wracking, so don’t try to do it on your own. Our agents’ job a Harmony Real Estate is to take the stress off of you, and make purchasing a home a bit easier for you.  



Give our agents a call at Harmony Real Estate (603) 883-8840 for more information on buying a South Nashua home for sale. We would love to be instrumental in your new purchase.



Don’t Let the Home Inspection Kill the Deal for Your South Nashua home for sale

Hiring a home inspector is a very important part of your home buying process. When you are choosing an inspector to check out your South Nashua home for you, be sure to ask them how much experience they have. You don’t want to hire someone with a poor inspection background because they may miss something very important!


Typically, an inspection report is 20 or more pages long. Most inspectors, and Real Estate agents think the buyer should use the inspection to generate a list of repairs that should be accomplished. If the seller is aware of these issues beforehand they should work on any major repairs before they sell their South Nashua home to make it more valuable. If the buyer doesn't like the results of an inspection report, they have the right to ask the owner to fix the items, keep it as is or exit the contract and look for a new home. Typically the buyer and the seller will come to an agreement on what repairs will be remedied and move toward a closing on their South Nashua home for sale.

What a buyer usually doesn’t always realize is that once they find a new home, they will have to pay for that home to be inspected as well. Inspections range from about $300-$500 and they are non-refundable. If there are problems with the home you want to purchase, you should decide how much those repairs will cost before you leave the contract. If yo can't come to a reasonable agreement with the seller it may be better to find a new South Nashua home for sale and pay for another inspection. However, you never know if the next home you find will have more issues than the previous one, or not.

When purchasing a home that is being sold to you by the owner, you need to remember that it is not a brand new home. Used homes that have been lived in will have some wear and tear on the home. If you are looking for something perfect, definitely consider looking into a brand new home. Instead of breaking a deal over repairs, it would make more sense to buy a home warranty in the event that something breaks. There are home warranties available for under $500! Some sellers may even be willing to pay for a home warranty instead of repairs.

Unfortunately, some home inspectors lack people skills, and fail to explain their findings properly. There have been some complaints about home inspectors who use verbiage in their reports such as “may in the future,” or “could potentially.” The words “may” and “potentially” mean that there is a possibility of something happening, not a guarantee. When people are getting houses inspected, they want to know exactly what is wrong, and what to do to fix it. What inspectors don’t seem to understand is that buyers take these statements as “ you’re house is falling apart” or “don’t buy this!”

To be sure a home inspector won’t kill your South Nashua deal, it's important that buyers and sellers use an experienced agent. Also, make sure you ask questions about the inspection. If they use words like “may” or “potentially” ask the inspector why they said that. Have them explain to you why they think something could go wrong with whatever object they stated, in the future. Be sure your agent shows up at the inspection to help you ask those needed questions.

The purpose of a home inspection is not to have the seller fix every single item in the contained report, that would be unreasonable, but more so to help the buyer see any huge issues that make the cost of the house go down. Buyers have the right to ask the sellers to fix something, but sellers also have the right to say no. There are always going to be a list of repairs that need to be fixed in your South Nashua home but the sellers are not going to be willing to fix every leaky faucet or toilet flange but more likely to fix a leaking roof or failed septic. It is more reasonable to understand this information about your South Nashua home for sale at the onset.

Don’t let the home inspector break your deal! Be sure that the home inspector and the buyers agent are present for you as a buyer to ask questions. They can help you understand things you don't understand about the home. It could be as simple as where a light switch may be, or how to turn on the lights to the pool or more complicated like finding the shut valves or changing the settings on your water heater. That way you don't worry about items that may not even be broken. 

If you are looking for more information on selling your South Nashua home or would like a list of homes for sale in South Nashua give our agents at Harmony Real Estate a call at (603) 883-8840. We are here to help you through your South Nashua home sale process!

What a buyer usually doesn’t always realize is that once they find a new home, they will have to pay for that home to be inspected as well. Inspections range from about $300-$500 and they are non-refundable.

Homes for Sale in South Nashua

Are you looking for a home for sale in South Nashua NH?

Nashua is a wonderful city in southern New Hampshire. It is part of the Hillsborough county. Nashua is bordered by Hudson, NH, Merrimack, NH, and Hollis, NH as well as Tyngsboro, MA and Dunstable, MA. The city is formerly known as Dunstable, which was founded in 1654 for fur trading. That changed in 1741 when the border between Massachusetts and New Hampshire was relocated.  



Developed during the Industrial Revolution, Nashua was originally a mill city. The mills were named The Nashua Mills. They had cotton mills and textile mills. They prospered until about World War I, when other methods for electricity other than water power were discovered. Cotton started being manufactured in the South where it was grown, and the textile mills also moved South during The Great Depression.


Seasons

In New Hampshire we are lucky enough to be able to enjoy all four of the seasons. In the Summer of 2016, the temperatures in Nashua averaged around 93° F, though sometimes the humidity makes it feel hotter. In the Winter of 2016 the low temperatures averaged around 23° F, although some days the temperatures can reach into the negatives! The average amount of snowfall is 50 feet in one winter, which means you can make as many snowmen as you want!


Education

South Nashua belongs to the Nashua school district. Nashua has 17 different public schools which consist of 12 elementary schools, 3 middle schools, and 2 high schools.  Bicentennial Elementary School and Main Dunstable Elementary school are the primary elementary schools in South Nashua, while Elm Street and Fairgrounds are the Middle Schools, and Nashua High School South is the main High School for South Nashua.


Transportation

Nashua has a bus station to make transportation easier for those who can’t walk or drive to where they need to go. The Nashua Transit Center is located at 11 Riverside Street in downtown Nashua. There is also public transportation available, the Gate City Trolley’s will take you all over the city. The rates are really inexpensive and can be found at http://nashuanh.gov/463/Fares .

There is also an airport in Nashua, mostly for military training or personal use for residents in the area who have their own small air planes.

And if you travel a little farther South to Haverhill or Lowell Massachusetts, there is a train, called the ‘T’ that will take you all over Massachusetts.

Real Estate

South Nashua has many different styles of homes for sale to offer, from Mansions to split level style homes. We are sure we can find something perfect for you. For 2016 the highest sales price for a single family home was $750,000, and the lowest sales price was $163,000. The average sales price for South Nashua homes for sale for 2016 was $317,400.


With the gorgeous homes in South Nashua you’re bound to find something that suits you and your family!

If you would like to sell your home in South Nashua, or just get a market analysis on what your house is worth call us today! There is no obligation to work with us and the Comparative Market Analysis is free of charge.

Give Harmony Real Estate a call at (603) 883-8840 or visit our website at www.Harmony-RE.com to find more homes for sale in South Nashua. We would love to help you with your important move.


Are you looking for a home in South Nashua NH?

Nashua is a wonderful city in southern New Hampshire. It is part of the Hillsborough county. Nashua is bordered by Hudson, NH, Merrimack, NH, and Hollis, NH as well as Tyngsboro, MA and Dunstable, MA. The city is formerly known as Dunstable, which was founded in 1654 for fur trading. That changed in 1741 when the border between Massachusetts and New Hampshire was relocated.  


Developed during the Industrial Revolution, Nashua was originally a mill city. The mills were named The Nashua Mills. They had cotton mills and textile mills. They prospered until about World War I, when other methods for electricity other than water power were discovered. Cotton started being manufactured in the South where it was grown, and the textile mills also moved South during The Great Depression.



Seasons

In New Hampshire we are lucky enough to be able to enjoy all four of the seasons. In the Summer of 2016, the temperatures in Nashua averaged around 93° F, though sometimes the humidity makes it feel hotter. In the Winter of 2016 the low temperatures averaged around 23° F, although some days the temperatures can reach into the negatives! The average amount of snowfall is 50 feet in one winter, which means you can make as many snowmen as you want!



Education


South Nashua belongs to the Nashua school district. Nashua has 17 different public schools which consist of 12 elementary schools, 3 middle schools, and 2 high schools.  Bicentennial Elementary School and Main Dunstable Elementary school are the primary elementary schools in South Nashua, while Elm Street and Fairgrounds are the Middle Schools, and Nashua High School South is the main High School for South Nashua.






Transportation


Nashua has a bus station to make transportation easier for those who can’t walk or drive to where they need to go. The Nashua Transit Center is located at 11 Riverside Street in downtown Nashua. There is also public transportation available, the Gate City Trolley’s will take you all over the city. The rates are really inexpensive and can be found at http://nashuanh.gov/463/Fares .


There is also an airport in Nashua, mostly for military training or personal use for residents in the area who have their own small air planes.


And if you travel a little farther South to Haverhill or Lowell Massachusetts, there is a train, called the ‘T’ that will take you all over Massachusetts.




Real Estate


South Nashua has many different styles of homes for sale to offer, from Mansions to split level style homes. We are sure we can find something perfect for you. For 2016 the highest sales price for a single family home was $750,000, and the lowest sales price was $163,000. The average sale price for South Nashua homes for sale for 2016 was $317,400.



With the gorgeous homes in South Nashua you’re bound to find something that suits you and your family!



If you would like to sell your home, or just get a market analysis on what your house is worth call us today! There is no obligation to work with us and the Comparative Market Analysis is free of charge.

Give Harmony Real Estate a call at (603) 883-8840 or visit our website at www.Harmony-RE.com . We would love to help you with your important move.