Virginia Kazlouskas

Author Archives: Virginia Kazlouskas

October 13, 2017

Discover Hidden Gems: South Hudson NH Houses for Sale Now

Southern NH Houses for sale

Hudson NH is located just off the Massachusetts border. It is perfectly suited for commuters working in Massachusetts or nearby towns. South Hudson NH houses for sale are just minutes from Route 3, making travel easy. Surrounding towns include Nashua, Litchfield, Londonderry, Windham, Pelham, and Tyngsboro MA.

In the past year, single-family home prices in South Hudson NH ranged from $192,000 to $1,000,000, with a median sold price of $349,000. Condos ranged from $148,000 to $337,500, with a median price of $178,000. With such variety, buyers can find a home that fits their needs and budget.

Rich History in South Hudson NH Houses for Sale

Many historic landmarks in Hudson NH are tied to the Hills family. Alfred and Virginia Hills were prominent founding families. Alfred built the Hills House in 1890 on Derry Road for Virginia. Today, the Hudson Historical Society preserves the house and shares its history.

Alvirne High School and Alvirne Chapel were donated by the Hills family. The name Alvirne comes from a combination of Alfred and Virginia’s names. Both the Hills House and Hills Memorial Library are listed on the National Register of Historic Places. Hills Memorial Library, located at 18 Library Street, was one of New Hampshire’s oldest public lending libraries. The new George H. and Ella M. Rodger Memorial Library is now located at 194 Derry Road.

Community Spirit and Local Events

Hudson residents are very active and involved in their community. The Hills House land hosts yearly events such as Old Homes Days, Pumpkin Fest, Bronco Belly Bustin’ Chili Fiesta, and Alvirne High School activities. These events are non-profit and support local causes.

Old Homes Days features tours, games, carnival rides, live music, fireworks, dancing, petting zoos, pony rides, and food. Pumpkin Fest is New England’s largest outdoor craft fair with over 80 crafters and vendors. Visitors enjoy entertainment, a classic car show, pony rides, cow pie bingo, pumpkin carving, and more.

Schools and Education in South Hudson NH Houses for Sale

Hudson has excellent educational options for families. Elementary schools include Dr. H.O. Smith, Library Street, Hills Garrison, and Nottingham West. Hudson Memorial serves as the junior high, and Alvirne High School is the only high school. PMA is a Catholic K-8 private school. Niche rates the Hudson School District a B.

Alvirne High School offers one of the largest vocational programs in New Hampshire. Students can gain hands-on experience through businesses like a restaurant, bank, dairy farm, store, day-care, and forestry program. The dairy farm continues the Hills’ requirement that the land remain a working farm. Seniors and adults with disabilities can access cognitive and social stimulation through the Adult Day Service at Alvirne.

Recreation and Outdoor Living

One of Hudson’s most memorable landmarks is Benson’s Park. Originally a zoo, it now features a playground, walking trails, a pond, memorial benches, and pavilions. Structures like the old Lady in the Shoe, Elephant House, and Gorilla House were preserved from the zoo. The park also includes a “911” memorial built from World Trade Center steel girders.

South Hudson offers additional recreation with two lakes, ponds, and a swamp for endangered birds. Robinson Pond in the north has a public beach and boat ramp. Ottarnic Pond near Hudson Center allows boating and fishing. Musquash Pond and Swamp provide a sanctuary for birds. Golf enthusiasts enjoy Whip-Poor-Will Golf Club and Green Meadow Golf Club.

Commuter-Friendly Location and Local Economy

South Hudson NH houses for sale appeal to commuters with easy access to Boston and surrounding areas. The nearest airports are Boire Field in Nashua and Manchester Airport. Major local employers include BAE, Benchmark, the Hudson School District, and Prestek.

Why South Hudson NH Houses for Sale Are in High Demand

South Hudson homes offer affordability, great rates, and versatile options for families, retirees, and commuters. The town combines a strong sense of community with beautiful parks, historic landmarks, and recreational activities. With excellent schools, proximity to Massachusetts, and a rich local culture, it is easy to see why buyers are drawn here.

Harmony Real Estate has been serving Hudson NH since 2002. We are family-owned and treat clients like family. Our agents are ready to help you buy or sell your South Hudson NH houses for sale and find the perfect home for your lifestyle.

Contact Us Today

If you are ready to explore South Hudson NH houses for sale, call Harmony Real Estate at (603) 883-8840. Let our experienced agents guide you through the buying or selling process. Visit our website at www.Harmony-RE.com for the latest listings and local insights.

Hudson NH is located just off the Massachusetts border ideally suited for commuters who work in the surrounding area or across the Massachusetts border. The surrounding towns consist of Nashua NH, Litchfield NH, Londonderry NH, Windham NH, Pelham NH and Tyngsboro MA. In the past year, prices of single family homes in South Hudson NH ranged from $192,000 to $1,000,000 with a median sold price of $349,000, while condos ranged from $148,000 to $337,500 with a median sold price of $178,000.

 

Many of the existing town markers in Hudson NH are attributed to Alfred and Virginia Hills. They were one of the prominent founding families to settle in Hudson, NH. Alfred had the Hills House built for Virginia in 1890 on Derry Road. The Hudson Historical Society has maintained and preserved the Alvirne Hills House since 1966. Alvirne High School and Alvirne Chapel were donated to the town by Alfred and Virginia Hills. The name Alvirne was derived by the combination of both of their names.

 

The Hills House and the Hills Memorial Library are both listed in the National Register of Historic Places. Hills Memorial Library is a stone and mortar library located on 18 Library Street in Hudson NH. It was one of the oldest public lending libraries in New Hampshire. The Friends of Hudson Libraries still hold book sales there, it can be used as a meeting space and they are also considering new proposed uses for the future of the building. A new library, George H. and Ella M Rodger Memorial Library, was constructed at 194 Derry Rd in Hudson NH.

 

Hudson residents are very active in their community. The Hills House land is used every year to host events such as Old Homes Days, PumpkinFest, Bronco Belly Bustin’ Chili Fiesta and activities for Alvirne High School. The events held are non-profit events held to benefit the community and those in need.

 

Old Homes Days has games/contests, tours, carnival rides, music, fireworks, dancing, bands, a petting zoo, pony rides, food and more. Pumpkin Fest is New England’s largest outdoor craft fair with over 80 crafters/vendors. There are carnival rides, food vendors, entertainment, a classic car show, pony rides, cow pie bingo, pumpkin carving and more.

 

If you have school aged kids Hudson has several elementary schools, a junior high, a high school and a private school. Dr H.O. Smith, Library Street, Hills Garrison and Nottingham West are the elementary schools in Hudson, Hudson Memorial is the only Junior High, Alvirne is the only High School and PMA is a Catholic K-8 private school. The overall rating as stated by Niche for the Hudson School District is a B. There are also several private kindergarten and daycares.

 

Alvirne High School has one of the largest Vocational Programs and has several student run businesses such as a restaurant, bank, dairy farm, store, day-care and forestry program. The dairy farm is a great addition and due to the Hills requiring the land to always be used as a farm. There is also an Adult Day Service through Gateways that is available at Alvirne for seniors and disabled adults looking for cognitive and social stimulation who are also able to provide health services.

 

The most memorable family landmark in Hudson is Bensons Animal Park. Originally it was zoo that until 1987 offered live animals and trainers, kiddie rides as well as some local eats! There was a railroad that connected Boston to Hudson which brought many outside visitors to the zoo. In 2002 repairs began on the Park and in 2010 it was converted into what we now know as Benson’s Park.

 

The old Lady in the Shoe, the Elephant House and the Gorilla House are structures from Bensons Animal Park that have been restored and incorporated into the new Park. Benson’s Park now has a playground for children, walking trails with beautiful scenery lots of perennials, a pond, memorial benches and pavilions. A key attraction is the “911” memorial built from steel girders from the World Trader Centers tower. It is a pet-friendly park and can be used by appointment for events such as weddings and birthday parties.

 

Besides Benson’s Park, Hudson has several other recreational areas for residents and the surrounding communities to enjoy. It is home to 2 recreational lakes/ponds and a swamp for endangered birds. It also has two golf courses for golf enthusiasts: Whip-Poor-Will Golf Club and Green Meadow Golf Club.

 

Robinson Pond is located on the north side of Hudson and has a public beach and boat ramp for town residents. Ottarnic Pond is located near Hudson Center and a boat ramp can be accessed off of Highland Road. The ponds are used for fishing, swimming, boating and ice fishing through the year. In addition, on the south side of Hudson NH, Musquash Pond/Swamp is a bird sanctuary for endangered birds.

 

The nearest airports are Boire Field in Nashua and the Manchester Airport. Hudson is a residential commuter town with many residents traveling to Boston for employment, with an easy commute. The largest employers are BAE, Benchmark, the Hudson School District and Prestek.

 

Harmony has been in the real estate business since 1990 and we are happy to call Hudson NH our home. We have been located in Hudson NH for 15 years and prior to that we were located in Nashua NH for 12 years. Harmony Real Estate is family owned and operated and will treat you like their own family when buying or selling a home in South Hudson NH.

 

Hudson is a community based town and great place to call home. It’s no wonder that buyers look for South Hudson NH homes for sale. With great affordable prices, rates and acreage South Hudson homes for sale are a great choice for commuters, adult communities and families alike. There is something for everyone here… we would love to help you find the South Hudson home of your dreams!



October 13, 2017

10 Important Things to Remember when Moving

Whether you are moving across Nashua NH or out of state, planning ahead makes your move easier. Here are the top things to remember when moving to stay organized and stress-free.

1. Declutter Before You Move

Throw away, donate, or sell items you no longer use. Moving unnecessary belongings adds extra cost and stress. Clearing your home ahead of time saves money and makes packing easier.

2. Decide Between Hiring Movers or Moving Yourself

Interview several moving companies if you plan to hire movers. Consider their reputation, cost, and availability. If you move yourself, start planning early. Both options require preparation to avoid surprises.

3. Start Packing Early

Begin packing your belongings ahead of time to prevent last-minute stress. Label your boxes clearly to find important items quickly at your new South Nashua home. Ask friends or family to help if needed.

4. Use Up Food Before the Move

Consume freezer and pantry items before moving to reduce what you carry. Donate unused food to a local food pantry. This saves money and reduces waste while easing your moving load.

5. Transfer or Shut Off Utilities

Contact utility companies in advance to schedule shut-off or transfers. Some companies may charge fees, and transfers can take several days. Planning ahead prevents unnecessary delays at your new home.

6. Update Your Contact Information

Notify banks, insurance providers, schools, doctors, and credit card companies of your new address. Submit a change of address to the post office to avoid lost mail. Staying organized prevents future headaches.

7. Pack a Necessities Box

Include items like toilet paper, paper towels, cleaning supplies, chargers, snacks, water, a first aid kit, and tools. This box makes your first week in your new home easier and stress-free.

8. Keep Cash and Payment Options Ready

Unexpected purchases can come up during a move. Having cash or a card on hand allows you to handle last-minute items or emergencies. Always expect the unexpected.

9. Keep Important Documents Accessible

Carry passports, legal papers, financial documents, and valuables with you. Avoid packing them in moving boxes. Keeping these items secure prevents unnecessary stress, especially for out-of-state moves.

10. Accept Help from Friends and Family

Moving is easier with support. Let friends and family assist with packing or lifting. Helping hands make the process smoother, and remember to return the favor when they need help.

10 Essential Things to Remember When Moving to South Nashua NH

Planning ahead and staying organized is key when relocating. By keeping these things to remember when moving in mind, your transition to South Nashua NH can be smooth, stress-free, and even enjoyable.

If you are ready to make your move, call Harmony Real Estate at (603) 883-8840. Our agents will help you buy or sell your home and guide you through every step of the process.

Whether you are moving across your town, or out of state you want stress free move. Making a list and having a plan ahead of time could really help during your moving process.


  1. Throw away items that you don’t use anymore. There is no need to bring useless items on your move. Either toss them, give them away, sell them, or even donate them to your local charity.

  2. Decide if you are going to move alone, or if you will be hiring a mover. If you choose to hire a mover be sure to interview a few different ones and find the best fit for you.

  3. If you plan to pack up your items on your own, start doing this ahead of time. You don’t want to pack last minute and be in a time crunch. Ask for help from your family and friends if need be.

  4. Begin using your food that’s been stored in your freezer or pantry. The less you have to move with you, the better. You can always buy more food after you’re settled in. If there is food you aren’t going to eat, or don't have time to make, donate it to your local food pantry or soup kitchen, it wont go unappreciated or wasted!

  5. Prepare to have your utilities shut off or transfered if certain things aren't a part of your monthly rent. Give the companies enough notice so they can get it taken care of before your move. Don’t forget that some companies may have a fee to turn off utilities and transfer them to a different location.

  6. Start to notify all your credit card companies, schools, banks, doctors, insurance companies, ect. Where you will be moving so they can change that information in their systems.

  7. Pack a box with necessities such as toilet paper, hand sanitizer, wipes, paper towels, cleaning products, a hammer and screwdriver, packing tape, a cell phone charger, ziplock bags, paper cups and plates, as well as plastic utensils, a pen and notepad, a first aid kit, snacks and plenty of water to keep hydrated while you are moving.

  8. Have cash or a card ready to purchase anything unexpected that may come up.

  9. Keep your important papers and documents with you when you are driving, especially if you are moving out of state. You don’t want anything important to be misplaced or packed away where you can’t get ahold of them.

  10. Always accept help from your family and friends. Moving can be very stressful so if there is anything they are willing to help you with, let them help!      Good Luck!


October 13, 2017

How to Sell your South Hudson House with Pets

Selling a home can be stressful enough as it is, but selling a home where pets have lived can be even harder! Unfortunately for home owners, pets can turn away potential buyers. When you have lived somewhere for a while, you usually don’t know what your house smells like because you get so used to it. Meanwhile, someone who is just visiting, such as a potential buyer whose in your South Hudson NH home for a showing will notice all of the odors lingering in your home.

Unfortunately, not everyone likes animals. If a buyer walks into your South Hudson NH home for a showing and it smells like urine, feces, or an animal in general, they will no longer be interested! Removing all signs of pets before your home is listed then selling it is the easiest route but not always possible. Be sure to clean your home before any showings and repair any damage your pet may have caused.

Before cleaning your home you should try to relocate your pet so no more accidents happen. Cleaning products can be very harmful and toxic to most pets, so you want to be careful with the choices since you wouldn’t want them getting sick and incurring vet bills that can be very expensive. Washing and vacuuming your rugs can remove any lingering odors left behind. Be sure to use something safe that is pet friendly just in case you need to move your pet back into your home, or just in case whoever buys your South Hudson NH home has pets too.

Be sure to clean your yard as well. If your animal has dug any holes in the ground fill them in so no one will get hurt. Many home buyers will ask to see your yard and walk around it. Also, most animals use the bathroom outside, even if they don’t, check your yard just to be safe that there are no landmines that a buyer might step in No one wants to step in dog poop, or see it for that matter. If they do, they may decide not to go back to your South Hudson NH home again if they feel it is a maintenance issue.

Once you have removed your pets, and cleaned your home and your yard you should be okay to set up showings at your home! Good Luck on your new journey selling your South Hudson home!

If you are looking to sell your South Hudson NH home and you have pets give our agents at Harmony Real Estate a call at (603) 883-8840 for more information. Or if you are looking to buy a home and have a pet we would love to find your dream home. We would love to help you on your journey.


Selling a home can be stressful enough as it is, but selling a home where pets have lived can be even harder! Unfortunately for home owners, pets can turn away potential buyers. When you have lived somewhere for a while, you usually don’t know what your house smells like because you get so used to it. Meanwhile, someone who is just visiting, such as a potential buyer whose in your home for a showing will notice any odors lingering in your home.



Unfortunately, not everyone likes animals, and if a buyer walks into your home for a showing and it smells like urine, feces, or an animal in general, they will no longer be interested.. If you could remove any sign of your pets at all before your home is listed then selling it may come a lot easier to you. Be sure before any showings you clean your home and repair any damage your pet may have caused.



Before cleaning your home relocate your pet so no more accidents happen. Also, cleaning products can be very harmful and toxic to most pets, and you wouldn’t want them getting sick as vet bills can be very expensive. Washing and vacuuming your rugs can remove any odors left behind. Be sure to use something safe that is pet friendly just in case you need to move your pet back into your home, or just incase whoever buys you home has any pets.



Be sure to clean your yard as well. If your animal has dug any holes fill them in so no one will get hurt. Many home buyers will ask to see your yard. Also, most animals use the bathroom outside, even if they don’t, check your yard just to be safe. No one wants to step in dog poop, or see it for that matter, and if anyone does they may get upset and not want to go back to your home again.



Once you have removed your pets, and cleaned your home and your yard you should be okay to set up showings at your home! Good Luck on your new journey!


October 11, 2017

Get Top Dollar: Find Out What Your Home Is Worth

If you are thinking of selling your South Nashua home, knowing what your home is worth is the first step. A professional evaluation can help you get the most value for your property.

Many homeowners check online sites to get an instant estimate. While these tools are convenient, they cannot see the condition of your home. Online programs only consider basic facts and cannot account for upgrades, improvements, or curb appeal.

Why a Professional Evaluation Matters to Know What Your Home is Worth

A REALTOR® can provide a personalized assessment that shows you what your home is worth based on real data. We compare your property to similar homes in South Nashua and adjust for differences. This process, called a Comparative Market Analysis or CMA, gives a far more accurate value than online estimates.

Professional guidance also includes advice on simple updates and improvements to increase your home’s value. You might choose DIY fixes or hire trusted professionals for larger projects. Either way, we can help you decide what changes are worth the investment.

Beyond Numbers: The Real Value of Your Home

Online tools cannot suggest staging tips or show your home in its best light. A skilled agent considers every detail, including your exterior, entrance, lighting, paint, and decluttering. These adjustments can make your home more appealing and competitive in the market.

The Local Market Matters to Know What Your Home is Worth

An experienced South Nashua REALTOR® knows the local market and trends. We provide insights into your neighborhood, current buyer demand, and pricing strategies. This ensures you are positioned to sell your home at the best possible price.

Get Your Free Home Evaluation Today

Selling a home can feel overwhelming, but a professional evaluation can remove stress and save you time. Our goal is to make your home sale smooth, letting you focus on family and other priorities.

Call Harmony Real Estate at (603) 883-8840 to schedule your free evaluation and discover what your home is worth. Start today and take the first step toward a successful sale with Our Agents help.

Are you looking to sell your South Nashua home? If so we can evaluate your home and give you suggestions to get the most out of the value.

 

I'm sure you have already thought about the value of your home and may have visited some sites to get an estimate. The problem with the online sites is that they can not see your home to value it properly. As it is a computer based program, it will only give estimates based on the basic information but not based on the condition. All your information can be accessed online and you can get a free estimate without much work but will it be accurate?

 

We would like to be a valued source of information for you when you decide to put your South Nashua home for sale. We can show you what to fix and ways to improve your value without breaking the bank. It all depends on your budget. Some fixes you can do yourself but you will have to have the time to complete the work. Other fixes will need more work and we can even recommend professionals to help you with that as well.

 

How accurate is an instant home value?


Does the computer know all the upgrades that you have done? Will it tell you what you need to accomplish before listing your home for sale? Will it suggest staging tips to make your home show in its best light for showings?

 

Your home needs to be handled properly by a professional. You want to make sure all the details are handled with care and that they are highlighted. An experienced REALTOR® can help you make an informed decision about selling your South Nashua home.

 

We can take a look at your home, evaluate your home and give you a free Comparative Market Analysis (CMA). During this process, we will compare your home to similar homes in the area making note of and adjusting the value up or down for any differences. We will show you interior pictures of other homes so you can see the similarities and differences.

 

We will give all of our attention to the details of your home. From pointers on your entrance to letting more light in your home, painting, and de-cluttering you will benefit from our expertise. We will let you know what is going on with the current market and your local neighborhood.

 

Getting the professional opinion of a qualified South Nashua REALTOR® with only the best expertise is the first step in the right direction.

 

Selling your home can be stressful and we want to help alleviate some of that burden from you. That way you have more time for your family and can put all your energy into your new location. This is one of the largest, most important transactions you will ever make in your life and we want to make sure it is a good one.

 

Are you ready to a home evaluation? Call Harmony Real Estate at 603-883-8840 for more information today!

 

The evaluation is free so call today. What are you waiting for!

October 11, 2017

Sealing the deal: How to Get a Mortgage

Buying a South Hudson NH home can be extremely stressful, especially when the home of your dreams costs more than you can afford. Luckily for you there are a few ways to get the most out of your money, and we are here to help you. Here are some important tips on how to get a mortgage,.

We will always stand by your decision as it's yours to make but we will guide you along the way. It's nice to be able to go out to dinner or buy a new pair of shoes and not just live for a house too.

How Much Can I Afford To Borrow for a South Hudson NH Mortgage?

Your credit, income, debt-to-income ratio, the size of your down payment, your employment and residence history are all factors in how much you can borrow for a mortgage. Be cautious when you get  a mortgage because the amount you are able to borrow can exceed the amount you can afford.

What Are My Upfront Costs?

Some costs associated with buying a Hudson NH home start to appear before you even make a payment on your mortgage. These include:

Mortgage Application Fees

When you apply for a mortgage there are always fees. Application fees include service fees, which can be flat fees, or they can be a % of the total purchase price. Application fees include the appraisal, credit report fees, title insurance, flood certification fees, lawyer costs, points, as well as application, processing and underwriting fees. Depending on the company you choose to work with they can show up differently on the closing statement.

Earnest Money
Earnest Money is an initial deposit to be paid into an escrow account once your offer is accepted. This is also known as a “good faith deposit” which may influence the seller's decision on whether to accept your offer. The more you put down, the more serious your offer will appear to the seller.

Down Payment
You can get better mortgage rates by having a larger mortgage down payment. Down payments range from 0% to 20% or more of the total cost of the South Hudson NH home you decide to purchase. Some people put down 20% in order to remove the cost of the Mortgage Insurance Premium. Paying mortgage points up front can also help lower your payments.

Closing Costs
Final closing costs can range from a flat fee to a percentage of the total loan amount, depending on your mortgage and the agreement with the seller. Sometimes closing costs can be rolled into the mortgage loan amount which means you can pay it through your mortgage. The other option is to ask the seller if they are willing to pay some of the closing costs in your offer, if the market will accept it.

Closing costs can include:

  • Mortgage Application Fees
  • Mortgage Points
  • Title Insurance and Title Search
  • Escrow Deposits
  • Attorney’s Fees
  • Inspection and Surveys
  • City Recording Fees

Don’t let this list of closing costs worry you because they are all paid at closing and can be estimated by the lender upfront to give you an idea of what will be needed in the transaction.

Home Ownership Expenses
Owning a South Hudson home requires financial commitment far beyond your monthly mortgage payment. You will also be required to pay your mortgage insurance, home insurance, utilities, repairs, and property taxes. Make sure to take all of these costs into account when you are deciding how much you can afford to borrow to buy your new home. It is crucial that you consider all of these costs before you decide to get a mortgage.

Planning And Saving Tips

If you are still saving for your new home, here are some helpful tips for you:

  • Maintaining a reliable income improves your standing with lenders
  • Paying your bills on time and limiting your monthly debt helps improve your credit score
  • Saving for a larger down payment can lower APR and payments
  • Combining your stated income with a partner or spouse can help you afford more
  • You want your mortgage payment to be less than a third of your income


Building up your finances and your credit rating before you buy a South Hudson NH home will help you to afford more when you decide to purchase. It can also help you compete with other buyers for the home that you want. This will make owning your new home easier to manage!

For more information on How to Get a Mortgage for a South Hudson NH home for sale give our agents at a call at Harmony Real Estate at (603) 883-8840. We would love to help you find your South Hudson NH dream home!

Buying a new home can be extremely stressful, especially when the home of your dreams costs more than you have to spend. Luckily for you there are a few ways of getting around that, and I am going to help.



How Much Mortgage Can I Afford To Borrow?

Your credit history, income, the size of your down payment, and your employment and residence history are all factors in how much mortgage you can borrow. Be sure you borrow cautiously because the amount you are able to borrow can very well exceed the amount you can afford to borrow!


What To Will I Need To Pay Upfront?

Some costs associated with buying a home appear before you start making regular payments on your mortgage. These include:


Mortgage Application Fees

When you apply for to take out a mortgage there are always fees. Application fees include service fees, which can be flat fees, or they can be 1% or 2% of the total purchase price. Application fees also include an appraisal, and credit reporting fees. They may be worked into the total closing costs, depending on the company.


Earnest Money
Earnest Money is an initial deposit to be paid to the seller if your offer is accepted. This is also known as a “good faith deposit” which may influence the seller's decision.



Down Payment
You can usually get better mortgage rates by paying a higher mortgage down payment. Down payments rance from 0% to 20% or more of the total cost of the home you decide to purchase. Most people put down 15% to 20%. Paying mortgage points up front can also help lower your payments.



Closing Costs
Final closing costs typically range from 2% to 4% of the total loan amount. Closing costs can sometimes be added into the mortgage loan amount which means you can just pay it as you are paying your mortgage.


Closing costs can include:

  • Mortgage Application Fees

  • Mortgage Points

  • Title Insurance and Title Search

  • Escrow Deposits

  • Attorney’s Fees

  • Inspection and Surveys

  • City Recording Fees.

Don’t let the long list of fees worry you because they are all paid at once and can be estimated by the lender upfront.


Home Ownership Expenses
Owning a home requires financial commitment far beyond your monthly mortgage payment. You will also be required to pay your mortgage insurance, home insurance, utilities, repairs, and your property taxes. Make sure you take all of these costs into mind when you are asking yourself how much you can afford when thinking of buying a new home. It is crucial that you are informed of these costs before you decide to take out a mortgage.



Planning And Saving Tips

If you are still saving for your new home, here are some extra tips that could be helpful for you:



  • Maintaining a reliable and regular income improves your standing with lenders

  • Consistently paying your bills and limiting your monthly debt help improve your credit score

  • Saving for a higher down payment can lower APR and payments

  • Combining your stated income with a partner or spouse can be to your advantage

  • You want your mortgage payments alone to be less than 28% of your income



Building your finances and your credit rating before you buy will help you to afford more homes. Also, it can help you compete better with other buyers for the home that you want, as well as making it easier to handle the costs of buying a home. This may also make owning your new home easier to mangage!




October 10, 2017

Effortless DIY Home Maintenance for Your House for Sale

Home maintenance can feel scary when you think about the cost. The good news is that DIY Home maintenance can help you fix small issues before they grow. These simple steps also help South Nashua houses for sale and Southern NH houses for sale stand out to buyers. You can keep your home safe, clean, and valuable without spending a fortune.

DIY Home Maintenance for Toilets

A leaking toilet wastes water and harms your bathroom floor. A quick way to check for leaks is by adding food coloring to the toilet tank. Use a bright color so you do not confuse it with anything else. If that color appears in the bowl, the toilet has a leak.

Most leaks come from a worn flapper. You can replace it with ease. First shut off the water supply behind the toilet. Remove the tank lid and flush the toilet to empty it. Use a towel to remove extra water. Then take off the old flapper and attach the new one. Connect the chain and turn the water back on. This small task protects your home and helps buyers feel confident when touring South Nashua houses for sale.

Faucets

A leaky faucet is annoying and costly. Most leaks come from worn washers inside the faucet handles. You can replace these washers in minutes. Turn off the main water supply before you begin. Remove the leaky handle and swap in a new washer. This simple DIY Home maintenance saves water and leaves your home feeling fresh and cared for.

DIY Home Maintenance for Washers and Dryers

Your washing machine needs attention to prevent water damage. Check the hot and cold water hoses for leaks or rust. Replace damaged hoses right away. Stainless steel hoses work better than plastic ones because they last longer.

Make sure the drain lines are tight by using pliers or a small wrench. Washing machine leaks cause major damage, so regular checks protect your home.

For your dryer, clean the lint screen often. This keeps the heating element working well and lowers fire risk. You can wash the lint screen with dish soap and water each week to remove softener buildup. Clean appliances are an easy DIY home maintenance to help Southern NH houses for sale shine during showings.

DIY Home Maintenance for Water Heaters

Few things feel worse than cold water in the shower. A water heater needs care to last longer and prevent damage. Sediment settles at the bottom of the tank and weakens it over time.

To clean it, turn off the water and power supply. Attach a garden hose to the drain valve and place the other end outside or in a sink. Turn on your hot water faucets, then open the drain valve. When the tank is empty, turn on the water with the drain still open so more sediment washes out. Close the valve and let the tank fill again. Turn the power and water back on. This simple task protects your home and adds peace of mind.

Drafty Windows

Drafty windows raise heating costs and lower comfort. Check the caulking around each window. If it is worn or cracked, remove it and apply a new bead of caulk. You can also add insulating window film to block cold air. If you replace windows, add insulation around the frame for extra warmth. These small DIY home maintenance changes help South Nashua houses for sale feel more energy efficient.

Gutters

Gutters protect your home from water damage. When they clog or loosen, water pools near your foundation. Clean your gutters by removing debris and rinsing them with a hose. If you see leaks or loose sections, fix or replace them right away. Gutter covers help reduce debris and save time throughout the year. Clean gutters keep Southern NH houses for sale in strong condition.

DIY Home Maintenance for Roof Care

Your roof shields your home from harsh weather. Check it often for worn or missing shingles. Replace damaged shingles to prevent leaks. Look closely around skylights and chimneys since these areas can let in water. Repair any loose flashing to protect the inside of your home. A strong roof gives buyers confidence and adds value to your property.

Need More Tips?

For more DIY Home maintenance ideas for South Nashua houses for sale or Southern NH houses for sale, call our team at Harmony Real Estate at (603) 883-8840. Our agents are happy to guide you with helpful tips that boost your home's value and help it sell for top dollar.

Home maintenance can be scary at times, thinking of making your problem worse, or the huge dent it will make in your bank account! Here are a few ways you can maintain things yourself without having to break the bank by hiring a professional.


  • Toilets

Water leaking from your toilet will not only cost your money on your utility bill, but it may damage your bathroom floor as well! Adding food coloring to your toilet's water tank will help you figure out whether the toilet itself is leaking, or if it's something more. Be sure to use a color like red or blue so you don’t mistake the color is the toilet bowl as something else. If the water in your toilet bowl is the same as color as the food coloring you used, then you have a leak. If you find that your toilet is leaking from the tank to the bowl, the flapper needs to be replaced. To change your toilets flapper, first shut off the water supply to your toilet. Look behind your toilet and turn the water valve located directly behind it to shut the water off. Be sure to remove the lid of the tank, and flush the toilet to remove the water from the tank, then use a towel or a sponge to get any excess water remaining in the tank. Remove the flush chain from the lever, and then slide the old flapper up off the overflow tube, then slide the new flapper in place over the overflow tube! Don’t forget to reconnect the chain, and turn the water supply back on.


  • Faucets

The main reason why faucets leak is usually worn out washers. The washers inside of a faucets handles are usually rubber, and they tend to wear or break. You can easily replace them by removing the leaky handle that controls the water flow to the spout, removing the worn out or broke washer, and placing a new one where the old one was. Be sure to turn off your main water supply so you don’t make a mess!

  • Washing Machine & Dryer

It is always important to check your washing machine's water supply hoses and pipes for leaks. It is also important to check your drain hoses for leaks as well. If you do find any leaks, or the end of your pipes start to rust, replace them immediately. Also, be sure you check the snugness of the drain lines by using a wrench or a pair of pliers. If they are tightened properly, you won't be able to tighten them anymore. You should also replace plastic lines every three years to avoid leaks from happening. Washing machine leaks are the main cause of water damage in a home.

As for your dryer, be sure to remove the lint sheet and clean it regularly to prevent fires. Cleaning your lint screen will also increase the life of the heating element. Also be sure to clean the lint screen with dish soap and water once a week to remove excess fabric softener residue.


  • Water Heater

There is nothing worse than turning on the warm water in your shower and feeling the burst of cold come raining down on you. Water heaters need maintenance to increase longevity and to reduce the possibility of damage as many other appliances do. Most people dont realize that water has sediment in it, and when it settles it can damage the floor of your water heater. You should drain the water from your water heater at least once a year to clean the inside surface of the floor.


To drain your water heater, be sure to turn off the water supply and power to it. Then, connect a hose to the water heater and put the other end somewhere it wont damage anything, such as your driveway. Usually a typical garden hose fits a water heater perfectly. Turn on all the hot water faucets in your home to open the drain valve to you water heater. When your finished with that, turn the water supply back on with the drain valve still open to remove any built up sediment at the bottom of the tank, Then close the drain valve, refill the tank. Don’t forget to turn the power and water back on!

  • Drafty Windows

Drafty windows are the worst! They are the leading cause of running up your electric bill, whether you are using an air conditioner, or the heat to warm your home. Often check the caulk line that runs along your window. If it seems to be damaged or weathered remove whatever is left with a razor blade or a knife, and replace it with new caulk. For further insulation, you can add insulating window film against your glass to keep the drafts out.



  • Gutters

While gutters usually go unnoticed, they are one of the most important aspects to keep your home. Gutters are designed to capture water and debris and take them away from your foundation. Another main cause of water damage in a home is from gutters that are not properly maintianed. To clean you gutters you simply remove debri manually as you wash the gutters with a garden hose. If you find any spots that are leaking, or parts of the gutter that are not properly affixiated to your fascia boards be sure to replace or repair them right away.


  • Roof


Be sure to regualrrly check your roof, and replace any shingles that are missing, worn, or the that gravel has worm off of. The shingles protect your roof from any type of weather, whether it be rain, snow, or the hot summer sun. Make sure you check around any skylights or chimmneys where there could be a leak.


October 10, 2017

4 Reasons to Buy a Southern New Hampshire House for Sale

Do you want to buy a Southern New Hampshire house for sale? Below are 4 essential reasons to consider a purchase now.

Buying a house can be stressful and we want to help relieve some of that stress with our years of expertise. It is one of the most expensive purchases you will make in your life and we know how important it is to you.

If you’re a first time home buyer, relocating, a move-up buyer, or looking to downgrade your current home in Southern New Hampshire, you should take advantage of our team! We can help you find the perfect Southern New Hampshire house for sale.

Southern New Hampshire is a fantastic option for anyone looking for a warm and friendly community. The small towns and neighborhoods make it easy for anyone to adjust and feel right at home.

Now is a great time to buy your house before rates and prices increase!

If you are undecided about whether or not to buy a houyse for sale in Southern New Hampshire, here are a few reasons why you should…

NO SALES TAX!

New Hampshire is a tax free state that anyone would love to live in. New Hampshire is a beautiful state with an even better motto, “Live Free, Or Die.” Any Free spirited person belongs here and it's a tax free state!

Winter, Spring, Summer & Fall!

We are lucky to have all four seasons here. Leaf peepers absolutely love Autumn. What could be better than looking out your window and seeing the beautiful fall foliage? Or taking a trip up to the White Mountain National Forest, and hiking all the beautiful trails to enjoy the candy painted leaves atop a mountain?

And for snowbirds there is even more fun to be enjoyed! From ice fishing, sledding, snowshoeing, snowmobiling, to skiing and snowboarding you can enjoy the snowy season as well! Viewing the snow covered mountains, and the beauty of the snow covered trees and yards are a site anyone would love.

We also have spring and summer beauty to enjoy with lots of lakes and beaches close by.

Easy Commutes

We are located close to the Massachusetts border for commuters. You get the best of both worlds with Massachusetts' higher pay, and New Hampshire’s low taxes and affordable living.

Walk around the beautiful city of Boston and enjoy all the incredible architecture, or take a stop at Faneuil Hall and grab a bite to eat. There are many different varieties of food to choose from! Also, be sure to take a trip to see the Boston Red Sox at historical Fenway Park, opened in April of 1912, making it over a 100 years old! 

Maple Syrup!

We have the BEST Maple Syrup. Be sure to check out Parker’s Maple Barn in Mason, NH, or the closest farm stand located in many of the towns in Southern New Hampshire such as Hollis or Londonderry. Most of the local farm stands have apple picking, pumpkin picking, hayrides, corn mazes and more!


If you are looking to buy a Southern New Hampshire house for sale contact our office today today. 

Give Harmony Real Estate a call at (603) 883-8840 or visit our website at www.Harmony-RE.com. We would love to help you with all your real estate needs!

We are located close to the Massachusetts border for commuters. You get the best of both worlds with massachusetts higher pay, and New Hampshire’s low taxes and affordable living.
October 6, 2017

Dream Houses for Sale in South Nashua Today

Are you searching for houses for sale in South Nashua ? This warm and welcoming part of Southern New Hampshire offers history, natural beauty, strong schools, and a wonderful lifestyle. Many buyers fall in love with houses for sale in South Nashua because the city blends convenience with charm. It is also a top choice for families who want comfort, value, and growth.

Houses for Sale in South Nashua, A City with Heart and History

Nashua sits in Hillsborough County and is bordered by Hudson, Merrimack, Hollis, Tyngsboro, and Dunstable. The city was once part of old Dunstable, which began in 1654 as a fur trading area. The boundary between Massachusetts and New Hampshire changed in 1741, and the community became Nashua.

During the Industrial Revolution, the famous Nashua Mills helped the city grow. The cotton and textile mills thrived until World War I. As new power sources appeared, manufacturing moved south. While the mills slowed, the strong spirit of the city remained. Today this same spirit helps Southern NH houses for sale attract buyers who want a vibrant community with a strong past.


Seasons That Bring Joy All Year

New Hampshire is known for its four amazing seasons. Summer often brings warm days from the low seventies to the low nineties. Winter days can feel chilly and sometimes dip below zero. The city receives about fifty feet of snow each winter which means many days for sledding and snowman building. These seasonal changes add beauty and excitement around many South Nashua houses for sale.

Strong Schools Near Houses for Sale in South Nashua

South Nashua is part of the Nashua School District. The city has seventeen public schools that include twelve elementary schools, three middle schools, and two high schools.

Bicentennial Elementary School and Main Dunstable Elementary School serve most of South Nashua. Elm Street and Fairgrounds offer middle school options. Nashua High School South is the main high school for the area. These schools help support buyers who are looking for Southern NH houses for sale with strong education options.

Convenient Transportation for Easy Living

Nashua offers several ways to get around the city. The Nashua Transit Center at 11 Riverside Street provides easy bus travel. The Gate City Trolleys also offer simple and low cost transportation throughout the community.

Nashua has a small local airport used for personal flights and military training. For larger airports, residents can travel to Manchester or Boston with ease. If you go a little farther into Massachusetts, you can take the commuter rail known as the T. This simple access adds value to many houses for sale in South Nashua.

Real Estate Options For Houses for Sale in South Nashua

South Nashua offers many styles of homes for sale. Buyers can find Colonials, Ranches, Split Level homes, and even large estate style properties. The area has something wonderful for every lifestyle.

In 2016 single family home prices ranged from one hundred sixty three thousand dollars to seven hundred fifty thousand dollars. The average price was a little over three hundred seventeen thousand dollars. These numbers help buyers understand the value found in Southern NH houses for sale.

With so many beautiful neighborhoods and charming homes, it is easy to find the perfect match for you and your family. Many buyers choose houses for sale in South Nashua because the community feels friendly, peaceful, and full of opportunity.

Why Buyers Love Houses for Sale in South Nashua

If you are looking for houses for sale in South Nashua or if you want a free market analysis of your current home, we would love to help. There is no obligation and your comparative market analysis is always free.

Call Harmony Real Estate at (603) 883-8840 or visit www.Harmony-RE.com to explore more houses for sale in South Nashua. Our Agents are excited to help you with your important move.


Are you looking for a home in South Nashua NH?

Nashua is a wonderful city in southern New Hampshire. It is part of the Hillsborough county. Nashua is bordered by Hudson, NH, Merrimack, NH, and Hollis, NH as well as Tyngsboro, MA and Dunstable, MA. The city is formerly known as Dunstable, which was founded in 1654 for fur trading. That changed in 1741 when the border between Massachusetts and New Hampshire was relocated.  


Developed during the Industrial Revolution, Nashua was originally a mill city. The mills were named The Nashua Mills. They had cotton mills and textile mills. They prospered until about World War I, when other methods for electricity other than water power were discovered. Cotton started being manufactured in the South where it was grown, and the textile mills also moved South during The Great Depression.



Seasons

In New Hampshire we are lucky enough to be able to enjoy all four of the seasons. In the Summer of 2016, the temperatures in Nashua averaged around 93° F, though sometimes the humidity makes it feel hotter. In the Winter of 2016 the low temperatures averaged around 23° F, although some days the temperatures can reach into the negatives! The average amount of snowfall is 50 feet in one winter, which means you can make as many snowmen as you want!



Education


South Nashua belongs to the Nashua school district. Nashua has 17 different public schools which consist of 12 elementary schools, 3 middle schools, and 2 high schools.  Bicentennial Elementary School and Main Dunstable Elementary school are the primary elementary schools in South Nashua, while Elm Street and Fairgrounds are the Middle Schools, and Nashua High School South is the main High School for South Nashua.






Transportation


Nashua has a bus station to make transportation easier for those who can’t walk or drive to where they need to go. The Nashua Transit Center is located at 11 Riverside Street in downtown Nashua. There is also public transportation available, the Gate City Trolley’s will take you all over the city. The rates are really inexpensive and can be found at http://nashuanh.gov/463/Fares .


There is also an airport in Nashua, mostly for military training or personal use for residents in the area who have their own small air planes.


And if you travel a little farther South to Haverhill or Lowell Massachusetts, there is a train, called the ‘T’ that will take you all over Massachusetts.




Real Estate


South Nashua has many different styles of homes for sale to offer, from Mansions to split level style homes. We are sure we can find something perfect for you. For 2016 the highest sales price for a single family home was $750,000, and the lowest sales price was $163,000. The average sale price for South Nashua homes for sale for 2016 was $317,400.



With the gorgeous homes in South Nashua you’re bound to find something that suits you and your family!



If you would like to sell your home, or just get a market analysis on what your house is worth call us today! There is no obligation to work with us and the Comparative Market Analysis is free of charge.

Give Harmony Real Estate a call at (603) 883-8840 or visit our website at www.Harmony-RE.com . We would love to help you with your important move.


October 5, 2017

6 Steps How to Successfully Sell Your Fixer Upper in South Hudson, NH

There can be challenges when it comes time to sell your fixer upper house. It can be more challenging to sell a home that needs a lot of work or updating, than a home that is in good repair. Most buyers want homes that have modern kitchens, spacious master bedrooms and updated bathrooms. Fixer uppers rarely have such amenities and need work.


The buyer will either need to have the time and be handy or have the extra money to pay to have the work completed. The key to successfully selling your fixer upper lies in reaching the right audience. With the right real estate agent this task will be much easier to accomplish.

Here are some tips on how to sell your fixer upper in South Hudson, New Hampshire:

1. Find a good agent to help you sell your South Hudson NH house. You can interview a few and decide who is the best fit. Make sure you ask your agent if they’ve sold houses that have needed to be fixed up before. The more experience they have, the easier it will be to sell your fixer upper.

2. Make sure you set a good price to sell your house, especially if it needs a lot of work. You don’t want it to be too high or buyers may pass it up. Your real estate agent will be able to help you set the best price to sell your home at. You want a South Hudson NH agent who will be able to guide you in the right direction and set the best price for your home.

3. Be honest about the flaws in your South Hudson NH house when you are selling. Disclosure is always in your best interest because if a buyer finds out about it after the fact they will want more off the price of the home. Your house may be subject to a home inspection before the sale is completed. So it is in your best interest to be clear about any repairs or maintenance from the onset that need to be taken care of so the buyers don't ask for further discounts.

4. Include headlines with your ads such as “Handyman Special”, “Big Savings For Handy Homeowners”, “A Diamond in the Rough”, “Beautiful Home for a Bargain” or other references to that explain that the home needs work. People want to know what they are getting into. If it’s just cosmetic work make sure to have your information worded properly.

5. If there is something wonderful about your house that you love, be sure to highlight that when you are selling. It might be a good reason for a buyer to love as well. Do you have acres of land, or a large basement that can be renovated to make a larger living space? Be sure to let potential buyers know this important information. That small muddy stream in the back yard that you love, or the giant birch tree that you sit under in the summer to get some shade, the location, or anything else you might love. Someone else is bound to fall in love with the same things as you! 

6. Property investors and contractors can be possible buyers for your fixer upper homes. They can buy the house for the bargain price you sell it for, fix it, and then use it as a way to make a profit by renting it out, or reselling it after they finish the work that it needs. You may even want to highlight the investment potential when placing ads about selling your house.

If you are looking to buy or sell your fixer upper house for sale in South Hudson give Harmony Real Estate a call at (603) 883-8840 or visit our website at www.Harmony-RE.com. Our experienced agents would love to find you a great investment!

Selling a home can be difficult enough as it is, but it can be even more challenging to sell a home that needs a lot of work or updating. Most buyers want homes that have modern kitchens, spacious master bedrooms and updated bathrooms. Fixer uppers rarely have such amenities and need work.


The buyer will either need to have the time and be handy or have the extra money to pay to have the work completed. The key to successfully selling your fixer upper lies in reaching the right audience. With the right real estate agent this task will be much easier to accomplish.


Here are some tips on how to sell your fixer upper in South Hudson, New Hampshire:


  1. Find the best agent to help you sell your South Hudson NH home. You can interview a few and decide who would be the best fit. Make sure you ask your agent if they’ve sold houses that have needed to be fixed up before. The more experience they have, the easier it will be for you. The more experience that they have the easier it will be for you to sell your fixer upper.


  1. Make sure you set a bargain price to sell your home, especially if it needs a lot of work. You don’t want it to be too high or buyers may pass it up. Your real estate agent will be able to help you set the best price to sell your home at. You want a South Hudson NH agent who will be able to guide you in the right direction and set the best price for your home.

  2. Be honest about the flaws in your South Hudson NH home when you are selling. Disclosure is always in your best interest because if a buyer finds out about it after the fact they will want more off the price of the home. Your house may be subject to a home inspection before the sale is completed. So it is in your best interest to be clear about any repairs or maintenance from the onset that need to be taken care of.


  1. Include headlines with your ads such as “Handyman Special”, “Big Savings For Handy Homeowners”, “A Diamond in the Rough”, “Beautiful Home for a Bargain” or other references to that speak well to the fact that the home needs work. People want to know what they are getting into. If it’s just cosmetic work make sure to have your information worded properly.

  2. If there is something wonderful about your home that you love, be sure to highlight that when you are selling. It might be a good reason for a buyer to love as well. Do you have acres of land, or a large basement that can be renovated to make a larger living space? Be sure to let potential buyers know this important information. That small muddy stream in the back yard that you love, or the giant birch tree that you sit under in the summer to get some shade, the location, or anything else you might love. Someone else may fall in love with the same things as you!

  3. Property investors and contractors can be possible buyers for your fixer upper home. They can buy the house for the bargain price you sell it for, fix it, and then use it as a way to make a profit by renting it out, or reselling it after they finish the work that it needs. You may even want to highlight the investment potential when placing ads about selling your home.


If you are looking to buy or sell a South Hudson fixer upper home for sale give Harmony Real Estate a call at (603) 883-8840 or visit our website at www.Harmony-RE.com. Our experienced agents would love to find you a great investment!


October 5, 2017

#1 AGAIN – Living a Richer Life in New Hampshire

Enjoy Living A Richer Life in New Hampshire

For the second year in a row, residents enjoy living a richer life in New Hampshire. The state earned top rankings based on twelve lifestyle factors. These factors included income, housing, healthcare, safety, and overall lifestyle. Many families exploring South Nashua houses for sale and Southern NH houses for sale discover that life here feels easy, affordable, and rewarding.

Safety That Supports a Richer Life in New Hampshire

New Hampshire is known for very low crime rates. Violent crime rates are low and property crime rates are also low. This creates a safe and peaceful environment for families. Many people feel comfort when they explore South Nashua houses for sale because they know they are choosing one of the safest states in the country.

Low Costs That Create a Richer Life in New Hampshire

Residents enjoy very low tax costs. There is no sales tax which makes shopping more affordable. People from nearby states often travel here for groceries and outlet shopping. This simple savings adds value and helps buyers enjoy a richer life in New Hampshire. Which in turn means they can buy a Southern NH houses for sale with confidence. Everyday living feels easier when your money goes further.

Strong Schools That Build a Richer Life in New Hampshire

New Hampshire earned a high ranking for school quality. In 2017 the state was rated third for the best schools in the country. Many school districts receive top grades. Families can choose from private schools, public schools, technical schools, and charter schools. These choices help support long term success and make the area even more appealing for those searching South Nashua houses for sale.

Affordable Childcare That Supports a Richer Life in New Hampshire

Childcare costs in New Hampshire are lower than in many states. Infant care averages about eleven thousand eight hundred dollars per year. Care for older children is a bit lower at nine thousand dollars per year. These savings help families live comfortably and enjoy a more stable lifestyle in Southern NH.

Low Unemployment That Strengthens a Richer Life in New Hampshire

New Hampshire has one of the lowest unemployment rates in the United States. About ninety five percent of eligible residents are employed. This strong job base provides steady income for families and adds confidence for buyers exploring Southern NH houses for sale.

Why Southern NH Creates a Richer Life in New Hampshire

All these factors work together to create a richer life in New Hampshire. The cost of living is lower than many neighboring states. The lifestyle is peaceful, safe, and filled with opportunity. If you are planning a move and want better living, Southern New Hampshire may be the perfect match for you and your family.

Ready to Live a Richer Life in New Hampshire?


If you are looking for a house for sale in Southern New Hampshire, we can help guide your move. Our team at Harmony Real Estate is ready to support you every step of the way. We want you to enjoy a richer life in New Hampshire too.

If you need more tips on how to live a richer life in New Hampshire, or are ready to sell your house give us a call at (603) 883-8840. You can also sign up for your dream home search or reach out to Our Agents for more information. We’d love to help you with your real estate needs in Southern NH.

For the second year in a row, New Hampshire was rated one of the best states to live a comfortable or “richer” life. The rankings were figured out by 12 main factors of living which were grouped by Income, Housing, Lifestyle, Healthcare and Safety.


Here are just a few reasons why New Hampshire residents live a richer life:


Low Crime Rate

New Hampshire has a low violent crime rate, and a low property crime rate, making it one of the safest places to live in the United States.


Low Cost

We have low tax costs, and no sales tax which makes living more affordable. People from neighboring states often come here to do their grocery shopping. And everyone loves to enjoy the outlets because there is NO sales tax!


Great Schools
In 2017, New Hampshire was rated the 3rd for the best schools in the United States. New Hampshire has one of the highest school district grades. From private schools, public schools, to technical and charter schools, living in New Hampshire you have several choices of education for your children.



Low Childcare Rates
What could be better than low childcare rates? The average cost of infant care is around $11,800 yearly or $900 a month, and for older children it is a bit cheaper averaging out to be between $9000 a year or $700 monthly.




Low Unemployment Rate
New Hampshire has one the the lowest unemployment rates in the United States. About 95% of the residents in New Hampshire that are eligible to work in the United States are employed.




All these factors make a life in New Hampshire richer due to the cheap cost of living. This gives NH residents an affordable life. If you are planning to move to a new state, and you’re looking for better living New Hampshire is the place for you.


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