Category Archives for "Best Real Estate Agents in Southern NH"

Best Real Estate Agents in Southern NH

Explore Unique NH Homes: Beautiful Living Spaces Beyond the Ordinary

New Hampshire is known for its beautiful landscapes and historic towns, but it also has some of the most unique homes you'll ever see. From barns turned into cozy houses to old factories made into cool lofts, these places show off creativity and new ideas about what a home can be.

Exploring the Unique Homes:

Imagine living in a barn that’s now a warm and comfy house, mixing old farm vibes with modern comforts. Or think about a warehouse that’s been transformed into a stylish living space, where industrial design meets contemporary life. These homes are all about breaking away from the typical suburban style.

Challenges and Benefits:

Living in a unique space comes with challenges, like special maintenance needs or zoning rules. But the perks are worth it! These homes have character and history in every corner. Plus, you can make these spaces truly your own, fitting your style and needs perfectly.


Behind the Scenes:

Turning these unusual spaces into homes is a creative journey. From the first spark of inspiration to dealing with practical issues, these homes tell a story of innovation and personal touch.

Join the Conversation:

Are you curious about living in a unique home? Maybe you already live in one or have a dream of doing so. We’d love to hear your thoughts and experiences. Let’s talk about the exciting possibilities of unique living spaces in New Hampshire.

Conclusion:

New Hampshire’s natural beauty and rich history are reflected in its creative and innovative homes. These unconventional spaces offer a new way to live, inviting residents to embrace a unique and inspiring lifestyle. Whether it’s a converted barn or a repurposed loft, these homes are redefining what it means to call a place "home."

Reach out to our knowledgeable Agents for more information on our nationwide referral network.


Image by Max Vakhtbovycn from Pexels

Nationwide Referral Partners: the Network growth you need to succeed

As seasoned real estate professionals, we understand the pivotal role that a nationwide referral partner can play by delivering unparalleled service. In this article, we'll explore the significance of building a robust referral network and how it enhances our ability to connect clients with trusted professionals across the country

Establishing a Nationwide Referral Network

In the competitive world of real estate, establishing connections beyond local boundaries is crucial. Our commitment to excellence involves actively cultivating a nationwide referral network. By attending industry events, participating in online communities, and engaging with professionals from coast to coast, we ensure that our network is expansive and reliable.

The Power of Nationwide Referral Networks

Referrals are not just a transactional aspect of our business – they are a cornerstone of our commitment to client satisfaction. When we refer a client to a professional in another state or another part of the country, we are leveraging the power of nationwide referral connections. The trust we place in our referral partners is a testament to our dedication to delivering exceptional results for our clients, no matter where they are located.

Leveraging Technology for Nationwide Reach

In today's digital age, technology acts as a catalyst for expanding our reach. Our online presence, particularly on social media platforms and professional networks, serves as a testament to our commitment to nationwide connections. By utilizing technology, we ensure that our network is not limited by geographical constraints, allowing us to confidently refer clients to trusted professionals with ease.

Nurturing Long-Term Nationwide Relationships

Beyond the transaction, our approach to referrals is rooted in the cultivation of enduring relationships. We consistently check in with our nationwide referral network, offer support, and celebrate successes. By nurturing these long-term connections, we guarantee a network that stands strong over time, providing our clients with reliable referrals whenever and wherever they are needed.

Conclusion

In the competitive landscape of real estate, the focus on expansive referral networks sets us apart. Our commitment to building and utilizing a nationwide referral network ensures that our clients receive top-notch service, no matter their location. Embracing the strength of nationwide connections, we continue to excel in providing exceptional real estate experiences through trustworthy referrals and meaningful collaborations.

Reach out to our knowledgeable Agents for more information on our nationwide referral network.

13 Powerful Tricks to Uncover the Home of Your Dreams

Finding the home of your dreams is an exhilarating experience, akin to hunting for hidden treasure. For many, a dream home is not just a structure made of bricks and mortar, but a haven that reflects personal tastes, aspirations, and memories yet to be made. To ensure you find that perfect house for sale, follow these top tips to guide your search:

1. Define Your Dream: Before starting your hunt, make a detailed list of what you want. How many bedrooms? A large kitchen? A garden? Being clear about your priorities helps streamline the search.

2. Set a Realistic Budget: Dream homes come with price tags. It's essential to know what you can afford. Factor in not only the purchase price but also future expenses like maintenance, taxes, and insurance.

3. Location, Location, Location: The age-old real estate mantra still holds. Consider proximity to work, schools, public transport, and amenities. Research future developmental plans for the area.

4. Work with a Real Estate Agent: An experienced agent can save you time and stress. They can tap into networks and listings that you might not be aware of and negotiate the best deals on your behalf. Our Agents would be honored to be considered.

5. Inspect Thoroughly: Pictures can be deceiving. Always visit the property, preferably more than once and at different times of the day. Pay attention to the neighborhood vibe, noise levels, and potential issues.

6. Research the Market: Understand local property values and trends. Are you buying in a buyer's or a seller's market? This information can dictate your negotiating power.

7. Don’t Compromise on the Deal Breakers: It's easy to get swayed by a beautiful view or a trendy neighborhood, but if a home lacks your non-negotiables, it's probably not the right fit.

8. Look Beyond the Surface: Cosmetic issues are easily fixable. Focus on the foundation, layout, and structural integrity rather than the color of the walls or the outdated kitchen cabinets.

9. Consider Future Resale Value: Even if you plan on living in the house for a long time, it’s wise to consider its potential resale value. Properties that are closer to amenities, in reputable school districts, or in growing communities tend to appreciate over time.

10. Trust Your Instincts: Sometimes, the vibe and feel of a place matter more than logic. If you get a strong positive feeling about a home, it might be “the one”.

11. Stay Patient: The search for a dream home can be long and at times frustrating. Don’t rush. Remember, you’re not just buying a house, you’re investing in your future.

12. Legalities and Paperwork: Once you've found your dream home, ensure all legal formalities are correctly managed. Work with a reputable attorney to make sure there are no pending disputes, and always ensure the property has a clean title.

13. Plan for the Move: Once everything is in place, start planning for the big move. This includes setting a moving date, hiring moving services, and making a checklist of things to do.

The journey to finding the dream home is thrilling, filled with anticipation and excitement. By keeping these tips in mind, you'll not only find a house that appeals to you aesthetically and functionally, but also one that resonates with your heart and soul.

If you are looking for YOUR DREAM HOME reach out to our Agents. We would love to help you along the way. Happy house hunting!

The Ultimate Guide to Garage Sales for Homebuyers and Sellers

Read below for the Ultimate Guide to Garage Sales for Homebuyers and Sellers. Garage sales, at first glance, may seem worlds apart from the polished realm of real estate. But, in actuality, they’re both about finding value, making smart transactions, and understanding the market.  If you are looking for someone to host your Neighborhood Yard sale reach out to our Agents. We can provided marketing and advertising to get you the most out of your garage sale. Whether you’re a homebuyer, a seller, or a savvy REALTOR, there’s a lot to learn and gain from the humble garage sale. 

1. Staging on a Budget:

For sellers, staging a home can significantly influence a buyer’s first impression. A garage sale can be an excellent place to pick up decorative items, antiques, or furniture at a fraction of retail costs. A well-chosen piece can breathe life into a room, making your home more inviting to potential buyers.

2. Declutter and Profit:

Before placing your home on the market, decluttering is a must. Not only does it make your home more appealing, but it can also make moving more manageable. Hosting a garage sale can help you reduce clutter and earn some extra cash simultaneously.

3. Get to Know the Neighborhood:

For homebuyers and REALTORS, garage sales offer an unfiltered glimpse into a neighborhood. By visiting local garage sales, you can gauge community involvement, get a sense of the residents, and perhaps gather some insider info on available or upcoming properties.

4. Sustainable Living:

In today’s eco-conscious market, sustainability is a selling point. Garage sales promote the recycling and reuse of items, which can appeal to environmentally-minded buyers. By either hosting or promoting garage sales, REALTORS can show their support for green initiatives.

5. Networking:

Garage sales are, at their heart, social events. For a REALTOR, every conversation is a potential lead. By visiting or hosting sales, you can naturally introduce your services, hand out business cards, and potentially discover clients. If you are looking for someone to host your Neighborhood Yard sale reach out to our Agents. We can provided marketing and advertising to get you the most out of your garage sale.

6. Local Market Trends:

While it might sound odd, the items popular at garage sales can provide insights into local market trends. For example, if you notice a surge in baby items, it might indicate a neighborhood with many young families, which can be an attractive selling point.

7. Negotiation Practice:

A significant part of real estate is negotiating deals. Haggling over prices at a garage sale can be great practice for larger real estate transactions. It's a low-risk environment to refine your negotiation skills.

Tips for Hosting a Successful Garage Sale Before Selling Your Home:

  • Advertise Ahead: Use local bulletin boards, social media groups, and other online platforms to get in front of yard sale and garage sale enthusiasts..
  • Presentation Matters: Just as in home staging, how you display items can make a difference in sales. The items need to be easily viewed and placed so that they sell.
  • Price Fairly: While the aim is to declutter, pricing items reasonably will ensure more sales. Typically yard sales garner 10-20% of the value but if they are in good condition could easily make you more.
  • Engage Visitors: Strike up conversations. You never know – a visitor might be interested in your soon-to-be-listed home!

Conclusion:

Garage sales, when viewed through the lens of real estate, offers a world of opportunities. For REALTORS, sellers, and buyers alike, these community events can be much more than just a chance to snag a deal. They can be gateways to valuable experiences, insights, and connections in the property market. So next time you see a garage sale sign, remember – there’s more to it than meets the eye! 

If you are looking for someone to host your next Neighborhood Yard Sale reach out to our Agents. We can provided marketing and advertising to get you the most out of your garage sale. We would also love the opportunity to work with you if you are thinking of buying or selling a home.

Discover the Vibrant Life of South Nashua Community Living

South Nashua lies at the vibrant city's southern tip. Beyond its historical richness, it's a growing real estate hotspot.  South Nashua's community living attracts homeowners and investors alike. Here's a deeper exploration of what makes South Nashua a sought-after locale. Let's dive into what makes South Nashua Community Living a top choice for homeowners and investors.

Historical Backdrop

South Nashua showcases rich architectural treasures. Rooted in the 19th-century textile industry, its buildings reflect a storied past. The city has structures that harken back to its early days. Strolling through, you'll find homes blending old-world charm and modern flair. Today, its streets feature homes blending history with modern design. As you venture through South Nashua, you'll see charming, renovated homes that marry historic aesthetics with contemporary comforts.

Real Estate: A Blend of Value and Growth

South Nashua's property market shows consistent growth. Nashua offers both value and potential for investors and homeowners. Here are some highlights:

Diverse Offerings: The area features historic homes and modern condos. Stately single-family homes that trace back to earlier centuries to modern condos for the urban crowd. South Nashua offers a variety of real estate options.

Affordability: Compared to other New England areas, South Nashua is more affordable for homebuyers. No sales tax in New Hampshire adds to its appeal. This makes it a compelling choice for both residents and investors.

Appreciation Potential:  Its location, charm, and proximity to Boston boost property value. South Nashua has seen consistent property appreciation for home sellers. This makes it a lucrative market for long-term real estate investment.

Modern Amenities and Proximity

The presence of retail giants like the Pheasant Lane Mall enhance South Nashua's residential charm. Additionally, a bouquet of dining options further adds to the residential appeal of South Nashua. Peaceful spots like Mines Falls Park also blend city amenities with nature. This gives a locale that perfectly balances urban conveniences with natural tranquility.

Accessibility and Infrastructure

With top-notch infrastructure and easy access to highways like Route 3, residents stay connected. This makes the region especially appealing to working professionals. It's ideal for homeowners wanting tranquility without sacrificing urban connections. South Nashua residents can be close to nearby cities but live in a more suburban area.

In sum, South Nashua merges history with contemporary living, making it a standout in New Hampshire's property scene. The real estate landscape of South Nashua is as dynamic and diverse as its rich history. Whether relocating, investing, or seeking a vibrant community, South Nashua delivers. South Nashua stands out as a prime contender in the New Hampshire real estate market.

Contact our knowledgeable Agents if you are looking to buy or sell a South Nashua house for sale.

Photo by Seth Dewey on Unsplash

How to Make a Fast Sale to Sell Your House

When it comes to selling your Hudson home, cleaning up and fixing any broken or worn items will help you attain a higher value for your house. Take a look at these 10 things you can do to make your house more appealing before you sell your house.

  1. Power Wash
    The first impression is very important. Power wash the exterior of your house, garage, decks and walkways to make it look clean. The cleaner your house appears the more well maintained buyers will think it is. You can hire a company for a few hundred dollars or with a couple hours you can do it yourself. 
  1. Paint
    Painting your house can take ten years off the look and help sell your house. A new fresh coat of paint can do wonders to spruce up the cleanliness of a room or especially the outside of your home. Make sure all the trim and doors look clean and maintained to tell buyers your home has been loved.
  1. Landscaping
    Take care of your lawn. Make sure to use the lawn mower and water your lawn before you sell your house so that the exterior of your home looks its best. Some weed whacking will also go a long way. Make sure to make the edges look pretty to match the rest of your lawn. You can hire a professional or take a few hours of your time. It will be worth the effort when you get the best price possible for your home.
  1. Gutters
    Clean the leaves and gunk out of the gutters. It is good for inspections and for possible water retention issues that can occur to your foundation when the gutters have already been maintained. If there is build up from a gutter causing a backup into your basement it could be mistaken as something more expensive. It also gives a clean look to the finish off the exterior, which can help sell your house.
  1. Steam Clean
    A clean carpet is vital for showings. People will wonder if it’s possible to get stains out and consider replacement instead of cleaning when they see stains. For a few hundred dollars you can have a company come and do it for you or you can rent a steam cleaner and invest a few hours to make your home look it’s best. If you have pets it’s especially important to try to rid your home of any additional odors or stains that might cause a buyer to rethink purchasing your house.
  1. Add Storage
    If you add storage to a room with a closet, as long as you’re on public sewer, it has the potential to be another bedroom. Buyers will look at it as extra storage or the potential for the additional room for a child, a spare bedroom, workout room or even a in-home office.
  1. Check the Roof & Attic
    Take a look at your attic and your roof before you sell your house. Sometimes you’ll find a small leak that can be repaired prior to listing instead of having to replace a whole roof if a buyer becomes concerned. Checking the attic is also a great thing to do because many times if you haven’t been up there in a long time there could be rodents or even mold growing up there to could potentially kill a deal or become more costly by not addressing it prior to the listing.
  1. Wash & Fix Windows
    Cracked and broken windows can easily be fixed by a glass repair company without having to replace every window in your home. However, if a buyer sees lots of damage to your windows it will get them thinking that all the windows need to be replaced when a smaller fix may be adequate. Washing the windows will do wonders for brightening up the space and look of the home as well.
  1. Declutter
    When you remove all the excess clutter it makes your home feel more inviting and spacious. Remove any excess things that you’re not using for the season and put them in Rubbermaid bins to put in the basement or garage. Put away all the extra photos and trinkets that make your home feel cluttered. While it may be nice to have mementos all of the house for your enjoyment it is distracting for buyers.
  1. Replace Your Filters
    Filters don’t cost too much and showing that you care for your HVAC systems goes a long way for a buyer. Seeing that you maintain all your system is an important step. It also keeps your systems running and working properly.

All of these projects could be done by yourself or easily enough done by a professional, as well. If you need a list of qualified professionals give us a call, we’d be honored to help.

If you are want to sell your house or re considering buying a Hudson NH house for sale, give our agents a call and we can discuss your options. Call Harmony Real Estate at (603) 883-8840 for more information today! Visit our website www.Harmony-RE.com  for tips on buying a South Hudson house for sale. We would love to help you with all your home buying and selling goals. We are the agency in tune with your real estate needs!

Exclusive Offer: Stunning Multi-Family at 339 Spruce St Manchester NH

Manchester Multi Family for sale 339 Spruce St Manchester NH 03103

This Manchester Multi Family for sale located at 339 Spruce St Manchester NH 03103 has the potential to be an investment or an owner occupied unit. Are you looking for a move-in ready Multi-Family unit? This 3 unit building has just been updated. Are you looking for an owner occupied investment opportunity? You can live in one unit and rent out the others. Are you searching for an investment where you can rent out the building and not live there? If so, this is the 3 family for you!

Manchester Multi Family for sale

Manchester Multi Family for sale | 339 Spruce St

This Downtown Manchester Multi-Family for sale located at 339 Spruce St Manchester NH features 3 units. Each unit has 3 bedrooms, a full bathroom, eat-in kitchen with pantry and laundry hookups, living room, and an enclosed porch. There is hardwood flooring on the first and second floor units, and new carpeting on the 3rd floor. The full basement adds additional storage. With 4,508 square feet of interior living space this 3 family sits on .12 acre near Downtown Manchester NH. Enjoy the conveniences downtown has to offer!

This multi-family has recent updates to include a new roof and hatch. There's no need to worry about replacing the roof any time soon. The back yard has 5+ parking spaces.

The first floor just needs some cosmetic updating. It has a large living room, a dining area, a galley kitchen, a full bath with laundry hookups, 3 bedrooms and a den. There is a long term tenant living there. The whole building is move-in ready waiting for you!

The second has been updated with a new bathroom. It has a large living room, a dining area, a galley kitchen, a full bath with laundry hookups, 3 bedrooms and a storage room in the hall. It is vacant looking for an owner occupied to live in it or new tenants of your choosing. 

The third floor unit at 339 Spruce St Manchester NH has been updated with new flooring and bathrooms. It has a large living room, a dining area, a galley kitchen, a full bath with laundry hookups, 3 bedrooms and a storage closet and room in the hall. It is vacant looking for a new tenant of your choosing. The whole building is move-in ready waiting for you!

This Downtown Multi-Family is Conveniently Located

This Downtown Manchester 3 Family is conveniently located within minutes to entertainment, shopping, highways and more. It is located within walking distance to downtown which offers a Supermarket, several Restaurants, Bars, Shopping, and Public Transportation. This Downtown Manchester NH 3 family for sale is close to all the amenities of the city.

The multi-family is located approximately 2 minutes from Exit 5 in Manchester on Route 293 for commuters. In addition, the The Mall of NH is only about a 10 minute drive away off Exit 1 on Route 93 in Manchester for even more shopping fun.

Local schools and the library are also located within a few miles radius of this home.

This 339 Spruce St Multi-Family in Manchester NH is located within a 15 minute drive to Concord, a 30 minute drive to Nashua and within 1 1/2 hours from Boston MA for those looking to commute. Manchester has public access to pools in the summer for residents to enjoy swimming. Harriman Park is only a block away with a playground, and Gill Stadium is just minutes away with a playground, soccer, basketball and football.

Map of 339 Spruce St, Manchester NH 03103

Open Concept Living in this Downtown Nashua Multi-Family

The first and second floor opens into the living room which connects to the eat-in kitchen and pantry area that are attached with a side porch off the back entrance. There three ample sized bedrooms. 1 is off the kitchen and 2 off the living room. The first floor has a den off the kitchen bedroom. There are laundry hookups in the kitchen pantry. The second floor has a storage room in the hallway.

The third floor has a similar layout to second floor but there is no closet in the 3rd bedroom. There is also a storage room and a storage closet in the back hallway.

There is basement access through a door in the back hall leading to more storage space.

Enjoy a relaxing night in this Downtown Manchester multi-family's bedrooms

There are a total of 3 Bedrooms units in each of the three Units of this Downtown Manchester NH multi-family for sale. The units have similar layouts with the few differences noted above.

The Master Bedroom is ample sized to accommodate a King sized bed and several bureaus. Tenants will enjoy relaxing in their new apartment or you can reap the benefits of letting a tenant help pay your rent.

Full unfinished basement adds storage

Aside from it’s convenient location, one of the best things about this home is the large basement. There is ample room for storage for personal use or for you and your tenants. It is a locked space if you don't want the tenants to use it.

The whole house 339 Spruce Street, Manchester NH consists of 18 rooms, 3 porches, 9 bedrooms and 3 baths. It is located on a .12 acre lot with a 5+ car parking in the back. The taxes for 2020 are $6,051. The current 2020 tax rate for Manchester, NH is $24.32 per thousand dollars of assessed property value.

Enjoy all the amenities of this Downtown Manchester NH 3 Family located at 339 Spruce St Manchester, NH 03103 for only $320,000. Call (603) 883-8840 today to schedule a showing with one of our qualified agents.

Below are some interior and exterior photos of the home. Call or email to take a look at this Manchester Multi Family for sale.

Manchester Multi Family for sale

Manchester Multi Family for sale | 339 Spruce St

Downtown Manchester, New Hampshire

Are you new to the Downtown Manchester, New Hampshire area? Are you considering this a place you might want to call home? Do you want to learn more about Downtown Manchester, New Hampshire? If you’re interested in learning more about Downtown Manchester, NH as a town give me a call or send me an email. We would be happy to answer any questions that you have.

If you are thinking of buying or selling a Multi Family in Downtown Manchester, NH give us a call and we can discuss your options. Call Harmony Real Estate at (603) 883-8840 for more information or to take a look at this multi-family today! Visit our website at http://www.Harmony-RE.com for more information.

Beautiful Condo for Sale: 30 Riviera Rd Hudson NH 03051 – Don’t Miss Out!

Hudson Condo For sale at Rolling Green 30 Riviera Rd Hudson NH 03051 front

This lovely 3 Bedroom Rolling Green Hudson Condo for sale is waiting for you. This Hudson NH Condo for sale is in move-in condition waiting for you to call it home. This condo is located in a desirable neighborhood setting in a golf community.

This Hudson townhouse features 3 Bedrooms, 3 baths with laundry, pergo and tile flooring. It has an open concept living room to eat-in kitchen. This Hudson townhouse is ready for you're occupancy.

This Townhome condo has 1,489 square feet of interior living space for you and your family. The open concept layout is awesome for entertainment and extends out to the patio overlooking the woods for family gatherings.

The Townhome was freshly painted and has updated kitchen cabinetry and a tile floor. With a the neutral tones already in place and a few personal touches of décor you can call this Townhouse home.

Convenient for Commuters

This Hudson Townhome for sale is ideally located close to Route 3/102, Route 93 and the Manchester Airport. Tucked away in the desirable Rolling Green Association, this Hudson NH Townhome for sale is close to all the amenities of the city.

The Townhome at 30 Riviera Rd is located just 7 minutes from Exit 2 on Route 3 in Hudson NH and about 7 minutes from Exit 4 on Route 93, in Londonderry NH for commuters. Close to restaurants, supermarkets, shopping and about 15 minutes to the Pheasant Lane Mall in South Nashua this Townhouse is close to all the amenities and could ever desire.

The library and local schools are also located within a mile radius.

30 Riviera Rd, Hudson NH 03051 Map

Riviera Rd is located within a 10 minute drive to Nashua or 20 minutes to Manchester but it is far enough away to feel like a town. Robinson Pond is located about 10 minutes away for town residents to enjoy swimming, boating, fishing and more. Bensons Park is also located a couple minutes away with mature landscaping, trails, a pond, a playground, memorial benches, a pavilion, walking paths and more. 

Open concept in this Hudson Condo for sale 

From the front door there is a tiled entryway with a half bath and an open concept living area. The large living room with pergo flooring extends into the eat-in kitchen which leads to a patio overlooking the woods through the slider. There is ample cabinetry storage in the kitchen. Freshly painted with neutral colors this townhome is move-in ready.


Relax in this Hudson Condo for sale’s bedrooms

There are 3 Bedrooms in this Hudson Condo for sale. Two bedrooms and two baths are located on the second floor. The Master Suite has double closets, its own private full bath and thera is ample space for a king size bedroom set. The 3rd floor loft bedroom has an added bonus with a door leading out to the deck.


Enjoy the outdoors at this Hudson condo for sale

The patio has enough room for a small table and a few chairs for your relaxation and outdoor enjoyment. It is a perfect spot for some outdoor fun and entertainment. Get your barbecue grill and enjoy al fresco meals.


Rolling Green Association Amenities

Rolling Green is a golf course community with discounted fees to Whip-Poor-Will golf course. The amenities also include a clubhouse, an in-ground pool, a basketball court, a tennis court and a playground.

The whole Townhouse at 30 Riviera Rd, Hudson NH 03051 consists of five rooms, 3 Bedrooms and 3 Baths. It is located in the Rolling Green Association with a common paved driveway for 2 car parking. The taxes for 2018 are $3,505. The current 2018 tax rate for Hudson, NH is $20.10 per thousand dollars of assessed property value.

Enjoy this Hudson NH condo for sale for only $224,900. Call (603) 883-8840 today to schedule a showing.

Below are some interior and exterior photos of this Hudson Townhouse. Call or email to take a look at this lovely Hudson Townhome for sale.

Hudson, New Hampshire

Are you new to the Hudson, New Hampshire area? Are you considering this a place you might want to call home? Do you want to learn more about Hudson, New Hampshire? If you’re interested in learning more about Hudson, NH as a town give me a call or send me an email. We would be happy to answer any questions that you have.

If you are thinking of buying or selling a Townhome in Hudson, NH give us a call and we can discuss your options. Call Harmony Real Estate at (603) 883-8840 for more information or to take a look at this beautiful Townhouse today! Visit our website at http://www.Harmony-RE.com for more information.

How to Qualify for a VA loan with no down payment

Qualify for VA loan with no downpayment

Image by thetruthprenuer from Pixabay

Are you looking to qualify for VA loan purchase? Many Veterans are unaware that they can qualify to purchase a Southern NH house for sale with no down payment. Yes, you read that right, you can qualify for VA loan purchase with no down payment. 

Many homes for sale require a larger down payment which makes it a little more difficult for buyers to purchase a home. When a Veteran wants to purchase a Southern NH home for sale with no money down, they can ask the seller to pay up to 4% of the purchase price towards their closing costs, pre-paids, points and escrows on their purchase and sales agreement. This 4% concession will usually take care of all the remaining costs needed to purchase the home. 

As with anything there are some things that need to be done to make sure you qualify for VA loan purchase on a Southern NH house for sale. One such item is retrieving a Certificate of Eligibility (COE) from the VA. It confirms the purchase is through a Veteran and the Veteran still has remaining eligibility for buying a Southern NH house for sale. The VA will verify the service record of the veteran and provide the amount they are eligible to be registered for in the program. It will be in the form of a pre-approval letter with a specified amount that a Veteran can afford for a Southern NH home for sale.

Generally speaking, a Veteran is only allowed to have one VA loan and it is supposed to be used for the purchase of their primary residence. Some exceptions to this rule apply in the process but your situation would have to be considered by the underwriter to be approved.

The Veteran can obtain their Certificate of Eligibility typically one of two ways. They can apply for it directly through the VA or have their mortgage company apply for it directly on their behalf. The loan still requires that you meet all the requirements for getting a VA loan by getting the property Notice of Value (NOV) which is a lot like an appraisal. The NOV gives an opinion on the value of Southern NH Home for sale the Veteran is purchasing and notes any defects or repairs that need to be made to the home prior to closing to qualify for VA loan purchase.

The Veteran is also required to show that they can afford to pay the monthly payment for the Southern NH house for sale through their debt to income ratio. Ultimately, this is shown as a percentage of your debts versus the income you make as a percentage ratio. They like to see the Veteran stay under a 44% Debt to Income (DTI).

Many Veterans are purchasing homes this way at considerably lower monthly costs than non-Veterans. The interest rates can be very attractive in comparison to other rates. There is no mortgage insurance unlike most other loans on the market. While not everybody can qualify for VA loan purchase it is one of the best ways for a Veteran to purchase as Southern NH house for sale.

As with everything, you should check out all of your options available to finance a Southern NH house for sale so you can make the best decision. You can compare the different types of loans, review the APR (annual percentage rate ) on each loan. Then sit down with a knowledgeable loan officer who can go over your entire situation and review any questions you may have about your loan process.

Image by StockSnap from Pixabay

If you are a Veteran searching for a Southern NH house for sale, we can help you qualify for VA loan purchase. Give our agents a call at (603) 883-8840. We would be honored to give back and serve you through the home buying process! 

Market Value: Do you need a bathtub for resale?

bathtub for resale

While many people are looking to showers more and think about the need for a bathtub for resale. It is definitely good for value when putting your home up for sale on the market. Families with young children won’t even consider buying your Southern New Hampshire house for sale if you don’t have a bathtub. While it can always be added most buyers are not looking to renovate, or might not even be able to afford a new tub, right after purchasing a new home. 

Image by WarrenMae from Pixabay

You may be asking "Do you even need a bathtub for resale?" Some adults may not have any use for a bathtub due to their schedules or preferences, and might even prefer a steam shower with a bench seat over a bathtub. However, seniors and luxury buyers tend to look for a bathtub for relaxation when purchasing a Southern NH home for sale. I think the main consideration to take into account when making your decision will be who will consider purchasing your home for sale when you finally make the decision to sell it. If you live in a 55+ development or a 1 bedroom home you may be just fine. However you need a bathtub for resale if you are selling a house that calls to a larger family. 

Sellers need to have the necessities that buyers are looking for when purchasing a Southern New Hampshire house for sale. If you don’t have a bathtub in your home and it appeals to buyers who have young children, seniors or luxury buyers you should consider installing a bathtub if you don’t already have one! You wouldn’t want to rule out a good portion of the market by removing a bathtub that another family might require when they are looking for a home for sale.

Personally we would suggest having at least one bathtub in a home, if it has 2 or more bedrooms but it will always depend on the market where you live. There is some value in a bathtub for resale. Ultimately the decision is yours to make and you should base it on your family’s need but ideally you'll need a bathtub for resale. We would always suggest keeping resale in mind when making home renovation decisions. Even if you think you will never sell your Southern NH home, situations change that force you to make decisions that you may never have thought were possible.

If you are looking to purchase or sell your Southern New Hampshire home for sale, give our Agents at Harmony Real Estate a call at (603) 883-8840. We would love to help you with all your home buying and selling goals. We are the agency in tune with your real estate needs!