A short sale is a sale of Real Estate in which the net proceeds from selling your Hudson home for sale will fall short of the debts you owe to your lender for your mortgage. In this case, if all lien holders agree to accept less than the amount owed on the debt, a sale of your South Hudson NH home for sale can be made.

When you sell your South Hudson home as a short sale, it’s similar to other sales you just have to involve the bank’s decision as well. You should contact a REALTOR®, specifically one who specializes in short sales. You will need to list your Hudson home for sale being sure to mention that it's a “short sale,” then wait for an offer to come in. Once you accept an offer, things can get tricky. You will need to gather all of your financial documents to send to your mortgage company and see if they will consider the short sale. Since lenders lose money with short sales, they're usually not very eager to agree with it but that’s where your REALTOR and a short sale negotiator come into play working in your best interest. Some banks may prefer to foreclose on your Hudson home but many times they will consider the short sale if there is good reason.

There are many Pro’s and Con’s to a short sale, but again a real estate agent can help you decide whether you should short sale, or what your other options are. If you do short sale your home, make sure your loan will be considered paid in full. A short sale will have a much smaller effect on your credit than a foreclosure. This will help you in the long run if you ever try to take out another loan or mortgage. Avoiding foreclosure, means you may be able to buy another home sooner than you would be able to if your home was foreclosed on.

However, there are also some disadvantages to a short sale. You will have to take full responsibility for the sale of you home, which can be very stressful and time consuming. Also, if someone purchases your home faster than you expected, you may have to move sooner than you had originally planned. This means that you will now need to find yourself somewhere else to move to as quickly as possible. This may be very difficult for you considering there will be no proceeds from the short sale of your South Hudson home.

If you are having a hard time making the decision of whether or not a short sale is your best option, talk to a Real Estate Attorney, or a REALTOR® to figure out the best plan of action. They can help guide you in the right direction. Be sure you don’t forget to talk to you lender as well. Your lender likely has specialized loan officers who are capable of reviewing and guiding customers who are at risk of foreclosure.

Call Harmony Real Estate at (603) 883-8840 and speak to the top REALTORS® in Southern New Hampshire if you need advice on whether or not to short sale your South Hudson home! We will work in your best interest and help you on this stressful journey in your life.

What is Radon?

Radon is a naturally occurring radioactive gas that you cannot see, smell, or taste. It is a carcinogen that has been proven to cause cancer. The Surgeon General warned that Radon is the second leading cause for lung cancer in the United States today. If you smoke, and there is Radon in your home, then you are at an even higher risk for lung cancer. If you are looking for more information on radon you can check out the EPA website at www.epa.gov/iap/radon/pubs/index.html or call the New Hampshire Bureau of Environmental & Occupational Health at (603) 271-4610.

In 1899, English physicist Ernest Rutherford first discovered Radon. The discovery is also credited to German physicist Friedrich Ernst Dorn in 1900. Rutherford discovered Radons’ alpha radiation, and Dorn discovered that radium was releasing a gas.

Radon is a colorless chemically-unreactive inert gas. It is the heaviest known gas. Radon is 9 times denser than air. Because it is a single atom gas it easily penetrates many common materials like paper, leather, low-density plastic, paints, building materials, and most insulations.

How is Radon made?

Radon is not produced as a commercial product. Radon is a naturally occurring radioactive gas and comes from the natural breakdown of uranium. It is usually found in igneous rock and soil. In some cases, well water may also be a source of radon. New Hampshire is the granite state and radon can come through the rock in the ground and other soils and clays and come into our homes.

What happens when you’re exposed to Radon?

Human exposure to radon are inhalation and ingestion. Radon in the ground, groundwater, or building materials enters working and living spaces and disintegrates into its decay products. Although high concentrations of radon in groundwater may contribute to radon exposure through ingestion, the inhalation of radon released from water is usually the concern.

Testing is the only way to know if you have Radon in your home. The EPA indicates that any readings above 4.0 pCi/L in the air are not acceptable levels and should be mitigated.  It is recommended that the testing device be put in the lowest level  suitable for occupancy and typically is left for readings in a 48-72 hour time frame.

How do you get rid of Radon?

If you do find Radon in the air of your Southern NH home, you can reduce the exposure to an acceptable amount on your own for around $500, but this is not recommended because it is a dangerous gas. We suggest you find a Certified Radon Mitigator in your area. For radon air, the professional will usually install a sub-slab depressurization method by inserting a PVC pipe through the basement floor and venting it out the roof with a fan and typically runs from $1200-$1500 in Southern New Hampshire.

For radon in the water, the State of NH recommends a level lower than 2000 pCi/L but there is no standard EPA regulatory limit. The cost to mitigate radon in the water runs from $2500-$5000. Aeration is the method suggested by the State of New Hampshire to get rid of radon in water and sometimes require an additional water softener system, if there are high levels of iron or manganese. Every state has their own guideline as to what they feel is safe and you need to go with what makes you feel safe in your Southern New Hampshire home.

If you are looking to test for radon in your Southern New Hampshire home and would like some suggestions on a Certified Radon Mitigator feel free to give us a call at Harmony Real Estate at (603) 883-8840. We would love to help you better the quality of life for you and your family in your Southern NH home.  

The decision to short sell your home is not an easy one. You will have to come to terms with the not being able to make your mortgage payments and there are valid reasons why. Many reasons include: divorce, fraud, loss of a job, health reasons, condo rules and other possible reasons. Whatever the reason that you are facing may be, short selling your home in Southern New Hampshire will not affect your credit as harshly as a foreclosure and may open up the possibility to getting into another home faster after the short sale. If your short sale is successful you could avoid a foreclosure on your credit record.

Before you short sale your house, you want to make sure you have looked at all your options. Don't make any hasty or rash decisions without some consideration. Filing for bankruptcy might be an option to stave of foreclosure (not indefinitely though) if you can’t pay your bills but have the money to pay your mortgage. You may also want to look into the possibility of adjusting your payments by talking to your bank to discuss different terms. If you owe more for your house than it’s worth and these other options do not work for you, a short sale might be the best option for selling your Southern NH home.

Make sure you work with an experienced REALTOR® who has worked with short sales in the past. Ask about their experience so you feel comfortable with their knowledge about the process. An experienced real estate agent will be able to negotiate the deal in your best interest.  

Be aware that the short sale process for a Southern NH Home for sale will take time and patience. Short sales typically take between 3-6 months to close and can take even longer in some circumstances. It all depends on what bank(s) you are working with and the condition of the home. Also make sure to also looking into your tax implications. This is one step that is critical. You should talk to a tax advisor to see what your tax implications are as they change from year to year.

Buying and selling a home is a very important decision, make sure to trust the REALTOR® you are working with. You will need to give them a pile of paperwork regarding your current standing financial assets in order to get the short sale approved. The process can be very emotional and stressful and you will need someone who is caring and will answer your questions along the way and help you through the process. If you can get support from friends and family it will help the process too. Remember the short sale of your Southern NH home is just a temporary situation and you will be able to purchase another home in the future.    

Talk to one of our experienced real estate agents about to see if you should short sale your Southern New Hampshire house. Make sure it is the right fit for your circumstances. We can discuss your options and let you know what is the best fit for you. Call Harmony Real Estate at (603) 883-8840 for more information on short selling your Southern NH home today!

Are you looking for a luxury home in South Nashua? Are you looking for an elegant home with lots of square footage? Are you looking for a dream home that is conveniently located near all amenities and fits all of your needs? If so, a South Nashua NH luxury home for sale may just be you are looking for.

There are several luxurious homes for sale to choose from in the highly desirable neighborhoods of South Nashua. Every buyer will have different requirements for the luxury home that they are looking for. You can find homes with open concept layouts, gourmet kitchens, master bedrooms with en suite bathrooms, and much more!

Conveniently located

There are 2 golf courses in South Nashua, the Nashua Country Club and Sky Meadow Country Club, that you can enjoy. The benefits of living on or near a golf course range from the lush beautiful rolling views, to the convenience of golfing daily. They are nestled in the private luxurious neighborhoods of South Nashua.

You will enjoy the convenience of easy access to the highways from the neighborhoods of South Nashua off of exit 1 or Exit 4 of Route 3. Just a short ride away you will also find all the conveniences of the city from restaurants, to entertainment, and shopping. South Nashua is conveniently located close to the Pheasant Lane Mall and the highway for Massachusetts commuters. The elegant luxury homes of South Nashua are close to all the amenities you will ever need.

What features are you looking for?

The luxurious homes for sale in South Nashua have all the amenities you are looking for from spacious layouts, to high-end amenities and features, to large lots. Are you looking for a gourmet kitchen, an open layout, a spacious layout, a theatre room or even a pool? You could have many or all of the features you desire in South Nashua. The life you have been longing for is waiting for you here in South Nashua. We can help you find your dream home and make sure it has all the amenities you have been searching for!

Luxury homes have good resale

The luxury homes of South Nashua NH have good resale because of their location and great schools. The Bicentennial School district is the best rated in South Nashua. It has an A+ rating on The kids and the parents love the school and all that it offers. In addition, the homes in South Nashua are always more valuable and in higher demand than the other surrounding neighborhoods due to the proximity to Massachusetts.

If you are looking for a luxury home in South Nashua give our agents a call at (603)883-8840 for a list of all the homes currently available. With the professional knowledge of our agents by your side, we will find you the perfect luxury home for sale in South Nashua NH.

Check out our website at www.Harmony-RE.com to see a list of all the available houses for sale in South Nashua NH. For a list of all the luxury homes for sale or for more information on living in South Nashua or the surrounding area give Harmony Real Estate a call today at (603) 883-8840. 

For the second year in a row, New Hampshire was rated one of the best states to live a comfortable or otherwise richer life in New Hampshire. The rankings were figured out with 12 main factors of living which were grouped by Income, Housing, Lifestyle, Healthcare and Safety.

Here are just a few reasons why residents live a richer life in New Hampshire:

Low Crime Rates

New Hampshire has a low violent crime rate, and a low property crime rate, making it one of the safest places to live in the United States.

Low Costs

We have low tax costs, and no sales tax which makes living more affordable in New Hampshire. People from neighboring states often come here to do their grocery shopping. And everyone loves to enjoy the outlets because there is NO sales tax!

Great Schools

In 2017, New Hampshire was rated the 3rd for the best schools in the United States. New Hampshire has one of the highest school district grades. From private schools, public schools, to technical and charter schools, living in New Hampshire you have several choices of education for your children.

Low Childcare Rates

What could be better than low childcare rates? The average cost of infant care is around $11,800 yearly or $900 a month, and for older children it is a bit cheaper averaging out to be between $9000 a year or $700 monthly.

Low Unemployment Rates

New Hampshire has one of the lowest unemployment rates in the United States. About 95% of the residents in New Hampshire that are eligible to work in the United States are employed.  

All these factors make living a richer life in Southern New Hampshire possible due to the cheap cost of living. This gives NH residents an affordable life. If you are planning to move to a new state, and you're looking for better living, Southern NH is the perfect place for you.

If you are looking for a house for sale in Southern New Hampshire contact our office or give our agents at Harmony Real Estate a call at (603) 883-8840 or visit our website at www.Harmony-RE.com . We would love to make your life richer here in Southern NH too!