There are several common selling myths that a South Nashua seller may get stuck on. Whether you have developed your own preconceived notions, or you’re stuck on other sales people's misconceptions, believing these myths can hurt your ability to sell your South Nashua house for sale. 

Here are some myths about your South Nashua home for sale that you shouldn’t believe.

1. Price is the Only Reason to Buy 

Of course the listing price has something to do with the purchase of your South Nashua house for sale. However, it is not the main reason why someone is purchasing it. If the house you are selling is run down and falling apart, and it needs a lot of work, the price wouldn’t be the only factor. What is important in a situation like this is that the buyer has enough money and time to repair the South Nashua home themselves after their purchase. If not, they will move on to a deal that better suits their home needs, regardless of the price. 

2. Your house won't sell in the winter.

In many markets, spring tends to be the best one but it doesn't mean that a house can't or won't sell in the winter. In fact, in the market we are currently experiencing winter is an awesome time to sell. The fact is that buyers looking in the winter tend to be more serious buyers. Why would they be out looking at homes in the cold if they weren't? Winter has been good for years now due to low inventory as well. If there are no South Nashua homes for sale that meet your criteria or there is too much competition to win during the spring, winter could actually be the best time to purchase your South Nashua home. You just need a savvy REALTOR® who will be on your side guiding you through the process.

3. Buyers are Liars 

Many buyers are misguided about the South Nashua home buying process by what they hear from other sales people, on TV, and from the internet. This usually occurs when their real estate agent has failed to earn the buyers trust. Gaining a buyers trust means not pushing them to make a specific buying decision that is not good for them. 

The best REALTOR® will focus their attention on your specific needs and your current situation rather than trying to close the deal for their needs. Earning trust means treating people with respect and dignity even if they aren’t prepared to make a buying decision right away in South Nashua.

4. Anyone Can Be Persuaded To Buy

This might work at the mall when someone is shopping for Christmas gifts, but not just anyone can be persuaded to buy when it comes to purchasing a South Nashua home for sale. Buying a house is a very big deal! It’s one of the biggest, most expensive purchases a person will ever make and buyers don’t usually do it impulsively. 

Buyers like to find a home that is perfect for their needs and their family. No matter how well you are at persuading, if the South Nashua home you’re selling isn’t what the buyer wants and it isn’t the right fit for them, you won’t be able to persuade them to buy a house.

5. One Shoe Fits All

Many books have been written about the right ways to do things, and those books are full of myths themselves. We all have our own unique personality and what works well for one person may not work as effectively for another person. Everyone is different and when selling a South Nashua home for sale, you may want to think about what a buyer will like and combine it with your ideas so you can really connect with the buyer on their level and appeal to them. 

While renovating the entire kitchen may sell your home, it may not bring back the full value of the repair at resale. Going drastic with upgrades is not the best approach either. Many times some basic upgrades like curb appeal, decluttering, updated counters, new knobs and lighting fixtures, and a fresh coat of paint will do just fine. 

6. It’s Important To Close The Sale As Soon As Possible

This is probably one of the worst selling myths I have ever come across. Yes, it is important to move people towards a home buying decision, but it is also important that they are being treated properly. A good REALTOR® will make sure that their buyer is purchasing a South Nashua home for sale that best suits their buyers needs. 

Not every sale decision will be made easily, or quickly. A buyer needs to be sure they are doing what is best for them, and at a proper pace that works for their schedule. In certain situations, rushing to make a commitment to buy a South Nashua house might not be in your best interest if your not ready. Knowing the market and your mind, however is key! If you are interested in a home and couldn't imagine yourself without it then you will want to make a decision before anyone else does.  

7. Do Whatever It Takes To Get The Sale

Aggressive and manipulative sale tactics can sometimes work but you don't want the buyer coming back after the sale with complaints that turn into a liability. Also, you wouldn’t want someone to lie or swindle you in order to complete a sale so don’t ask your real estate agent to do that either.  

Many sellers feels as if they need to close the deal on any offer they get, and this is not the case. If someone offers you lower than your asking price for your South Nashua home for sale, but your house has just recently been put on the market you may still be able to get more for your home. Talk with your real estate agent, negotiating with the buyer may be a better option. Don’t give up until you discuss all the possible options with the buyers. When selling your South Nashua home for sale you need to be patient and make the best business decision for yourself as a seller.

8. You can sell your home by yourself.

While it is in fact possible to sell your South Nashua home for sale solo, it is always better to have a professional by your side. Selling your home takes time, knowledge and negotiating skills. Do you really want to worry about negotiating directly with a buyer or showing your house to strangers? If you were going to buy stocks, or had an important legal question, or needed advice on your tax return you would call a professional so it only makes sense that when you decide to sell your South Nashua home that you would call a REALTOR®.  You need a middle man to make the decisions less emotional and price your home accurately. It's also a known fact that houses sold with a REALTOR® sell faster and for more money. 

Real Estate sales is an honorable career and sales professionals and their sellers need to avoid becoming prey to these myths. Be sure to focus your energy to make the best educated decision possible when buying or selling a South Nashua home for sale. The agents here at Harmony Real Estate would be happy to make your buying and selling dreams a reality!

Call Harmony Real Estate at (603) 883-8840 if you are looking to purchase a South Nashua home for sale! Our Agents are professionals looking out for your best interest. And our team is a family who would be happy to help you find the home of your dreams.

Closing Costs are fees that are associated with the purchase of your Southern NH home for sale that are paid at the closing of a real estate transaction. The closing is the time at which the title of your Southern NH home for sale is transferred from the seller to the buyer. The closing costs of the loan are incurred by the buyer. While the seller pays for commission, transfer of the deed and a few other miscellaneous state fees.

There are many different fees you can expect to encounter when you are closing on a new home in Southern New Hampshire. They vary widely depending on where you live, the type of home you purchase, and the type of loan that you choose to take out. These fees may include:

• Application Fee: The application fee covers the cost for the lender to process your application. Before submitting an application, ask your lender what this fee covers. Not all lenders charge an application fee, and if they do it is possible it can be negotiated.
• Appraisal: This fee is paid to the appraisal company to confirm the market value of the home you intend to purchase. It typically costs from $400-$600 depending on the property type. With a VA or FHA loan the lender will require the appraisal to be at or above the purchase price unless the buyer is capable of paying the difference in cash which is typically not possible. If you are a conventional buyer in Southern NH and have a large down payment you should make the contract subject to the appraisal.
• Closing/Escrow Fee: This is paid to the title company or the escrow company for conducting the closing. It usually ranges from $350-$600 depending on the company and type of closing. The title company or escrow oversees the closing as an independent party in your home purchase. We suggest using a company this knows Southern NH laws.
• Courier Fee: This covers the cost of transporting documents to complete the loan transaction as quickly as possible. Usually courier fees don’t cost more than $50 each.
• Credit Report: A credit report is needed to get your credit history and your credit score. Your credit score plays a big role in determining the interest rate you’ll get on your Southern NH loan. Typically the credit report runs from $25-$50 but could be more costly if there was a credit problem that had to be resolved.
• Escrow Deposit for Taxes & Insurance: Often you are asked to put down up to six months of property tax and mortgage insurance payments when closing in Southern NH. So make sure to budget for it.
• Flood Zone: This is paid to a third party to determine if the property is located in a flood zone. This should also be a small fee under $50.
• Home Inspection: You will most likely get your own home inspection to verify the condition of a property, as well as to check for home repairs that may be needed before closing on your new home. Depending on whether there is a septic and well or public water/sewer and what other tests you do such as mold, lead, pests, radon, pool, etc. will determine how costly this will be. The basic inspections costs from $400-$1200 and could potentially be more depending on the tests you decide to have done on your Southern NH home for sale.
• Homeowners Association Fees: The Seller will pay for this transfer which will show that the dues are paid current, what the dues are, a copy of the association financial statements, minutes and notices. There may also be a one-time fee for the buyer to join the Association that goes into the Reserves.
• Homeowners’ Insurance: This covers possible damages to your Southern NH home. Your first year’s insurance is often paid at closing and the cost varies based on the size of the home, your credit and the amenities.
• Lender’s Title Insurance: This is insurance to assure the lender that you own the home and the lender’s mortgage is a valid lien, and it protects the lender if there is a problem with the title. The cost varies based on the sales price of the Southern New Hampshire home you buy.
• Owner’s Title Insurance: This is an insurance policy that protects you if someone challenges your ownership of your home. This cost also varies based on the price of the home you buy.
• Origination Fee: This covers the lender’s administrative costs. It’s usually about 1% of the total loan.
• Prepaid Interest: Most lenders will ask you to prepay any interest that will accrue between closing and the date of your first mortgage payment.
• Property Taxes: Typically lenders will want any taxes due within 60 days of purchase by the lender to be paid at closing. There may also be taxes due to the owner that were prepaid.
• Recording Fees: This is a fee charged by your local recording office for the recording of public land records. It is usually around $50.
• Transfer Taxes: The transfer tax is one of the largest fees you encounter in New Hampshire. The NH Transfer tax is $15 per $1,000 of the sales price. This fee is split between the buyer and the seller unless otherwise agreed to in writing. In other states there are different fees and it may only be born by the seller.
• Underwriting Fee: This also goes to your lender, covering the cost of researching whether or not to approve you for the loan. An underwriter looks at your file and makes the decision as whether your Southern NH home loan will be accepted or not.

Home buyers will pay anywhere between about 2% to 5% of the purchase price of their home in closing fees but it typically ranges around 3.5%. Your lender will give you a loan estimate for your loan, which will include what the closing costs on your home will be. Many of the fees that make up closing costs may be negotiable. You can also look around for different lenders to see who may be willing to offer you a loan with the lowest closing costs and especially the lowest interest rate.

Are you looking for a move-in ready Split style home in Hooksett? Are you looking for a property that has been renovated? Are you searching for an home where you can have 2 levels of living space? If so, this is the Split style home for you located at 19 Morningside Dr Hooksett NH 03109!

The first floor has an open concept layout from the kitchen, to the dining area, to the living room.  There are cathedral ceilings and a beautiful wood laminate floor. The eat-in kitchen has new cabinets with ample storage, stainless appliances and granite countertops. 

Are you looking for a luxury home in South Nashua? Are you looking for an elegant home with lots of square footage? Are you looking for a dream home that is conveniently located near all amenities and fits all of your needs? If so, a South Nashua NH luxury home for sale may just be you are looking for.

There are several luxurious homes for sale to choose from in the highly desirable neighborhoods of South Nashua. Every buyer will have different requirements for the luxury home that they are looking for. You can find homes with open concept layouts, gourmet kitchens, master bedrooms with en suite bathrooms, and much more!

Conveniently located

There are 2 golf courses in South Nashua, the Nashua Country Club and Sky Meadow Country Club, that you can enjoy. The benefits of living on or near a golf course range from the lush beautiful rolling views, to the convenience of golfing daily. They are nestled in the private luxurious neighborhoods of South Nashua.

You will enjoy the convenience of easy access to the highways from the neighborhoods of South Nashua off of exit 1 or Exit 4 of Route 3. Just a short ride away you will also find all the conveniences of the city from restaurants, to entertainment, and shopping. South Nashua is conveniently located close to the Pheasant Lane Mall and the highway for Massachusetts commuters. The elegant luxury homes of South Nashua are close to all the amenities you will ever need.

What features are you looking for?

The luxurious homes for sale in South Nashua have all the amenities you are looking for from spacious layouts, to high-end amenities and features, to large lots. Are you looking for a gourmet kitchen, an open layout, a spacious layout, a theatre room or even a pool? You could have many or all of the features you desire in South Nashua. The life you have been longing for is waiting for you here in South Nashua. We can help you find your dream home and make sure it has all the amenities you have been searching for!

Luxury homes have good resale

The luxury homes of South Nashua NH have good resale because of their location and great schools. The Bicentennial School district is the best rated in South Nashua. It has an A+ rating on The kids and the parents love the school and all that it offers. In addition, the homes in South Nashua are always more valuable and in higher demand than the other surrounding neighborhoods due to the proximity to Massachusetts.

If you are looking for a luxury home in South Nashua give our agents a call at (603)883-8840 for a list of all the homes currently available. With the professional knowledge of our agents by your side, we will find you the perfect luxury home for sale in South Nashua NH.

Check out our website at www.Harmony-RE.com to see a list of all the available houses for sale in South Nashua NH. For a list of all the luxury homes for sale or for more information on living in South Nashua or the surrounding area give Harmony Real Estate a call today at (603) 883-8840. 

Here are some great tips on how you can get rid of squirrels from your South Hudson home for sale on your own, without having to break your bank!

Block Their Entrance

Find out where the squirrels are entering into your South Hudson home’s attic and cover any holes so no more squirrels can get in, except for one so they can use it to exit your home. Cover your chimney with wire mesh if you have one so no more squirrels can get in. Also be sure to secure any openings from your attic to the rest of your South Hudson home so any panic stricken squirrels don’t try to flee into the rest of your home.

You want to make sure every possible entry point is blocked so they don’t regain entry once you have them out!

Create An Exit

Create a funnel out of metal or wire mesh and be sure the funnel is about 1 foot long, an about a foot wide. Attach the wide end of the funnel to the hole on the outside of your South Hudson’s home. Usually if the animal can leave out of the small hole, they will be able to re-enter as well, so just be careful. Try placing some food such as apple slices or peanuts at the hole of the opening to draw the squirrels out, or just wait for them to leave on their own to gather food.

Once they are out make sure to board up the hole or put mesh on it so that can’t regain entry.

Trapping Squirrels

You can usually find a trap at your local hardware store. When purchasing a trap for a squirrel please keep in mind that in a larger cage the squirrel may begin to panic and harm themselves. Usually a cage that is 6 inches, by 6 inches, by 18 inches will be perfect for a small animal like a squirrel. Read the directions that come with the trap and be sure you know how to set it properly!

Put some food in the cage that appeals to a squirrel such as peanut butter, apple slices, peanuts, soda crackers, or pieces of bread crust otherwise the squirrels may not even go near the trap. Make sure the food is placed far enough inside the cage so the animal can’t grab it through the sides.

Set it up, and wait for the trap to work its magic.

Catch, then Release

Once you have trapped the squirrel, you will need to release it. But first, be sure to check your South Hudson attic for baby squirrels. The babies will be helpless without their mother, and you will need to relocate them with her so they don’t die. The best thing for you to do is relocate them far away from your South Hudson’s home for sale in a wooded area where they can hopefully find their new home in a tree, rather than inside your attic.

Make sure you wear thick heavy gloves when you are releasing the squirrel from the trap. If the squirrel is angry, you wouldn’t want to get bit, or attacked. You can also use a string or rope to open the cage from a distance.

Make sure they don't come back

Be sure to keep the trap filled with food in your South Hudson attic for a few weeks longer to be sure all the squirrels have left your home. Patch up the holes in your home as well so they can’t try to re-enter. Try leaving your attic light on, or purchase some squirrel repellent from the store, rags soaked in household ammonia work too. Also, leaving a radio on in your attic, or purchasing an ultrasonic repellent may work for you as well.

If you are looking for more tips on how to get rid of pests or other animals in your South Hudson home for sale give us a call or check out our other articles on getting rid of pests in your home.

If you are looking to buy or sell a home for sale in South Hudson give our qualified agents at Harmony Real Estate a call today at (603) 883-8840. We would love to be a successful partner for your home purchase.

25 Cross St Nashua NH 03060

Downtown Nashua NH 2 Family with a 5 Car Garage

Are you looking for a move-in ready Multi-Family unit? Are you looking for an owner occupied investment opportunity? Are you searching for an investment where you can rent out the building and not live there? If so, this is the 2 family for you! It has the potential to be an investment or an owner occupied unit.

This Nashua NH Multi-Family features 2 units up and down. Each unit has 2/3 bedrooms, a porch, a full bathroom, some hardwood flooring, and there is a full walk-out basement for additional storage. With 1,980 square feet of interior living space this 2 family sits on .12 acre near Downtown Nashua NH. Enjoy the conveniences downtown has to offer!

The exterior has been beautifully landscaped with perennial gardens leading up the driveway to the garage. This setups gives great curb appeal from the road.

This multi-family has several recent updates to include a new roof on the house and a new metal roof on the garage. There's no need to worry about replacing either roof any time soon.

The second floor unit was updated with new flooring and well maintained as an owner occupied unit for the last 2 1/2 years. The boiler was installed 2 years ago. There bathroom on the second floor has been updated and is ready to move-in. The first floor just needs some cosmetic updating.

The interior of the second floor is move-in ready waiting for you! The interior of the first floor is waiting for some cosmetic touches to update it. 

This Downtown Multi-Family is Conveniently Located

This Downtown Nashua 2 Family is conveniently located close to entertainment, shopping, highways and more. It is ideally located within walking distance to downtown which offers several Restaurants, Bars, Shopping, Public Transportation, and a Supermarket. This Downtown Nashua NH 2 family for sale is close to all these amenities of the city.

The multi-family is located approximately 5 minutes from Exit 5 in Nashua NH and about 7 minutes from Exit 2 on Route 3 in Hudson NH for commuters. In addition, the Pheasant lane Mall is only about a 10 minute drive away in South Nashua for even more shopping fun.

Local schools and the library are also located within a few miles radius of this home.

This beautiful Cross St Multi-Family in Nashua NH is located within a 30 minute drive to Manchester and within a hour from Boston MA for those looking to commute. Nashua has public access to pools in the summer for residents to enjoy swimming. Greeley Park is also only a couple minutes away with mature landscaping, trails, a kiddie pool, a playground, a stage pavilion and more. There are several events hosted at Greeley Park during the year to include Festivals, Walk-Athons, Senior Outings, Concerts and more.

Open Concept Living in this Downtown Nashua Multi-Family

The first floor opens into the eat-in kitchen and pantry area from the side porch. The living room is just off of the kitchen and currently the room off the living room is being used as another bedroom. There are two other ample sized bedrooms off of the eat-in kitchen. There is basement access through a door in the kitchen leading to more storage space.

The second floor has a similar layout to the first floor. The stairs from the side porch lead up tot he unit and open into the eat-in kitchen and pantry area. The living room is just off of the kitchen and currently the room off the living room is being used as an extension of the living room. However, it could be used as another bedroom, a den, a dining room, and there are plenty of other potential uses depending on your need. There are two other ample sized bedrooms off of the eat-in kitchen. There is basement access at the bottom of the side stairs leading to more storage space.

Enjoy a relaxing night in this Downtown Nashua multi-family's bedrooms

There are a total of 2/3 Bedrooms in each of the two Units of this Downtown multi-family for sale located at 25 Cross St Nashua NH. The units have similar layouts. The first and the second floor units both have 2/3 bedrooms. The carpeting was replaced about 2 1/2 years ago in all the bedrooms on the second floor.

The Master Bedroom is ample sized to accommodate a King sized bed and several bureaus. Tenants will enjoy relaxing in their new apartment or you can reap the benefits of letting a tenant help pay your rent.

A full walk-out basement adds more storage

Aside from it’s convenient location, one of the best things about this home is the large basement. There is ample room for storage for personal use or for you and your tenants. 

Take several steps down from the side porch to the large basement which has many potential uses. The basement could be separated into two or more different sections which could be utilized in many different ways.

There are many potential uses for the area depending on your need.

Enjoy all of your garage space

The 5 car detached garage has a new metal roof which will last a long time! It has the potential to be used for personal use or as a further investment by renting out the bays.

The whole house 25 Cross Street Nashua NH consists of ten rooms, 2 porches, 5 bedrooms (potentially 6 bedrooms) and 2 baths. It is located on a .12 acre landscaped lot with a large 5 car detached garage. There is a long paved driveway with 6+ car parking leading to the garage. The taxes for 2016 are $5,636. The current 2016 tax rate for Nashua, NH is $25.07 per thousand dollars of assessed property value.

Enjoy all the amenities of this Downtown Nashua NH 2 Family for only $299,900. Call (603) 883-8840 today to schedule a showing with one of our qualified agents.

Below are some interior and exterior photos of the home. Call or email to take a look at this beautiful Hudson home for sale.

Downtown Nashua, New Hampshire

Are you new to the Downtown Nashua, New Hampshire area? Are you considering this a place you might want to call home? Do you want to learn more about Downtown Nashua, New Hampshire? If you’re interested in learning more about Downtown Nashua, NH as a town give me a call or send me an email. We would be happy to answer any questions that you have.

25 Cross St, Nashua NH 03060 Map

If you are thinking of buying or selling a home in Downtown Nashua, NH give us a call and we can discuss your options. Call Harmony Real Estate at (603) 883-8840 for more information or to take a look at this beautiful home today! Visit our website at http://www.Harmony-RE.com for more information.

Check Your Credit

Be sure you check your credit before you start searching for a home. If you have bad credit, you will most likely need someone else to co-sign, or to put their name on the mortgage with you, unless you pay for your home in full cash.

For a conventional loan you will need a higher credit score typically around 660 or higher while an FHA loan will give you more wiggle room typically down to about a 580 score. Don’t give up if your score is lower than the required amount because there are also ways of increasing your score to get you where you need to be.

Look At Your Income

Also be sure you look at your income so you know just how much you can afford monthly, and yearly. Don’t spend everything you have all at once, be sure you have enough money left over for other payments and bills you may have.

Typically there is a 40% or higher ratio that mortgage lenders will be looking for but we suggest a bit lower so you still have money for other things. Being house poor doesn;t make for a happier life. It’s nice to own a home but it’s also nice to be able to enjoy going out, or buying some new clothes once in a while.

Get Preapproved For A Mortgage

To get preapproved for a mortgage, first you must visit a lender. The mortgage lender will look at things such as your credit reports, your employment history, and your income very closely and carefully. After that, they will figure out which loan program you qualify for, the maximum amount you can borrow, and the interest rates you will be offered.

It is important to get this done before you start looking for South Nashua houses for sale, so you know just how much you have to spend. You don’t want to start looking at houses that are above your reach as it will make the houses you can afford not look as appealing. Be realistic and make your budget work for you. You can always build equity and get the larger house next time if you can’t afford it the first time around.

Find The Right Real Estate Agent

Finding the right Real Estate Agent is important because they can help take some of the stress off of you when you are looking for your South Nashua dream home. Searching for and purchasing the right home takes a lot of time that you may not have, as well as a lot of work that you may just not want to deal with. An agent can deal with the time, and work while you sit back and relax, that is their job!

If you are looking to buy or sell a home, call Harmony Real Estate today at (603) 883-8840. One of our qualified agents will be more than happy to help you find your dream home.

Here are five things you should do when you are buying a home for the first time:

Decide on the location versus space when searching for a home!

When you are looking for your first home, be sure you decide on a location first. Sometimes the location of the house for sale can have a bigger impact on your life, versus the spaciousness of the home. If you find a big beautiful home in the country, but you’d prefer to be closer to the city sometimes you need to sacrifice a little bit of space to get what you want.

You can never change the location of your house but you could potentially add on or finish your basement.

The School District Will Affect Your Home Value

Before purchasing a home it is always good for you to look into the school district, even if you don’t have children. If it is a sought after school district with a high grade point average, people will be willing to pay more for you home when you do decide to sell it.

South Nashua homes for sale are located in the best school district within the city. The homes in South Nashua are highly sought-after, have the highest resale value and attract the wealthiest buyers.  

Put Some Money Away For Home Improvements

Home Improvements can be very expensive, and sometimes unexpected. There are a lot of things you can do by yourself, rather than hiring a company to complete the repairs in your home. Your house is your most valued asset so make sure to keep it in good repair.

Fixing up your home yourself will same you a ton of money and add sweat equity which equates to an added resale value of your South Nashua home for sale!

Don’t Overlook The Landscaping!

The exterior curb appeal is the first thing anyone will look at in regards to your home. Updates to the exterior of the home you decide to purchase can add up just as quickly as the interior improvements. If you don’t want to spend any money on the landscape, or you don’t have much to spend due to your budget try finding a home that already has the amenities you desire.

Make sure to take a good look at the exterior and evaluate the true  condition before you purchase a South Nashua home for sale.

Don’t Max Out Your Qualification Budget

If you try to use every last cent that you qualify for, odds are you will have a smaller number of options. If you are willing to come down in your price range, more options will open up for you once you purchase. This means you will have money left over for any renovations or decorating you’d like to do to make your new place truly feel like home.

You don’t want to feel like you are house poor. If you can’t ever go out for dinner or buy a pair of shoes will you truly be happy just living day to day? If you don’t overextend your budget ultimately you will be happier down the road.

Looking for your first home can be very nerve wracking, so don’t try to do it on your own. Our agents’ job a Harmony Real Estate is to take the stress off of you, and make purchasing a home a bit easier for you.  

Give our agents a call at Harmony Real Estate (603) 883-8840 for more information on buying a South Nashua home for sale. We would love to be instrumental in your new purchase.