Check Your Credit

Be sure you check your credit before you start searching for a home. If you have bad credit, you will most likely need someone else to co-sign, or to put their name on the mortgage with you, unless you pay for your home in full cash.

For a conventional loan you will need a higher credit score typically around 660 or higher while an FHA loan will give you more wiggle room typically down to about a 580 score. Don’t give up if your score is lower than the required amount because there are also ways of increasing your score to get you where you need to be.

Look At Your Income

Also be sure you look at your income so you know just how much you can afford monthly, and yearly. Don’t spend everything you have all at once, be sure you have enough money left over for other payments and bills you may have.

Typically there is a 40% or higher ratio that mortgage lenders will be looking for but we suggest a bit lower so you still have money for other things. Being house poor doesn;t make for a happier life. It’s nice to own a home but it’s also nice to be able to enjoy going out, or buying some new clothes once in a while.

Get Preapproved For A Mortgage

To get preapproved for a mortgage, first you must visit a lender. The mortgage lender will look at things such as your credit reports, your employment history, and your income very closely and carefully. After that, they will figure out which loan program you qualify for, the maximum amount you can borrow, and the interest rates you will be offered.

It is important to get this done before you start looking for South Nashua houses for sale, so you know just how much you have to spend. You don’t want to start looking at houses that are above your reach as it will make the houses you can afford not look as appealing. Be realistic and make your budget work for you. You can always build equity and get the larger house next time if you can’t afford it the first time around.

Find The Right Real Estate Agent

Finding the right Real Estate Agent is important because they can help take some of the stress off of you when you are looking for your South Nashua dream home. Searching for and purchasing the right home takes a lot of time that you may not have, as well as a lot of work that you may just not want to deal with. An agent can deal with the time, and work while you sit back and relax, that is their job!

If you are looking to buy or sell a home, call Harmony Real Estate today at (603) 883-8840. One of our qualified agents will be more than happy to help you find your dream home.

Here are five things you should do when you are buying a home for the first time:

Decide on the location versus space when searching for a home!

When you are looking for your first home, be sure you decide on a location first. Sometimes the location of the house for sale can have a bigger impact on your life, versus the spaciousness of the home. If you find a big beautiful home in the country, but you’d prefer to be closer to the city sometimes you need to sacrifice a little bit of space to get what you want.

You can never change the location of your house but you could potentially add on or finish your basement.

The School District Will Affect Your Home Value

Before purchasing a home it is always good for you to look into the school district, even if you don’t have children. If it is a sought after school district with a high grade point average, people will be willing to pay more for you home when you do decide to sell it.

South Nashua homes for sale are located in the best school district within the city. The homes in South Nashua are highly sought-after, have the highest resale value and attract the wealthiest buyers.  

Put Some Money Away For Home Improvements

Home Improvements can be very expensive, and sometimes unexpected. There are a lot of things you can do by yourself, rather than hiring a company to complete the repairs in your home. Your house is your most valued asset so make sure to keep it in good repair.

Fixing up your home yourself will same you a ton of money and add sweat equity which equates to an added resale value of your South Nashua home for sale!

Don’t Overlook The Landscaping!

The exterior curb appeal is the first thing anyone will look at in regards to your home. Updates to the exterior of the home you decide to purchase can add up just as quickly as the interior improvements. If you don’t want to spend any money on the landscape, or you don’t have much to spend due to your budget try finding a home that already has the amenities you desire.

Make sure to take a good look at the exterior and evaluate the true  condition before you purchase a South Nashua home for sale.

Don’t Max Out Your Qualification Budget

If you try to use every last cent that you qualify for, odds are you will have a smaller number of options. If you are willing to come down in your price range, more options will open up for you once you purchase. This means you will have money left over for any renovations or decorating you’d like to do to make your new place truly feel like home.

You don’t want to feel like you are house poor. If you can’t ever go out for dinner or buy a pair of shoes will you truly be happy just living day to day? If you don’t overextend your budget ultimately you will be happier down the road.

Looking for your first home can be very nerve wracking, so don’t try to do it on your own. Our agents’ job a Harmony Real Estate is to take the stress off of you, and make purchasing a home a bit easier for you.  

Give our agents a call at Harmony Real Estate (603) 883-8840 for more information on buying a South Nashua home for sale. We would love to be instrumental in your new purchase.

Retire and live at Mission Pointe in South Hudson NH!

You will love the convenience of Mission Pointe in South Hudson. It is ideally located close to the highway, local restaurants, grocery stores, convenience stores, gas stations, retail stores and just a short drive over the bridge to Nashua, the Massachusetts border and just about any other convenience you can think of.

You will be tucked away in a quiet neighborhood but have the convenience of the city just around the corner!

I know you're going to love Mission Pointe!

Mission Pointe is a well-loved community with a low condo fee! When you drive into the Association, you'll notice the beautiful pond and clean, well-kept surroundings. The condos at Mission Pointe are a 62 plus community with beautiful detached and attached condos. There are also some garden style rentals available which have a low turn over rate because the community is loved by all. The condos are located on 33 acres of the historic Oblate Retreat.

Why not call Mission Pointe your home too?

Enjoy what Mission Pointe in South Hudson has to offer!

In addition to the great neighbors and community activities there are also fun things to do right here in Hudson NH. If you have grandkids Benson’s Park is located about a mile away and has a wonderful park, pond, gorgeous perennial flowers, 911 memorials, walking trails, the historic Elephant Barn and much more. Robinson Pond is also located a few minutes away for summer swimming, fishing and fun! And if your children are all grown up there is a golf course in Hudson and others close by that can be enjoyed on a daily basis.

We would love for you to call South Hudson your new home! If you want a tour of the area or homes for sale don’t hesitate to Contact Harmony Real Estate!

Gorgeous Mission Pointe Homes and Condos for sale with 1^st floor layouts

We know you would love living at Mission Pointe, long into your retirement years. Just envision your new life here in a beautifully manicured development. You can lounge on your porch or walk your dog around the private neighborhood.

Built by Etchstone Properties, Mission Pointe is conveniently located off Lowell Road and Exit 2 on Route 3. The homes boast first floor bathrooms and master suites, a spare bedroom, 1^st floor laundry, full basements, attached garages and central air conditioning. Some of the units also have sunrooms, hardwood floors, updated kitchens, and farmer's porches where you can sit and enjoy the neighborhood.

The neighbors are very active and welcoming. You will see the residents walking their dogs and taking a stroll to the pond. There is also a Clubhouse for residents to spend time together, where they host fun activities for the residents.

This is an inviting Association ready for all retirees and families who would like to call Hudson home.

Are you ready to retire at Mission Pointe in a South Hudson NH condo home for sale?

We would love to help you find the home of your dreams that you can enjoy for the rest of your life!

Call Harmony Real Estate at (603) 883-8840 for more information on homes and condos for sale in Mission Pointe in South Hudson NH. Our experienced agents can help you buy your new home or sell your current home.

Buying a home in South Nashua is exciting but can feel overwhelming. A thorough house inspection helps you feel confident and informed. It shows the true condition of a home before you commit. Knowing what to expect reduces stress and gives you the power to make smart decisions.

Hiring a professional home inspector is one of the most important steps in the home buying process. A skilled inspector can find issues that most people might miss. A strong inspection protects your investment and gives peace of mind.

Why Experience Matters

When choosing an inspector for your South Nashua home, ask about their experience. A knowledgeable inspector knows how to spot potential problems that could cost thousands. You do not want someone inexperienced who may overlook major items.

Most house inspection reports are twenty pages or longer. Buyers often use these reports to create a list of repairs to request from the seller. Sellers can also use the report to fix major issues before selling, making their South Nashua home more valuable. This usually leads to a smoother sale and happier buyers.

House Inspection Tips for Costs and Planning

Every home you consider will need a house inspection. Inspections typically cost three hundred to five hundred dollars and are non-refundable. Buyers should consider potential repair costs before making a final decision.

If the buyer and seller cannot agree on repairs, it may be best to move on and find another South Nashua home for sale. However, there is no guarantee the next home will have fewer issues. Buyers must balance logic and emotion when making these choices.

Tips for Older Homes

Many South Nashua homes have been lived in for years. Older homes naturally show wear and tear. Buyers expecting perfection may prefer new construction. If you focus too much on small repairs, you may miss a great home.

Sometimes it is better to buy a home warranty instead of insisting on all repairs. Home warranties are often under five hundred dollars. Some sellers may even cover the cost to close the deal smoothly.

Tips for Clear Communication

Not all inspectors explain their findings clearly. Phrases like “may in the future” or “could potentially” can cause confusion. Buyers may interpret this as a serious problem when the home is fine.

Always ask the inspector to clarify statements. Your real estate agent should attend the inspection. Agents can help you ask the right questions and interpret the report. Clear communication protects the deal and reduces stress.

House Inspection Tips for Repair Requests

The purpose of a house inspection is to reveal major issues, not minor cosmetic flaws. Buyers can ask for repairs, and sellers can accept or decline. Major repairs often include leaking roofs, plumbing failures, or structural issues. Minor items like leaky faucets or a worn door hinge are usually not addressed. Understanding this early keeps expectations realistic.

Tips to Protect Your Deal

Smart buyers ask questions throughout the inspection. They learn how systems operate, from light switches to water heaters. Being prepared helps avoid unnecessary worry about normal wear.

Your agent and inspector are your allies. They guide you and explain complex items. Their presence ensures you feel confident before closing on your South Nashua home.

Tips for Southern NH Buyers

Whether you are searching for South Nashua houses for sale or Southern NH houses for sale, these house inspection tips will help you navigate the process. Being informed and prepared makes buying a home less stressful and more enjoyable.

A thorough inspection helps you avoid surprises and protects your investment. It also ensures you understand the home you are buying and the value it offers.

Need Guidance With Your South Nashua Home?

If you want more information about selling your South Nashua home or need a list of homes for sale, call Harmony Real Estate at (603) 883-8840. Our experienced agents guide buyers and sellers through the house inspection process with care and professionalism.

When it starts to get cold outside bats may look to find comfort in your warm Southern NH home. I know how scary it can be to think the bats are going to harm you, or your family. What if they turn into vampires? You’ll be surprised to learn that vampires aren't real, and bats are actually harmless, and sometimes even cute. When they aren’t in your home, of course!!! Below are some suggestions to get rid of bats in your home.

There are about 40 different species of bats in the United States which can inhabit your Southern NH home for sale. The most common Bats found in North America are The Little Brown Bat, The Big Brown Bat, and The Mexican Free-Tailed Bat. Those are the three species of Bats that are most likely to reside in your home and likely in the attic.

Here are several different ways to keep bats out of your Southern NH home for sale:

Start by finding out how they are getting into your home!

If you have bats in your Southern New Hampshire home, they are getting in somewhere! Figure out where they are getting in, wire mesh, board up and close the area and set up a one way exclusion device to get them to leave your home. This is a small tube where bats can get out of your Southern NH home for sale but can not re-enter. Denying bats reentry is preferable to trapping them, because they are an endangered species and also because they can be dangerous.

Exclusion devices can be purchased online, or at a home improvement center! They are also fairly easy to install in your Southern NH home. 

Be Careful Not To Harm The Bats

There are many different species of bats that are endangered. Please be careful if you manually remove them from your Southern NH home yourself. If you harm the bats and anyone finds out about it, you could have a hefty fine to pay or face jail time. Make sure to always remember that bats are endangered and it is illegal to kill them.

Dispose of Any Waste They Create

Bat droppings are small round pellets called guano which can be harmful. The guano can grow a type of fungus that can cause the lung disease histoplasmosis in humans. Guano has a very powerful, musty smell that can often overpower your Southern NH house. The bat droppings and urine are corrosive to wood and metal, and can compromise the structural integrity of the building.  The droppings and the scent will lure in other animals and insects, so be sure to clean everything thoroughly. 

Call A Professional

If you are questioning whether it is bat guano or just don't know what it is call a pest professional. If you do not think you can remove the bats from your Southern NH home for sale safely and efficiently without harming them or yourself, please call a professional! Exterminators are trained and have the proper equipment. They can get rid of the bats safely and board up all the entrance points that they can squeeze through. And trust us when we tell you, they can get through some small openings.

For more information or a list of Southern New Hampshire houses for sale give our experienced agents at Harmony Real Estate a call today at (603) 883-8840 or visit our website www.Harmony-RE.com for more information.

Who wouldn't want to wake up to the rolling greens of a golf course every day? If you love golf, consider exploring South Nashua golf course houses for sale. South Nashua has two premier golf communities that will fit your lifestyle perfectly. Homes in these communities offer lush views, professionally landscaped greens, and a private environment. Best of all, the golf course groundskeepers maintain the stunning scenery for you.

The Benefits of Golf Course Houses for Sale

Living on or near a South Nashua golf course comes with many benefits. First, you have easy access to golf whenever you like. Second, the beautiful landscaping and rolling hills make for peaceful, picturesque surroundings. Third, neighbors often share similar interests, making it easy to connect with new friends.

Golf course communities combine luxury, convenience, and an active lifestyle. These neighborhoods are perfect for buyers seeking homes with elegance and leisure right outside their door.

Convenient South Nashua Locations

South Nashua is home to two beautiful golf courses, the Nashua Country Club and Sky Meadow Country Club. Both are located in private, gated neighborhoods with easy access to highways. This means shopping, restaurants, entertainment, and commuting are all just minutes away.

The Nashua Country Club was designed by the renowned architect Wayne Stiles. It features gently rolling greens, strategic bunkers, and is ideal for golfers of all skill levels. The course also offers Junior Golf Programs and leagues for younger players. Surrounding homes include ranches, splits, capes, and colonial-style residences.

Sky Meadow Golf Club, designed by Bill Amick, is rated the #1 golf course in New Hampshire. The course sits at the highest point in Nashua, offering breathtaking mountain views. It features a full-service practice range and four different tee settings to accommodate all golfers. Sky Meadow is part of a gated community with luxury townhomes, garden condos, and detached condos. Residents enjoy neighborhood activities, a club pool, and on-site dining.

Golf Course Houses for Sale Offer Great Resale Value

Buying a home in a golf course community often means better resale value. The unique views, privacy, and convenient location keep demand high. Homes in South Nashua golf communities consistently sell faster and at higher prices compared to other neighborhoods.

Golfers and non-golfers alike are drawn to these neighborhoods for the beauty and lifestyle they provide. Investing in a home here offers both comfort and long-term value.

Find Your Dream Golf Course Home in South Nashua

If you love golf or simply want serene views every day, South Nashua golf course houses for sale offer the perfect combination of beauty, convenience, and community. Whether you want a classic colonial, a modern ranch, or a luxury condo, you can find your dream home here.

Visit our website at www.Harmony-RE.com to see all available homes in South Nashua golf communities. For more information on buying or living in these neighborhoods, call Harmony Real Estate today at (603) 883-8840. Our agents are ready to help you find the perfect South Nashua golf course home for sale.

Hudson NH is located just off the Massachusetts border. It is perfectly suited for commuters working in Massachusetts or nearby towns. South Hudson NH houses for sale are just minutes from Route 3, making travel easy. Surrounding towns include Nashua, Litchfield, Londonderry, Windham, Pelham, and Tyngsboro MA.

In the past year, single-family home prices in South Hudson NH ranged from $192,000 to $1,000,000, with a median sold price of $349,000. Condos ranged from $148,000 to $337,500, with a median price of $178,000. With such variety, buyers can find a home that fits their needs and budget.

Rich History in South Hudson NH Houses for Sale

Many historic landmarks in Hudson NH are tied to the Hills family. Alfred and Virginia Hills were prominent founding families. Alfred built the Hills House in 1890 on Derry Road for Virginia. Today, the Hudson Historical Society preserves the house and shares its history.

Alvirne High School and Alvirne Chapel were donated by the Hills family. The name Alvirne comes from a combination of Alfred and Virginia’s names. Both the Hills House and Hills Memorial Library are listed on the National Register of Historic Places. Hills Memorial Library, located at 18 Library Street, was one of New Hampshire’s oldest public lending libraries. The new George H. and Ella M. Rodger Memorial Library is now located at 194 Derry Road.

Community Spirit and Local Events

Hudson residents are very active and involved in their community. The Hills House land hosts yearly events such as Old Homes Days, Pumpkin Fest, Bronco Belly Bustin’ Chili Fiesta, and Alvirne High School activities. These events are non-profit and support local causes.

Old Homes Days features tours, games, carnival rides, live music, fireworks, dancing, petting zoos, pony rides, and food. Pumpkin Fest is New England’s largest outdoor craft fair with over 80 crafters and vendors. Visitors enjoy entertainment, a classic car show, pony rides, cow pie bingo, pumpkin carving, and more.

Schools and Education in South Hudson NH Houses for Sale

Hudson has excellent educational options for families. Elementary schools include Dr. H.O. Smith, Library Street, Hills Garrison, and Nottingham West. Hudson Memorial serves as the junior high, and Alvirne High School is the only high school. PMA is a Catholic K-8 private school. Niche rates the Hudson School District a B.

Alvirne High School offers one of the largest vocational programs in New Hampshire. Students can gain hands-on experience through businesses like a restaurant, bank, dairy farm, store, day-care, and forestry program. The dairy farm continues the Hills’ requirement that the land remain a working farm. Seniors and adults with disabilities can access cognitive and social stimulation through the Adult Day Service at Alvirne.

Recreation and Outdoor Living

One of Hudson’s most memorable landmarks is Benson’s Park. Originally a zoo, it now features a playground, walking trails, a pond, memorial benches, and pavilions. Structures like the old Lady in the Shoe, Elephant House, and Gorilla House were preserved from the zoo. The park also includes a “911” memorial built from World Trade Center steel girders.

South Hudson offers additional recreation with two lakes, ponds, and a swamp for endangered birds. Robinson Pond in the north has a public beach and boat ramp. Ottarnic Pond near Hudson Center allows boating and fishing. Musquash Pond and Swamp provide a sanctuary for birds. Golf enthusiasts enjoy Whip-Poor-Will Golf Club and Green Meadow Golf Club.

Commuter-Friendly Location and Local Economy

South Hudson NH houses for sale appeal to commuters with easy access to Boston and surrounding areas. The nearest airports are Boire Field in Nashua and Manchester Airport. Major local employers include BAE, Benchmark, the Hudson School District, and Prestek.

Why South Hudson NH Houses for Sale Are in High Demand

South Hudson homes offer affordability, great rates, and versatile options for families, retirees, and commuters. The town combines a strong sense of community with beautiful parks, historic landmarks, and recreational activities. With excellent schools, proximity to Massachusetts, and a rich local culture, it is easy to see why buyers are drawn here.

Harmony Real Estate has been serving Hudson NH since 2002. We are family-owned and treat clients like family. Our agents are ready to help you buy or sell your South Hudson NH houses for sale and find the perfect home for your lifestyle.

Contact Us Today

If you are ready to explore South Hudson NH houses for sale, call Harmony Real Estate at (603) 883-8840. Let our experienced agents guide you through the buying or selling process. Visit our website at www.Harmony-RE.com for the latest listings and local insights.

Whether you are moving across Nashua NH or out of state, planning ahead makes your move easier. Here are the top things to remember when moving to stay organized and stress-free.

1. Declutter Before You Move

Throw away, donate, or sell items you no longer use. Moving unnecessary belongings adds extra cost and stress. Clearing your home ahead of time saves money and makes packing easier.

2. Decide Between Hiring Movers or Moving Yourself

Interview several moving companies if you plan to hire movers. Consider their reputation, cost, and availability. If you move yourself, start planning early. Both options require preparation to avoid surprises.

3. Start Packing Early

Begin packing your belongings ahead of time to prevent last-minute stress. Label your boxes clearly to find important items quickly at your new South Nashua home. Ask friends or family to help if needed.

4. Use Up Food Before the Move

Consume freezer and pantry items before moving to reduce what you carry. Donate unused food to a local food pantry. This saves money and reduces waste while easing your moving load.

5. Transfer or Shut Off Utilities

Contact utility companies in advance to schedule shut-off or transfers. Some companies may charge fees, and transfers can take several days. Planning ahead prevents unnecessary delays at your new home.

6. Update Your Contact Information

Notify banks, insurance providers, schools, doctors, and credit card companies of your new address. Submit a change of address to the post office to avoid lost mail. Staying organized prevents future headaches.

7. Pack a Necessities Box

Include items like toilet paper, paper towels, cleaning supplies, chargers, snacks, water, a first aid kit, and tools. This box makes your first week in your new home easier and stress-free.

8. Keep Cash and Payment Options Ready

Unexpected purchases can come up during a move. Having cash or a card on hand allows you to handle last-minute items or emergencies. Always expect the unexpected.

9. Keep Important Documents Accessible

Carry passports, legal papers, financial documents, and valuables with you. Avoid packing them in moving boxes. Keeping these items secure prevents unnecessary stress, especially for out-of-state moves.

10. Accept Help from Friends and Family

Moving is easier with support. Let friends and family assist with packing or lifting. Helping hands make the process smoother, and remember to return the favor when they need help.

10 Essential Things to Remember When Moving to South Nashua NH

Planning ahead and staying organized is key when relocating. By keeping these things to remember when moving in mind, your transition to South Nashua NH can be smooth, stress-free, and even enjoyable.

If you are ready to make your move, call Harmony Real Estate at (603) 883-8840. Our agents will help you buy or sell your home and guide you through every step of the process.

Unfortunately, not everyone likes animals. If a buyer walks into your South Hudson NH home for a showing and it smells like urine, feces, or an animal in general, they will no longer be interested! Removing all signs of pets before your home is listed then selling it is the easiest route but not always possible. Be sure to clean your home before any showings and repair any damage your pet may have caused.

Before cleaning your home you should try to relocate your pet so no more accidents happen. Cleaning products can be very harmful and toxic to most pets, so you want to be careful with the choices since you wouldn’t want them getting sick and incurring vet bills that can be very expensive. Washing and vacuuming your rugs can remove any lingering odors left behind. Be sure to use something safe that is pet friendly just in case you need to move your pet back into your home, or just in case whoever buys your South Hudson NH home has pets too.

Be sure to clean your yard as well. If your animal has dug any holes in the ground fill them in so no one will get hurt. Many home buyers will ask to see your yard and walk around it. Also, most animals use the bathroom outside, even if they don’t, check your yard just to be safe that there are no landmines that a buyer might step in No one wants to step in dog poop, or see it for that matter. If they do, they may decide not to go back to your South Hudson NH home again if they feel it is a maintenance issue.

Once you have removed your pets, and cleaned your home and your yard you should be okay to set up showings at your home! Good Luck on your new journey selling your South Hudson home!

If you are looking to sell your South Hudson NH home and you have pets give our agents at Harmony Real Estate a call at (603) 883-8840 for more information. Or if you are looking to buy a home and have a pet we would love to find your dream home. We would love to help you on your journey.