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Buying a home can feel like chasing a dream, especially in competitive areas like Litchfield or Southern NH. But it doesn’t have to be just a dream. With the right plan, you can win your dream home and make it a reality.
Finding the perfect property is exciting, yet challenging. With so many buyers in the market, having a strategy can make the difference between missing out and getting your ideal home. Today, we’ll cover five ways to win your dream home, from smart preparation to making offers that stand out.
The first step to win your dream home is knowing what you can afford. Getting pre-approved for a mortgage gives you confidence and credibility.
Pre-approval shows sellers you are serious and financially ready. It also helps you avoid disappointment when you fall in love with a home outside your budget.
In markets like Southern NH, homes move quickly. Buyers who are not pre-approved risk losing out. By getting pre-approved, you can act fast when a property you love becomes available.
Real estate agents also recommend sharing your pre-approval with your agent. This allows them to present offers with confidence. You’ll know exactly which Litchfield houses for sale or Southern NH houses for sale fit your budget.

A knowledgeable local REALTOR® is invaluable when trying to win your dream home. They know the neighborhoods, the current market trends, and which homes are likely to sell fast.
A skilled agent can alert you to new listings before they hit the general market. They can also guide you on making competitive offers without overpaying.
When buying Litchfield houses for sale or exploring Southern NH houses for sale, a local agent helps you navigate bidding wars and negotiate terms that protect your interests.
Beyond just showing homes, your agent becomes your advocate. Their experience can prevent mistakes and help you win a home that matches your needs and lifestyle.
In a hot market, sellers often receive multiple offers. To win your dream home, your offer needs to stand out.
Consider offering a strong earnest money deposit. This shows your commitment and gives the seller confidence in your seriousness. Keep contingencies realistic but protective. A clean, straightforward offer often appeals to sellers more than a complex one.
Your agent can also advise on personal touches, like a heartfelt letter to the seller. Many sellers appreciate knowing the home will be loved and cared for. These small touches can tip the balance in your favor.
For buyers competing for Litchfield houses for sale or Southern NH houses for sale, making your offer stand out can be the difference between getting the home and losing it.

Timing is critical when you want to win your dream home. Once you find a property you love, hesitation can cost you the deal.
Be prepared to tour homes promptly and make offers without delay. Keep your documents ready and maintain open communication with your agent.
Homes in Southern NH and Litchfield often sell within days of listing. Acting quickly shows the seller that you are serious and organized.
Flexibility can also help. If possible, accommodate the seller’s preferred closing date or terms. This shows cooperation and can give your offer an edge over others.
While it might sound counterintuitive, knowing when to step back is crucial to win your dream home. Sometimes, a home isn’t the right fit financially, emotionally, or logistically.
Being prepared to walk away keeps you from overpaying or making compromises you’ll regret. Trust your agent’s guidance and your instincts.
The real estate market always presents new opportunities. If you miss one home, another one may soon meet all your criteria. Staying patient and focused is part of winning the home that truly fits your lifestyle.

Beyond these five core strategies, there are a few additional ways to increase your odds:
Know Your Neighborhood: Research schools, amenities, and commute times. Buyers looking at Southern NH houses for sale often prioritize location as much as the home itself.
Plan Your Finances: Keep credit and debt in check to ensure a smooth mortgage approval.
Inspect Wisely: Schedule inspections quickly but carefully. Addressing concerns upfront can prevent delays.
Leverage Your Agent’s Network: Your agent may know about off-market properties or upcoming listings.
Stay Calm: Buying a home can be emotional. Staying level-headed helps you make smart, confident decisions.
When trying to win your dream home, local knowledge makes a big difference. Neighborhoods in Litchfield and Southern NH each have unique characteristics. Knowing school districts, local parks, traffic patterns, and community culture can influence your decision.
Your agent can also advise on pricing trends and which homes are likely to attract multiple offers. This insider knowledge helps you prepare offers strategically and stay competitive in the market.
Buying your dream home is exciting and emotional. You’re not just purchasing a property; you’re investing in your lifestyle and future.
Take the time to visualize your life in each home. Picture morning routines, family gatherings, and weekend relaxation. Emotional connections often guide decision-making, but balance it with practical considerations like budget and location.
Being aware of your emotional priorities can help you focus on homes that truly match your needs while avoiding impulsive decisions.
To win your dream home, financial preparation is key. Here’s what to do:
Save for a Down Payment: The larger your down payment, the stronger your offer appears.
Keep Credit Healthy: Check your credit score and address any issues before house hunting.
Budget for Closing Costs: Don’t forget taxes, insurance, and other fees.
Consider Future Costs: Maintenance, utilities, and renovations are part of owning your dream home.
Being financially ready allows you to act confidently and submit competitive offers without hesitation.

Sometimes, it’s not just the numbers but the strategy that helps you win your dream home. Consider:
Offering a flexible closing date.
Avoiding unnecessary contingencies that could delay the sale.
Including a personal letter to the seller explaining why you love their home.
Being prepared with backup offers in case your first choice falls through.
Strategic offers show sellers you are organized, serious, and committed. In markets like Litchfield and Southern NH, that can make a big difference.
When trying to win your dream home, some mistakes can derail the process:
Overbidding beyond your budget.
Ignoring inspection reports.
Waiting too long to make an offer.
Failing to research the neighborhood.
Not communicating clearly with your agent.
By avoiding these pitfalls, you can approach buying confidently and with fewer surprises.
Markets in Southern NH and Litchfield can move quickly. Homes often receive multiple offers within days. Being prepared, responsive, and informed increases your chance to win your dream home.
Stay up-to-date with new listings. Attend open houses and private showings as soon as possible. The sooner you act, the higher your chances of success.

Buying your dream home doesn’t have to be stressful. Here’s how to make the process smoother:
Work with a local agent who knows the market.
Get pre-approved to shop confidently.
Keep a checklist of must-have features.
Visit homes with realistic expectations.
Stay organized with notes and photos of each property.
By staying organized and strategic, you can focus on homes that truly meet your needs.
Once you finally get an accepted offer, take a moment to celebrate. Buying a home is one of the most exciting investments you can make. Whether it’s a cozy cottage in Litchfield or a modern family home among Southern NH houses for sale, landing your dream home is a huge achievement.
Enjoy the process of moving in, personalizing your space, and creating new memories. You’ve worked hard and planned wisely, and it has paid off.
To win your dream home, preparation, knowledge, and smart strategy are key. Start with pre-approval, work with a skilled local agent, and make your offer stand out. Act quickly, know your limits, and stay patient.
Whether you are searching for Litchfield houses for sale or exploring Southern NH houses for sale, these steps give you the best chance to find and secure your dream home.

Remember, buying a home is about more than just the property—it’s about creating a space where your family can thrive. With these five strategies, your dream home doesn’t have to stay a dream.
If you need more tips on how to win your dream home, or are ready to sell your house give us a call at (603) 883-8840. You can also sign up for your dream home search or reach out to Our Agents for more information. We’d love to help you with your real estate needs.
Halloween is one of the most exciting times of the year for families. Kids love dressing up, neighbors enjoy decorating, and communities buzz with festive energy. But while the holiday is full of fun, it also comes with risks. Following simple Halloween home safety tips can help ensure a safe, enjoyable night for everyone in your home and neighborhood.
If you are preparing your home for trick-or-treaters or getting ready to list South Hudson houses for sale or Southern NH houses for sale, safety matters. Buyers notice well-maintained, secure homes. Plus, a safe environment creates a positive impression for your family and neighbors.
One of the easiest ways to prevent accidents is to maintain clear pathways. Remove toys, garden tools, and any clutter from walkways.
Halloween decorations are fun but can become tripping hazards. Ensure cords, lights, and props are tucked away safely.
If your home is on a busy street, consider adding reflective tape to the path or driveway. Proper lighting is crucial, especially in Southern NH neighborhoods where early darkness falls.
A well-lit entrance helps visitors see clearly and prevents trips and falls. Porch lights, motion-sensor lights, and string lights all work well.
Adding seasonal lighting not only improves safety but also makes your home inviting. A warm, welcoming glow encourages trick-or-treaters and neighbors to approach confidently.
Lighting also helps protect your home from break-ins. If you are showcasing South Hudson houses for sale, a well lit property can appear safer and more appealing to buyers.
Spooky décor is part of the fun, but be careful with certain items. Candles, open flames, and smoke machines can create hazards.
Opt for battery-operated candles or LED lights inside pumpkins and other displays. Secure any large decorations that could tip over in the wind. Check that props are placed on stable surfaces. Avoid placing anything where children or pets might trip or get hurt.

Costumes can be a source of accidents if they are too long, slippery, or poorly fitted. Make sure children wear comfortable shoes and costumes that allow them to move freely.
Reflective strips, glow sticks, or small flashlights help kids stay visible in low-light areas. Masks should not obstruct vision, and props should be soft or flexible. Parents can also add extra padding or layer clothing for warmth in the chilly New Hampshire evenings while trick-or-treating.
If you plan to welcome trick-or-treaters, keep pets in a separate room to prevent stress or accidents.
Check that doors and gates open easily and are not blocked by decorations. Remove anything sharp or breakable from your front porch or yard.
A well prepared home shows visitors that you care about their safety, which is especially important if you live in neighborhoods with heavy foot traffic, like those near Southern NH houses for sale.
Halloween often brings more cars and foot traffic to the neighborhood. Encourage guests and neighbors to park safely and watch for pedestrians.
Use cones or temporary barriers if needed. Remind children to stay on sidewalks and cross streets carefully. If your home is on a busy road near South Hudson houses for sale, extra attention to traffic can prevent accidents and keep the night fun for everyone.

Candy is the highlight of the night, but it can also present safety risks. Keep treats in clean, sealed containers until handed out.
If children have allergies, clearly label items that may contain nuts or other allergens. Parents should inspect candy before allowing kids to eat it. Setting a candy station at the front of your home can control traffic and prevent children from rushing, which reduces the chance of slips or falls.
Many Halloween decorations involve lighting, candles, or electrical components. Check cords for frays and avoid overloading outlets.
If using candles in jack-o-lanterns, never leave them unattended. Battery operated alternatives are safer and just as festive. Consider keeping a fire extinguisher nearby. Quick access in an emergency is always important for homes, especially if you are hosting neighbors or showcasing Southern NH houses for sale.
Pets can become anxious during Halloween. Keep them in quiet, secure areas away from high foot traffic.
Noise, costumes, and strangers at the door may scare dogs or cats. Providing a safe space reduces stress and prevents bites or scratches.
Remember, some candies like chocolate or gum are toxic to pets. Keep all treats out of reach. A calm pet environment contributes to overall home safety.
Before heading out, talk with children about safe trick-or-treating habits. Teach them to walk, not run, and to stay in groups.
Remind them to use sidewalks, cross streets at corners, and watch for cars. Consider reflective clothing or glow sticks for better visibility. Supervised outings in neighborhoods near South Hudson houses for sale or Southern NH houses for sale help keep everyone safe and prevent unnecessary worry for parents.
Outdoor props can create fun experiences, but rules are important. Avoid placing decorations in areas where they block walkways.
Secure decorations to prevent tipping in windy conditions. Check that lights are rated for outdoor use and keep cords out of water prone areas. These simple measures ensure your home is festive yet safe for guests, trick-or-treaters, and family members.
Walk around your property before Halloween night. Look for tripping hazards, loose steps, and slippery surfaces.
Repair or remove any dangerous items. Make sure doorbells, porch lights, and decorations work properly.
A quick inspection can prevent accidents and give you peace of mind while enjoying the holiday.
If you live in a neighborhood with many kids, consider coordinating with neighbors to create safe routes.
Well-lit streets, sidewalks, and controlled crossings reduce risk. Working together with your community can help everyone enjoy the night safely. This also shows prospective buyers that neighborhoods around Southern NH houses for sale are friendly and family oriented.

Even with all precautions, accidents can happen. Keep a first aid kit accessible. Know the locations of nearby urgent care centers.
Keep a phone charged and nearby in case of emergencies. Knowing how to respond quickly increases safety and confidence during Halloween.
For families concerned about heavy traffic or adverse weather, indoor celebrations are a great option.
Pumpkin carving, games, and themed snacks can provide a fun experience without risk. Indoor events are also perfect for smaller homes or communities, including those near South Hudson houses for sale.
When preparing your home for Halloween, remember that safety reflects on how well-maintained your property is. Buyers exploring Southern NH houses for sale often notice safe and organized homes.
A home that is festive, clean, and safe can leave a lasting impression, whether you are hosting trick-or-treaters or listing your property. Safety, maintenance, and presentation go hand in hand in real estate.
Halloween is a time for fun, creativity, and community. Following these Halloween home safety tips ensures everyone enjoys the night safely.
From keeping walkways clear to supervising kids and pets, simple precautions make a big difference. Whether celebrating in a family home or showing South Hudson houses for sale, safety matters.
By taking these steps, you protect your family, visitors, and property while creating memorable experiences. A safe and welcoming home sets the stage for happy Halloween memories in Southern NH neighborhoods.

If you need more Halloween home safety tips, or are ready to sell your house give us a call at (603) 883-8840. You can also sign up for your dream home search or reach out to Our Agents for more information. We’d love to help you with your real estate needs.
Selling your home can be exciting, but it also comes with one important consideration: how to avoid capital gains tax. Capital gains tax is the tax you pay on the profit from the sale of an asset like your house. While it can be a substantial sum, there are several ways to reduce or avoid it entirely. In this article, we’ll explore strategies that homeowners, especially in South Hudson houses for sale and Southern NH, can use to minimize their capital gains tax liability.
Whether you’re selling a single-family home, a vacation property, or an investment property, knowing how to navigate the rules and regulations can save you a lot of money. Let’s dive into how to avoid capital gains tax when selling your home.
Before we get into the strategies for avoiding capital gains tax, let’s first break down what it is. Capital gains tax is the tax you pay on the profit you make from selling an asset, such as a home, stock, or real estate. If you sell your home for more than you paid for it, the difference is considered a gain, and the IRS may tax that gain.
There are two types of capital gains: short-term and long-term. Short-term capital gains apply if you sell an asset within one year of owning it, and these are taxed at a higher rate. Long-term capital gains apply to assets held for more than a year and are typically taxed at a lower rate.
In real estate, the rules around capital gains tax can be a bit more complex. However, there are several ways you can avoid capital gains tax or reduce it significantly.
If you’re selling your primary residence, you have a significant advantage over other types of property sales. The IRS offers an exclusion that allows you to avoid capital gains tax on the sale of your home, as long as certain conditions are met.

One of the most important things to know is the 2-out-of-5-year rule. If you’ve lived in the home for at least 2 of the last 5 years before the sale, you can exclude up to $250,000 in capital gains if you're single, or $500,000 if you're married and file jointly.
For example, if you bought your home for $200,000 and sold it for $400,000, your gain would be $200,000. If you meet the 2-out-of-5-year rule, you wouldn’t have to pay any capital gains tax on the $200,000 gain.
If you’ve made any home improvements during your ownership, these costs can be added to the “basis” of your home, which will reduce your capital gain. For instance, if you bought your home for $250,000 and made $50,000 worth of improvements (like remodeling your kitchen or adding a new roof), your new basis would be $300,000. This would lower the capital gain you’d pay tax on when you sell.
Common home improvements that can increase your basis include:
Kitchen or bathroom remodels
New windows or doors
Adding a deck or patio
Finishing a basement or attic
Landscaping improvements
However, basic repairs or maintenance like fixing a leaky roof or replacing a broken appliance do not count as improvements. They don’t add to your home’s basis for tax purposes.
To qualify for the $250,000 or $500,000 exclusion, you need to meet the use and ownership requirements. This means that, during the 5 years before the sale, you must have lived in the home as your primary residence for at least 2 years. These 2 years do not have to be consecutive.
Moving can be time consuming, but it will help you use the capital gain to its fullest potential. The IRS sllows taxpayers to use the exclusion multiple times, but no more than once every two years. So, if you’ve claimed this exclusion on another home sale in the past two years, you won’t be able to use it again. This means you could sell multiple homes at a large gain and never pay a dime in taxes!

If you’re selling an investment property, things work a bit differently. Unfortunately, the IRS does not offer the same capital gains tax exclusion for investment properties as it does for primary residences. However, there are still ways to avoid or reduce capital gains tax on these types of properties.
A 1031 exchange allows you to defer capital gains taxes on an investment property sale if you use the proceeds to purchase another similar property. This strategy is popular among real estate investors because it allows them to defer paying taxes until the new property is sold, which could be many years down the line.
To qualify for a 1031 exchange, the following conditions must be met:
The property must be held for investment purposes or business use, not for personal use.
The replacement property must be of equal or greater value.
The exchange must occur within a specific time frame—typically 45 days to identify a new property and 180 days to complete the transaction.
By using a 1031 exchange, you can avoid paying capital gains tax on the sale of the investment property, keeping more money for your next real estate deal.
While depreciation is an excellent way to reduce your taxable income during the ownership of an investment property, when you sell, you may face depreciation recapture. This means that you will have to pay taxes on the depreciation deductions you’ve claimed over the years. However, even with depreciation recapture, it’s still possible to use strategies like a 1031 exchange to defer the tax.
Selling a vacation home is different from selling your primary residence. You don’t qualify for the $250,000 or $500,000 exclusion unless it meets the criteria of being your primary home for at least 2 out of the last 5 years. However, there are still strategies to reduce your capital gains tax liability.
If you’re considering selling a vacation home and want to take advantage of the primary residence exclusion, one strategy is to convert the vacation home into your primary residence. You can do this by living in the home for at least 2 years before you sell it. This would allow you to meet the 2-out-of-5-year rule and potentially avoid paying capital gains tax on the sale.
Keep in mind that this strategy requires careful planning and timing. You would also need to consider any potential state-specific tax rules in New Hampshire when deciding how to proceed.

While the strategies mentioned above are the most common ways to avoid capital gains tax on the sale of a home or investment property, there are a few additional tactics to consider.
If you’ve sold other investments at a loss, you can use those losses to offset your capital gains. This strategy is known as tax loss harvesting. For example, if you sold stocks at a loss, you can use that loss to offset your real estate capital gains, reducing your taxable income.
Another way to avoid capital gains taxes is to gift the property to a family member. However, the recipient may be liable for capital gains taxes when they sell the property, depending on their situation. It’s important to consult with a tax professional before pursuing this route.
When it comes to selling your home or investment property, understanding how to avoid capital gains tax can make a huge difference in your financial outcome. Whether you’re selling your primary residence and using the 2-out-of-5-year rule, considering a 1031 exchange for investment properties, or even converting a vacation home into a primary residence, there are strategies available to help you minimize or eliminate your tax liability.
If you’re planning to sell your home in South Hudson houses for sale or Southern New Hampshire, it’s always a good idea to consult with a real estate agent and a tax professional to ensure you’re taking full advantage of the available tax benefits.
By planning ahead and making informed decisions, you can keep more of your hard-earned money when it’s time to sell your property.
If you need more information on how to avoid capital gains, or are ready to sell your house give us a call at (603) 883-8840. You can also sign up for your dream home search or reach out to Our Agents for more information. We’d love to help you with your real estate needs.
The New Hampshire housing market has been buzzing with change. If you’ve been watching trends, you know things aren’t standing still. Recently, we’ve seen a home prices and inventory shift that’s affecting nearly everyone — buyers, sellers, investors, and even renters.
Whether you’re exploring Litchfield houses for sale or shopping for Southern NH houses for sale, understanding these shifts will help you make smarter decisions. Let’s dig into what’s happening, why it matters, and who it impacts most.
In simple terms, home prices and inventory are the heartbeat of the real estate market.
Home prices show what buyers are willing to pay.
Inventory shows how many homes are available for sale.
When prices rise and inventory stays low, buyers face more competition. When inventory grows and prices balance out, sellers may need to adjust expectations.
Right now in NH, inventory is slowly increasing, but home prices remain strong. That mix has unique effects across the state.
Several factors drive the current shift.
Interest rates: Higher rates affect affordability for buyers.
Economic growth: Job markets and wages play a role in housing demand.
Lifestyle changes: More people are working from home and want larger spaces.
Seasonal patterns: Summer and fall often bring more listings to the market.
These combined forces push the market in new directions, and every group involved feels the impact differently.

For buyers, a home prices and inventory shift creates both opportunities and challenges.
More homes on the market means more choices.
Rising prices can still make affordability tough.
Competition is easing slightly, but desirable homes still move fast.
If you’re exploring Southern NH houses for sale, you may notice more listings compared to last year. That’s good news for choice, but you’ll still need to act quickly when the right home pops up.
Sellers also feel the shift in powerful ways.
More inventory means more competition.
Buyers have options, so pricing right is crucial.
Well-staged and updated homes still sell quickly.
If you’re listing your property against other Litchfield houses for sale, you’ll need to make sure your home stands out. Simple updates, curb appeal, and smart pricing strategies will keep your home attractive in a market with more supply.

Investors keep a close eye on these changes.
More inventory can mean more opportunities to buy.
Rising prices may impact rental yields and return on investment.
Demand for rentals often increases when buyers pause due to affordability.
Smart investors know timing matters. Watching the NH housing market closely can create opportunities to buy when inventory rises and hold when prices peak.
Even renters feel the ripple effects of home prices and inventory shift.
If fewer people can buy, rental demand increases.
Higher demand often pushes rental prices higher.
Some renters may finally see opportunities to purchase if inventory grows.
For many renters in NH, the dream of homeownership is linked directly to these shifts. More listings and stable prices may make stepping into the market possible.
Real estate isn’t just about numbers. It’s emotional too.
Buyers may feel excitement but also frustration.
Sellers may feel hopeful but also nervous about competition.
Families may feel pressure to move quickly when the right home appears.
This is where a trusted Realtor makes a huge difference. Guidance, clarity, and reassurance help clients navigate the ups and downs of market shifts.

Not every part of NH feels shifts in the same way.
Southern NH houses for sale tend to move quickly due to proximity to Massachusetts jobs.
Towns like Litchfield, Hudson, and Londonderry see steady demand from families.
Rural areas may see inventory sit longer, even as prices remain stable.
Knowing your specific local market is essential. What works in Litchfield might not work in northern NH.
Interest rates are one of the biggest drivers behind today’s home prices and inventory shift.
When rates climb, monthly payments rise. That reduces buying power for many families. Some buyers pause their search, which increases inventory.
But in places like Litchfield, where homes are still in demand, interest rates may not slow buyers as much. That’s why Litchfield houses for sale often remain competitive.
If you’re a buyer, here are smart moves:
Get pre-approved: Know your budget before shopping.
Act fast: Even with more inventory, great homes still sell quickly.
Be flexible: Widen your search to more towns for better opportunities.
Work with a Realtor: Local knowledge is your best advantage.
These steps will help you succeed in today’s changing NH market.
If you’re a seller, keep these tips in mind:
Price smart: Overpricing can cause your home to sit too long.
Boost curb appeal: First impressions are everything.
Stage wisely: Buyers connect emotionally with well-presented homes.
Be realistic: Understand how more inventory affects your competition.
By staying practical, you’ll compete strongly even with more Southern NH houses for sale nearby.
Transparency is crucial in shifting markets. Buyers and sellers both need clear guidance.
Buyers should know exactly how rising prices affect their budget.
Sellers should understand how inventory changes impact buyer demand.
An honest, upfront Realtor builds trust and ensures clients feel supported during the process.

So, where is the NH market heading?
Experts suggest inventory will continue to rise gradually, while prices may level out. That means less intense bidding wars, but steady demand.
In popular areas with Litchfield houses for sale, prices may hold firm. In other towns, sellers may need to be more flexible.
Picture this: A family shopping for Southern NH houses for sale sees five options in their price range. Last year, they may have had only one. This gives them more confidence, less stress, and better negotiating power.
Now imagine a seller in Litchfield. With more homes hitting the market, they can’t overprice. But by staging well and setting a smart list price, they attract eager buyers and close quickly.
These examples show how shifts create both challenges and opportunities.
The home prices and inventory shift in NH affects everyone. Buyers, sellers, renters, and investors all feel the changes in unique ways.
For buyers, it means more choice but careful budgeting. For sellers, it means staying competitive. For investors and renters, it creates both challenges and opportunities.
Whether you’re comparing Litchfield houses for sale or exploring Southern NH houses for sale, the key is knowledge. With the right Realtor by your side, you’ll make smart, confident moves in today’s market.
If you need more information on home prices and inventory shift in NH, or are ready to sell your house give us a call at (603) 883-8840. You can also sign up for your dream home search or reach out to Our Agents for more information. We’d love to help you with your real estate needs.
Buying or selling a home is a big move. The process can feel exciting but also overwhelming. One option you might hear about is dual agency.
This is when one Realtor represents both the buyer and the seller in the same transaction. For some people, it sounds unusual. For others, it’s a smart way to simplify the process.
But like any choice in real estate, dual agency has advantages and challenges. Let’s explore the benefits, potential conflicts, and the role of transparency in making this path work for everyone.
And if you’re exploring Litchfield houses for sale or browsing Southern NH houses for sale, understanding dual agency could help you decide if this option fits your needs.
Dual agency happens when one Realtor represents both sides of a real estate deal.
The Realtor helps the seller list and market the property.
The same Realtor also guides the buyer interested in purchasing it.
It’s legal in New Hampshire, as long as both sides agree in writing. The key here is full disclosure. Everyone must understand how the arrangement works before moving forward.
Dual agency can create unique advantages for buyers and sellers. Let’s break down the key benefits.
Working with one Realtor keeps things simple. Instead of messages bouncing between two agents, information flows through one source.
This can reduce delays, speed up negotiations, and avoid miscommunication. For busy buyers searching through Southern NH houses for sale, this simplicity can make the process less stressful.
Time is valuable in real estate. When one agent manages both sides, the process often moves faster.
Scheduling showings, handling paperwork, and arranging inspections can all be streamlined. Sellers love this efficiency when they want their home on the market to stand out against other Litchfield houses for sale.

A dual agent knows the property inside and out. Since they’re representing the seller, they already understand the home’s features.
When the same agent works with a buyer, they can answer detailed questions more quickly. This helps buyers feel confident about their choices.
Sometimes, sellers may negotiate a reduced commission with dual agency. Why? Because the Realtor is handling both sides of the deal.
This can save money and put more cash in the seller’s pocket, a benefit that can be appealing when preparing to purchase another home in the pool of Southern NH houses for sale.
While there are clear benefits, dual agency also has challenges. It’s important to understand them before deciding.
A Realtor in dual agency can’t fully advocate for one side over the other. Their role shifts to being a neutral guide.
That means the Realtor can’t push for the lowest price for the buyer or the highest price for the seller.
With both parties relying on the same agent, conflicts can happen. For example:
How much detail should the Realtor share about each side’s motivation?
Can they stay fair while balancing two different goals?
Transparency is key here. Both parties need to trust the process.

In dual agency, buyers and sellers may worry about privacy. Will the Realtor share too much with the other side?
The law requires the Realtor to stay neutral, but some clients prefer the comfort of having their own advocate.
Transparency is the backbone of successful dual agency. Everyone must know what to expect.
Disclosure forms: In New Hampshire, written consent is required from both parties.
Clear rules: The Realtor explains what they can and cannot do.
Trust: Both sides need to feel comfortable with the arrangement.
A Realtor who is upfront and clear will help ensure the process feels fair and professional.

For buyers, dual agency can mean easier access to homes and faster decisions.
You get quick answers about the property.
You may avoid bidding wars if you’re already working with the listing agent.
The process often feels smoother.
This can be a big deal when exploring competitive markets like Southern NH houses for sale.
For sellers, dual agency can mean a quicker sale and fewer headaches.
Showings and offers are managed by one person.
Negotiations may move faster.
Commission savings can be possible.
This makes your property stand out even more, especially if buyers are also looking at nearby Litchfield houses for sale.
The answer depends on your comfort level. Some people love the simplicity and speed. Others want their own dedicated advocate.
Ask yourself:
Do I trust the Realtor to stay neutral?
Am I comfortable with less advocacy?
Will transparency be strong enough for me to feel confident?
Your answers will guide your decision.
New Hampshire allows dual agency, but strict rules apply. Realtors must:
Disclose the arrangement clearly.
Obtain written consent.
Maintain fairness and neutrality throughout the process.
Working with an experienced Realtor in Southern NH can help you feel confident. They’ll guide you through the rules and ensure you’re protected.

Imagine this: You’re browsing Litchfield houses for sale and see one that grabs your heart. The listing agent offers to help you purchase it.
With dual agency, the process can move quickly. You might avoid competing offers, and you’ll get first-hand details about the property.
Or picture a seller eager to move and buy one of the many Southern NH houses for sale. Accepting dual agency could mean a faster closing and fewer commission costs.
These examples show how dual agency can benefit both sides when handled with care.
If you’re considering dual agency, here are some smart moves:
Ask Questions: Make sure you fully understand the arrangement.
Get Everything in Writing: Protect yourself with clear agreements.
Know Your Comfort Zone: If you feel uneasy, you can always request separate representation.
Choose Experience: Work with a Realtor who knows New Hampshire laws and markets well.
Dual agency can offer simplicity, speed, and even savings in real estate deals. But it also comes with limits and risks.
For some buyers and sellers, it’s a perfect fit. For others, separate agents feel safer.
The key is transparency. With clear communication and written agreements, dual agency can be a powerful option.
Whether you’re listing a property, checking out Litchfield houses for sale, or touring Southern NH houses for sale, understanding dual agency helps you make smart choices.
If you need more information on dual agency, or are ready to sell your house give us a call at (603) 883-8840. You can also sign up for your dream home search or reach out to Our Agents for more information. We’d love to help you with your real estate needs.
Getting a high property tax bill can feel frustrating. If your home’s value seems off, you can challenge property tax assessment and possibly lower your taxes. This process is easier than you think—and it can save you thousands.
Whether you own South Nashua houses for sale or Southern NH houses for sale, understanding your rights matters. Let’s walk through the steps in a simple, laid-back way.
Your property tax bill is based on your home’s assessed value. This value is set by your town or city.
If your home was overvalued, your tax bill will be too high. That’s when you can challenge property tax assessment.
Timing is everything. In New Hampshire, you must file a tax abatement request by March 1 of the year following the assessment.
Important Dates:
If they deny your request, you can appeal to the Board of Tax and Land Appeals (BTLA) or Superior Court.
To win your case, you need proof. Show that your home’s assessed value is too high.
If you’re selling South Nashua houses for sale or Southern NH houses for sale, you may already have this info handy.

Submit your request to your local assessor’s office. Use their official abatement form and include your evidence.
Be clear and polite.
Explain why your home is overvalued.
Include all supporting documents.
This step starts the process to challenge property tax assessment. Most towns will review your request carefully.
If your town denies the abatement, don’t worry. You can appeal to the BTLA or Superior Court.
BTLA is faster and less formal.
Superior Court may be better for complex cases.
You can hire a lawyer or represent yourself.
Many homeowners win appeals with strong evidence and a clear case.

Property taxes affect your budget and your home’s value. If you’re buying or selling in South Nashua or Southern NH, accurate assessments are key.
Lower yearly taxes.
Fair market value for your home.
Better resale potential.
Homes with fair assessments attract more buyers and better offers.
Yes, but you must file by March 1 each year.
Not always. Many homeowners file on their own. For complex cases, a lawyer can help.
No. It only affects your tax bill, not your market value.
Use your sale price as evidence. It’s strong proof of market value.

Keep all documents in one folder. Make copies of everything you submit.
Assessors are doing their job. A polite tone helps your case.
Look at recent sales in your area. Use MLS listings or ask your REALTOR®.
Start early. Give yourself time to gather info and meet deadlines.
In areas like South Nashua and Southern NH, property values have changed fast. That means assessments may not reflect current market trends.
Ask about recent assessments.
Check tax history before making an offer.
Use your REALTOR® to spot red flags.
A fair tax bill makes your home more attractive.
Fix errors before listing your home.
Highlight accurate assessments in your listing.
Homes with fair taxes sell faster and with fewer surprises.

You don’t have to accept a high tax bill without a fight. If your home’s value seems off, you can challenge property tax assessment and save money.
Whether you own South Nashua houses for sale or Southern NH houses for sale, this process helps protect your investment. It’s your right—and it’s easier than you think. So grab your paperwork, check your assessment, and take action. Your wallet will thank you.
If you need more information on how to challenge property tax assessment, or are ready to sell your house give us a call at (603) 883-8840. You can also sign up for your dream home search or reach out to Our Agents for more information. We’d love to help you with your real estate needs.
The real estate market is always changing. Sometimes it's hot and fast, and other times, buyers have more room to breathe. In today's shifting market, we're seeing more seller concessions—and that’s good news for buyers.
So, what are seller concessions, and how can they help you when you're buying a home? Whether you're checking out Southern NH houses for sale or diving into Litchfield Houses for Sale, this blog will break it all down for you—in simple terms.
Let’s start with the basics. Seller concessions are things the seller agrees to pay for to help close the deal. These can include:
Closing costs
Home repair credits
Interest rate buy-downs
HOA fees for a few months
Home warranties
They’re like little bonuses that make buying a home easier and more affordable.
Here’s the deal: when the market shifts, sellers must work a bit harder to attract buyers. Homes may sit longer. There may be more competition.
So, sellers sweeten the pot. That’s where seller concessions come in. They make buyers feel supported—and often, more willing to make an offer.
In a hot market, sellers had the upper hand. But now, in many parts of Southern NH, the playing field is leveling out.

Covering Closing Costs
These are the fees buyers usually pay when the deal wraps up—like loan fees, taxes, and title insurance. Sellers may cover a portion or even all of it.
Repair Credits
Instead of fixing items before closing, sellers give the buyer money to handle the repairs later. It’s easier for both sides.
Interest Rate Buy-Downs
Sellers may offer to pay points on the buyer’s loan to reduce the interest rate. This lowers the monthly payment.
HOA or Tax Payments
Sellers may offer to pay the first few months of homeowners association dues or property taxes to help ease the buyer’s start.
Home Warranties
These are service plans that cover repairs on appliances and systems for a year after closing. Peace of mind is always welcome.
Now that seller concessions are more common, how can you, the buyer, benefit?
Lower Your Upfront Costs
Buying a home can get expensive. With concessions, you might not need to bring as much cash to the closing table. That’s huge for first-time buyers!
Handle Repairs on Your Schedule
With a repair credit, you get to choose who does the work, and when. That can save time and reduce stress.
Keep Your Monthly Payments Lower
If a seller helps buy down your interest rate, your monthly cost drops. That makes your budget go further.
Make a Stronger Offer with Less Risk
Sometimes, asking for a concession allows you to offer the full price and still stay within budget. It can be a win-win.

Some buyers worry about asking for too much. But the truth is, in today’s market, many sellers expect these conversations.
Here’s how to keep it smooth:
Lean on your REALTOR® to handle the ask
Know what’s reasonable based on the home and location
Be clear, but kind
Stay flexible—negotiation is a two-way street
In towns like Litchfield, where demand and inventory are shifting, there’s room to negotiate. Don’t be afraid to speak up!
Let’s say you’re buying a $450,000 home in Southern NH. You’ve got a solid offer, but the interest rate feels too high.
Your REALTOR® suggests asking the seller for a $5,000 credit to buy down the loan rate. The seller agrees—because your offer is fair, and they’re motivated.
Now, your monthly payment drops by $100 or more. That’s real money, every single month.
This is the power of seller concessions when used smartly.
If you're house-hunting in Litchfield, Hudson, Pelham, or Windham, the market is shifting—just like everywhere else.
We’re seeing more:
Price reductions
Extended listings
Willing sellers open to creative deals
That means buyers looking at Litchfield houses for sale have more tools at their disposal—including seller concessions.

This blog’s mainly for buyers—but if you’re selling, listen up.
Offering a concession isn’t a loss. It’s a strategy.
Sometimes it helps sell the home faster. It can attract more buyers. It might even keep your price firm while still meeting buyer needs.
Your REALTOR® can guide you on when and how to offer concessions that make sense.
“Only weak offers need concessions.”
Not true. Smart buyers use all the tools available—even strong ones.
“Sellers will say no if I ask.”
Maybe. But in this market? You’ll be surprised how often they say yes.
“It’s greedy to ask.”
It’s not. It’s just part of today’s real estate conversation.
Your REALTOR® is your guide through this entire process. They know what sellers are offering. They know what’s fair. They can read between the lines on listings.
A skilled agent will:
Suggest where and when to ask for concessions
Write strong offers that balance price and perks
Help you stand out—even while negotiating

If you’re a first-time homebuyer, concessions are your friend.
They can:
Offset your closing costs
Help with moving expenses
Keep your budget intact
And homes in Southern NH are full of potential for first-time buyers—especially now that the market is shifting.
Here’s a quick cheat sheet:
Start with a fair offer
Don’t ask for everything under the sun
Pick one or two helpful concessions
Be ready to give a little too
Keep the tone friendly and open
A positive attitude and a clear plan go a long way in any negotiation.
Sometimes sellers signal that they’re open to concessions. Look for these words in home listings:
“Seller offering credit”
“Flexible closing”
“Price improvement”
“Motivated seller”
“Will consider buyer assistance”
If you’re browsing Southern NH houses for sale, keep these terms in mind. They might mean more wiggle room for concessions.

One note to keep in mind: the home still needs to appraise.
If a seller offers concessions, the total package still must match the home’s appraised value. Your REALTOR® and lender will guide you through this part to make sure it all works.
In this shifting market, seller concessions give buyers a unique advantage.
You don’t have to overextend your budget. You don’t have to give up everything on your wish list. With the right strategy, you can save money and get a great home.
Whether you’re searching Litchfield Houses for Sale or eyeing Southern NH houses for sale, now is the time to explore your options.
Ask questions. Be bold. And let your REALTOR® help you win with confidence.
If you need more info on seller concessions, or are ready to sell your house give us a call at (603) 883-8840. You can also sign up for your dream home search or reach out to Our Agents for more information. We’d love to help you with your real estate needs.
If you're buying or selling in New Hampshire, you need to understand market trends and analysis. The real estate world is always changing. Prices shift, demand rises or falls, and new patterns pop up. Knowing what’s happening now—and what might happen next—can help you make smart moves. Let’s break it all down in a simple, friendly way.
As of July 2025, the New Hampshire real estate market is still strong, but it’s shifting.
The median price for a single-family home is around $475,000.
That’s up from last year, showing steady growth.
South Nashua Houses for Sale and other parts of Southern NH are especially popular.
Demand is still high, but inventory is tight.
This means buyers are competing, and sellers are getting good offers—if their homes are priced right.
There are a few reasons:
Low Inventory
There just aren’t enough homes for sale. Fewer homes mean more competition.
High Demand
People still want to move to New Hampshire. It’s safe, scenic, and close to Boston.
Strong Local Economy
Job growth and low unemployment help people afford homes.
Equity-Rich Homeowners
Over 79% of NH homes have more than 50% equity. That gives sellers flexibility and buyers confidence.

Mortgage rates have been steady lately. As of early July 2025:
30-year fixed rates are holding around 6.5%
15-year loans are slightly lower
While rates are higher than a few years ago, they’re not stopping buyers. Many are adjusting their budgets or choosing smaller homes.
Buyers today want more than just a roof over their heads. They’re looking for:
Move-in ready homes
Energy-efficient features
Smart home tech
Outdoor space
Homes in South Nashua with updated kitchens, finished basements, or fenced yards are flying off the market.

If you’re thinking about selling, now is still a great time. But you need to:
Price it right – Overpricing can scare buyers away.
Stage your home – Make it feel warm and welcoming.
Use strong keywords – Like “Southern NH houses for sale” or “South Nashua houses for sale.”
These help your listing show up in online searches.
Experts say the market will stay strong through late 2025 and into 2026. Here’s what to expect:
Prices may rise slowly – Not as fast as before, but still upward.
More listings may appear – As rates stabilize, more sellers may jump in.
Buyers will stay active – Especially in desirable areas like Southern NH.
Whether you’re buying or selling, staying informed is key.
Some areas are seeing more action than others. Here are a few to watch:
South Nashua – Great schools, shopping, and easy highway access.
Bedford – Upscale homes and a strong community vibe.
Windham – Popular for its quiet charm and newer homes.
If you’re looking to buy, these towns offer great value. If you’re selling, you’re in a strong position.
Buying in a competitive market can be tough. Here’s how to stay ahead:
Get pre-approved – Know your budget before you shop.
Act fast – Good homes don’t last long.
Work with a REALTOR® – They’ll help you find hidden gems.
Be flexible – You might need to compromise on size or location.

Want to get top dollar? Here’s what to do:
Clean and declutter – First impressions matter.
Highlight upgrades – Mention new roofs, HVAC, or appliances.
Use great photos – Professional pictures attract more buyers.
Market smart – Use terms like “South Nashua houses for sale” to boost visibility.
Using the right words in your listing helps buyers find your home. Try these:
Market trends and analysis
Southern NH houses for sale
South Nashua houses for sale
Updated kitchen
Finished basement
Energy-efficient
Smart home
Move-in ready
These keywords help your listing show up in searches and grab attention.

The New Hampshire market is still strong. Prices are up, demand is steady, and the future looks bright. Whether you’re buying or selling, understanding market trends and analysis gives you the edge. Want help navigating the market? A local REALTOR® can guide you every step of the way.
If you need more information on market trends and analysis, or are ready to sell your house give us a call at (603) 883-8840. You can also sign up for your dream home search or reach out to Our Agents for more information. We’d love to help you with your real estate needs.
Selling a home in New Hampshire? If you're aiming to attract high-end buyers, you need more than just a "For Sale" sign. Luxury buyers are picky. They want more than just space—they want style, comfort, and value. Whether you're listing in South Nashua or anywhere in Southern NH, knowing what these buyers want can help you sell faster and for more money. Let’s break it down in a simple, friendly way.
Luxury buyers are looking for more than just a house—they want a lifestyle. Here’s what they usually expect:
Luxury buyers want homes in prime spots. Think:
Gated communities
Waterfront views
Quiet neighborhoods near city perks
In Southern NH, towns like Bedford, Windham, and South Nashua are hot spots. If your home is in one of these areas, highlight that!
High-end buyers value peace and safety. Fenced yards, long driveways, and smart security systems are big wins.
Buyers want move-in-ready homes. That means:
Updated kitchens with high-end appliances
Spa-like bathrooms
Smart home tech (think thermostats, lighting, and security)
If your home has these, show them off in your listing photos and at your open houses.
Luxury buyers love homes that stand out. Features like:
Wine cellars
Home theaters
Outdoor kitchens
Heated floors
These extras can make your home unforgettable.

Now that you know what luxury buyers want, let’s talk about how to give it to them.
Staging helps buyers picture themselves living in your home. Use neutral colors, cozy textures, and stylish furniture. Don’t forget fresh flowers and soft lighting.
Photos are the first thing buyers see. A pro photographer can make your home look bright, spacious, and stunning. Drone shots? Even better.
Your listing should tell a story. Instead of just listing features, describe how it feels to live there. For example:

That paints a picture—and that’s what sells.
When listing your home online, use real estate keywords like:
Luxury home
South Nashua houses for sale
Southern NH houses for sale
Gated community
Chef’s kitchen
Spa bathroom
These help your listing show up in searches.
Luxury homes need luxury marketing. Here’s how to do it right:
Sites like Zillow, REALTOR.com , and Sotheby’s are great. But also consider luxury-specific platforms.
Instagram and Facebook are perfect for showing off your home. Use video tours, reels, and behind-the-scenes shots.
High-end buyers often prefer private tours. Make them feel special with a one-on-one showing, soft music, and maybe even a glass of wine.

Not all agents are the same. You need someone who knows how to market to luxury buyers. A REALTOR® who understands the Southern NH market can help you price right, market smart, and close fast.
First impressions matter. Here’s how to wow buyers before they even walk in:
Fresh paint and clean siding
Trimmed bushes and colorful flowers
A clean, welcoming front porch
Even luxury buyers love a home that feels warm and inviting.
Luxury buyers know the market. If your home is overpriced, they’ll move on. A good REALTOR® will help you set a price that’s competitive but fair.
Remember, you’re not just selling a home—you’re selling a lifestyle. Talk about:
Nearby golf courses
Upscale dining
Great schools
Local events
Mention things like “South Nashua houses for sale near top-rated schools” or “Southern NH houses for sale with lake access.”

To attract high-end buyers, you need to think like one. Focus on what they want, show off your home’s best features, and market it like a pro. Whether you're in South Nashua or anywhere in Southern NH, these tips can help you stand out in a crowded market. Ready to sell your luxury home? Let’s make it shine.
If you need more information on how to attract high-emd buyers, or are ready to sell your house give us a call at (603) 883-8840. You can also sign up for your dream home search or reach out to Our Agents for more information. We’d love to help you with your real estate needs.
When looking at houses, it’s easy to get distracted by the kitchen or the backyard. But one important part of the home is often forgotten—the basement. Let’s be real—ignore the basement, and you might miss out on a lot.
Whether you're browsing Southern NH houses for sale or checking out Litchfield Houses for Sale, taking a closer look downstairs could reveal hidden value, comfort, and opportunity.
Let’s talk about why this space matters, and how it can be a game-changer in your home search.
We all know the typical basement scene—boxes, holiday decorations, and old furniture. But today’s basements can be so much more.
Finished or unfinished, basements hold major potential. Some become cozy family rooms. Others turn into home gyms, play areas, or even office space. Some folks even create rental units or in-law suites.
The space is already there—it just needs a vision.
In fact, many Litchfield houses for sale come with basements that are ready for your creative touch. Don’t overlook it!

This isn’t just about space—it’s about dollars.
A finished basement can seriously boost your home’s value. Buyers love extra living areas. And sellers love getting higher offers. It’s a win-win.
If you're comparing homes in Southern NH, two houses might look the same on paper—but one has a finished basement. Guess which one buyers rush to see?
When appraisers assess a home, basements often factor in. That extra square footage can make a big difference in what the home is worth.
Ignoring the basement means missing out on:
Extra storage
Additional living space
Future rental income
Hobby or office space
A safe, dry place during storms
Plus, you want to make sure the basement is in good shape. A quick peek during your home tour could uncover water issues, old systems, or signs of foundation trouble.
A strong home starts from the ground up. That’s why we say—don’t ignore the basement.

So what should you look for when checking out a basement?
Here are a few signs of a solid space:
Dry floors and walls
No musty smells
Insulated pipes
Clean sump pump area
Solid foundation walls
Updated electrical panels
These signs mean the space has been cared for and likely won’t cause you trouble later on.
In many Southern NH houses for sale, you’ll find basements that are move-in ready or halfway there.
Even if the basement isn’t finished, don’t write it off.
An unfinished basement is a blank canvas. It might need some love, but it gives you room to grow. That’s exciting!
Some buyers use it as a workshop or storage right away. Others finish it over time, adding equity with every upgrade.
And in towns like Litchfield, where land space can be limited, having a basement gives you options without building out.

Here’s something most people don’t think about—basements can help save on energy.
A properly sealed basement helps keep your whole home warmer in winter and cooler in summer. That saves money on energy bills.
Look for:
Insulated walls
Updated windows
Energy-efficient lighting
If you're checking out Southern NH homes, ask the seller or agent about the basement’s energy setup. Small upgrades down there can lead to big savings upstairs.
While basements can be awesome, they can also hide problems—especially if no one’s paying attention.
When touring a home, don’t ignore the basement just because it seems dark or boring. Look for red flags like:
Standing water
Cracks in the walls or floor
Rusty appliances
Mold or mildew
Smells that don’t belong
If anything feels off, ask questions or get a home inspector involved. That’s what they’re there for!

Dreaming of a cozy movie night space? A guest bedroom? A game room? Your basement can be all that—and more.
Buyers love homes that come with finished basements because they see the fun possibilities.
Some cool basement ideas include:
Home gym
Music or art studio
Playroom
Home office
Teen hangout zone
Craft room
Small guest apartment
In fact, buyers looking at Litchfield houses for sale often ask about basement potential right away. It’s that important.
If you’re selling, don’t forget the basement when staging your home.
Here are simple things that make a big impact:
Clean and declutter
Add soft lighting
Use cozy rugs or flooring
Paint the walls a neutral color
Set up furniture to show possible uses
Even if the basement isn’t fancy, showing how it can be used makes a difference.
A basement should be safe and easy to exit. Make sure you have proper egress windows if it’s being used as a bedroom or living space.
Also, check that:
There’s a working smoke detector
Stair rails are secure
Windows open easily
There’s no exposed wiring
These small things help buyers feel secure and confident when considering a home purchase.

We know New Hampshire weather isn’t always friendly. Basements play a big role here.
During storms, your basement can offer shelter. But it also needs protection from water.
When shopping for Southern NH houses for sale, ask if the basement has:
A sump pump
Drainage systems
Waterproofing
Backup generators
Homes in Litchfield often come with these systems already in place. That’s a bonus you don’t want to miss!
Thinking long-term? Consider turning the basement into an in-law suite or a rental unit.
If local zoning allows it, this can become a powerful investment. Rent it out for monthly income or offer it as space for family members.
It’s another reason not to ignore the basement—you could be walking past a paycheck.

The basement is the heart of the home’s foundation. It’s full of possibility. It holds storage, safety, and comfort. And it could be your secret weapon when buying or selling.
Next time you’re walking through a home in Southern NH or browsing Litchfield Houses for Sale, don’t skip the stairs.
Go down. Look around. Ask questions.
Because smart buyers and sellers know this one simple truth—you should never ignore the basement.
If you need more info on why you shouldn’t ignore the basement, or are ready to sell your house give us a call at (603) 883-8840. You can also sign up for your dream home search or reach out to Our Agents for more information. We’d love to help you with your real estate needs.