Check Your Credit

Be sure you check your credit before you start searching for a home. If you have bad credit, you will most likely need someone else to co-sign, or to put their name on the mortgage with you, unless you pay for your home in full cash.

For a conventional loan you will need a higher credit score typically around 660 or higher while an FHA loan will give you more wiggle room typically down to about a 580 score. Don’t give up if your score is lower than the required amount because there are also ways of increasing your score to get you where you need to be.

Look At Your Income

Also be sure you look at your income so you know just how much you can afford monthly, and yearly. Don’t spend everything you have all at once, be sure you have enough money left over for other payments and bills you may have.

Typically there is a 40% or higher ratio that mortgage lenders will be looking for but we suggest a bit lower so you still have money for other things. Being house poor doesn;t make for a happier life. It’s nice to own a home but it’s also nice to be able to enjoy going out, or buying some new clothes once in a while.

Get Preapproved For A Mortgage

To get preapproved for a mortgage, first you must visit a lender. The mortgage lender will look at things such as your credit reports, your employment history, and your income very closely and carefully. After that, they will figure out which loan program you qualify for, the maximum amount you can borrow, and the interest rates you will be offered.

It is important to get this done before you start looking for South Nashua houses for sale, so you know just how much you have to spend. You don’t want to start looking at houses that are above your reach as it will make the houses you can afford not look as appealing. Be realistic and make your budget work for you. You can always build equity and get the larger house next time if you can’t afford it the first time around.

Find The Right Real Estate Agent

Finding the right Real Estate Agent is important because they can help take some of the stress off of you when you are looking for your South Nashua dream home. Searching for and purchasing the right home takes a lot of time that you may not have, as well as a lot of work that you may just not want to deal with. An agent can deal with the time, and work while you sit back and relax, that is their job!

If you are looking to buy or sell a home, call Harmony Real Estate today at (603) 883-8840. One of our qualified agents will be more than happy to help you find your dream home.

Here are five things you should do when you are buying a home for the first time:

Decide on the location versus space when searching for a home!

When you are looking for your first home, be sure you decide on a location first. Sometimes the location of the house for sale can have a bigger impact on your life, versus the spaciousness of the home. If you find a big beautiful home in the country, but you’d prefer to be closer to the city sometimes you need to sacrifice a little bit of space to get what you want.

You can never change the location of your house but you could potentially add on or finish your basement.

The School District Will Affect Your Home Value

Before purchasing a home it is always good for you to look into the school district, even if you don’t have children. If it is a sought after school district with a high grade point average, people will be willing to pay more for you home when you do decide to sell it.

South Nashua homes for sale are located in the best school district within the city. The homes in South Nashua are highly sought-after, have the highest resale value and attract the wealthiest buyers.  

Put Some Money Away For Home Improvements

Home Improvements can be very expensive, and sometimes unexpected. There are a lot of things you can do by yourself, rather than hiring a company to complete the repairs in your home. Your house is your most valued asset so make sure to keep it in good repair.

Fixing up your home yourself will same you a ton of money and add sweat equity which equates to an added resale value of your South Nashua home for sale!

Don’t Overlook The Landscaping!

The exterior curb appeal is the first thing anyone will look at in regards to your home. Updates to the exterior of the home you decide to purchase can add up just as quickly as the interior improvements. If you don’t want to spend any money on the landscape, or you don’t have much to spend due to your budget try finding a home that already has the amenities you desire.

Make sure to take a good look at the exterior and evaluate the true  condition before you purchase a South Nashua home for sale.

Don’t Max Out Your Qualification Budget

If you try to use every last cent that you qualify for, odds are you will have a smaller number of options. If you are willing to come down in your price range, more options will open up for you once you purchase. This means you will have money left over for any renovations or decorating you’d like to do to make your new place truly feel like home.

You don’t want to feel like you are house poor. If you can’t ever go out for dinner or buy a pair of shoes will you truly be happy just living day to day? If you don’t overextend your budget ultimately you will be happier down the road.

Looking for your first home can be very nerve wracking, so don’t try to do it on your own. Our agents’ job a Harmony Real Estate is to take the stress off of you, and make purchasing a home a bit easier for you.  

Give our agents a call at Harmony Real Estate (603) 883-8840 for more information on buying a South Nashua home for sale. We would love to be instrumental in your new purchase.

Buying a home in South Nashua is exciting but can feel overwhelming. A thorough house inspection helps you feel confident and informed. It shows the true condition of a home before you commit. Knowing what to expect reduces stress and gives you the power to make smart decisions.

Hiring a professional home inspector is one of the most important steps in the home buying process. A skilled inspector can find issues that most people might miss. A strong inspection protects your investment and gives peace of mind.

Why Experience Matters

When choosing an inspector for your South Nashua home, ask about their experience. A knowledgeable inspector knows how to spot potential problems that could cost thousands. You do not want someone inexperienced who may overlook major items.

Most house inspection reports are twenty pages or longer. Buyers often use these reports to create a list of repairs to request from the seller. Sellers can also use the report to fix major issues before selling, making their South Nashua home more valuable. This usually leads to a smoother sale and happier buyers.

House Inspection Tips for Costs and Planning

Every home you consider will need a house inspection. Inspections typically cost three hundred to five hundred dollars and are non-refundable. Buyers should consider potential repair costs before making a final decision.

If the buyer and seller cannot agree on repairs, it may be best to move on and find another South Nashua home for sale. However, there is no guarantee the next home will have fewer issues. Buyers must balance logic and emotion when making these choices.

Tips for Older Homes

Many South Nashua homes have been lived in for years. Older homes naturally show wear and tear. Buyers expecting perfection may prefer new construction. If you focus too much on small repairs, you may miss a great home.

Sometimes it is better to buy a home warranty instead of insisting on all repairs. Home warranties are often under five hundred dollars. Some sellers may even cover the cost to close the deal smoothly.

Tips for Clear Communication

Not all inspectors explain their findings clearly. Phrases like “may in the future” or “could potentially” can cause confusion. Buyers may interpret this as a serious problem when the home is fine.

Always ask the inspector to clarify statements. Your real estate agent should attend the inspection. Agents can help you ask the right questions and interpret the report. Clear communication protects the deal and reduces stress.

House Inspection Tips for Repair Requests

The purpose of a house inspection is to reveal major issues, not minor cosmetic flaws. Buyers can ask for repairs, and sellers can accept or decline. Major repairs often include leaking roofs, plumbing failures, or structural issues. Minor items like leaky faucets or a worn door hinge are usually not addressed. Understanding this early keeps expectations realistic.

Tips to Protect Your Deal

Smart buyers ask questions throughout the inspection. They learn how systems operate, from light switches to water heaters. Being prepared helps avoid unnecessary worry about normal wear.

Your agent and inspector are your allies. They guide you and explain complex items. Their presence ensures you feel confident before closing on your South Nashua home.

Tips for Southern NH Buyers

Whether you are searching for South Nashua houses for sale or Southern NH houses for sale, these house inspection tips will help you navigate the process. Being informed and prepared makes buying a home less stressful and more enjoyable.

A thorough inspection helps you avoid surprises and protects your investment. It also ensures you understand the home you are buying and the value it offers.

Need Guidance With Your South Nashua Home?

If you want more information about selling your South Nashua home or need a list of homes for sale, call Harmony Real Estate at (603) 883-8840. Our experienced agents guide buyers and sellers through the house inspection process with care and professionalism.

When it starts to get cold outside bats may look to find comfort in your warm Southern NH home. I know how scary it can be to think the bats are going to harm you, or your family. What if they turn into vampires? You’ll be surprised to learn that vampires aren't real, and bats are actually harmless, and sometimes even cute. When they aren’t in your home, of course!!! Below are some suggestions to get rid of bats in your home.

There are about 40 different species of bats in the United States which can inhabit your Southern NH home for sale. The most common Bats found in North America are The Little Brown Bat, The Big Brown Bat, and The Mexican Free-Tailed Bat. Those are the three species of Bats that are most likely to reside in your home and likely in the attic.

Here are several different ways to keep bats out of your Southern NH home for sale:

Start by finding out how they are getting into your home!

If you have bats in your Southern New Hampshire home, they are getting in somewhere! Figure out where they are getting in, wire mesh, board up and close the area and set up a one way exclusion device to get them to leave your home. This is a small tube where bats can get out of your Southern NH home for sale but can not re-enter. Denying bats reentry is preferable to trapping them, because they are an endangered species and also because they can be dangerous.

Exclusion devices can be purchased online, or at a home improvement center! They are also fairly easy to install in your Southern NH home. 

Be Careful Not To Harm The Bats

There are many different species of bats that are endangered. Please be careful if you manually remove them from your Southern NH home yourself. If you harm the bats and anyone finds out about it, you could have a hefty fine to pay or face jail time. Make sure to always remember that bats are endangered and it is illegal to kill them.

Dispose of Any Waste They Create

Bat droppings are small round pellets called guano which can be harmful. The guano can grow a type of fungus that can cause the lung disease histoplasmosis in humans. Guano has a very powerful, musty smell that can often overpower your Southern NH house. The bat droppings and urine are corrosive to wood and metal, and can compromise the structural integrity of the building.  The droppings and the scent will lure in other animals and insects, so be sure to clean everything thoroughly. 

Call A Professional

If you are questioning whether it is bat guano or just don't know what it is call a pest professional. If you do not think you can remove the bats from your Southern NH home for sale safely and efficiently without harming them or yourself, please call a professional! Exterminators are trained and have the proper equipment. They can get rid of the bats safely and board up all the entrance points that they can squeeze through. And trust us when we tell you, they can get through some small openings.

For more information or a list of Southern New Hampshire houses for sale give our experienced agents at Harmony Real Estate a call today at (603) 883-8840 or visit our website www.Harmony-RE.com for more information.

Why Isn't My Southern NH House for Sale Selling

Many sellers ask Why isn't my Southern NH house for sale selling after weeks with little interest. Selling Southern NH houses for sale can feel stressful when buyers do not call. However, you can make a few smart changes to help buyers fall in love with your home again.

Strong Photos Help Answer Why Isn't My Southern NH House for Sale Selling

The first step buyers take is looking online. Most buyers start their search on real estate websites. If your photos are blurry or dark, buyers may skip your home. Good photos help Southern NH houses for sale stand out and create emotional interest.
Clear your counters. Turn on every light. Hide cords. Open blinds. Remove clutter. Light the fireplace for a warm feel. Even hiring a professional photographer can boost buyer interest.

Curb Appeal Can Fix Why Isn't My Southern NH House for Sale Selling

Buyers judge the outside first. A messy yard sends the wrong message. Trim bushes. Mow the lawn. Pick weeds. Add flowers or fresh mulch for color.

Look at your house from the road. A simple update like paint on the front door, a clean mailbox, or new outdoor lights can create a powerful first impression. Small improvements add emotional value and attract buyers to Southern NH houses for sale.

Decluttering Helps Solve Why Isn't My Southern NH House for Sale Selling

Buyers want open, clean spaces. Clutter makes rooms feel smaller. Pack extra items. Remove piles of mail. Clear surfaces. Make your home feel organized and bright.

A clean home allows buyers to picture their life inside your space. This feeling helps Southern NH houses for sale move faster.

Depersonalizing Helps Buyers

A buyer must imagine living in your home. Personal items make that hard. Paint walls neutral colors. Take down family photos. Remove personal artwork.

Your home should feel like a model home. A neutral space helps buyers connect with your property and encourages them to make an offer.

Pet Evidence Often Explains It

Not everyone loves animals. Some buyers have allergies or bad experiences.
Hide crates. Place toys and bowls out of sight. Vacuum pet fur. Remove dander. Deodorize every room.

A clean smell helps buyers feel welcome and comfortable as they explore Southern NH houses for sale.

Fresh Smells Can Fix Why Isn't My Southern NH House for Sale Selling

Smell is one of the first things a buyer notices. Clean your home well. Remove old trash. Wash fabrics. Open windows for fresh air.

Use soft scents like candles or essential oils. You can even bake cookies for a cozy feel. Choose a light smell that adds joy without covering something unpleasant.

Small Renovations Can Solve It

Many buyers want move in ready homes. Small problems can turn them away.
Fix leaky faucets. Tighten loose handles. Replace broken lights. Clean carpets. Patch walls. Add a fresh coat of paint.

Kitchens and bathrooms matter most. Simple upgrades like new hardware or lighting can make a big emotional impact for buyers exploring Southern NH houses for sale.

Staging Often Answers Why Isn't My Southern NH House for Sale Selling

Staging creates beauty and balance. Keep rooms simple. Fewer items make spaces look bigger.

Add touches like fresh fruit on the counter, a neat stack of books, or clean towels in the bathroom. These warm details help buyers picture their own life inside the home.

Price May Be the Key to Why Isn't My Southern NH House for Sale Selling

If you have done everything and still get no offers, the price may be too high. Buyers may not even visit if the price feels unrealistic. Even a small change can attract new interest.

Talk with your real estate agent. Their experience will guide you toward the best price for your home and help your listing compete with other Southern NH houses for sale.

Availability Impacts Why Your House isn't selling

More showings mean more chances to find a buyer. If you limit showing times, buyers may skip your home.

Stay flexible. Allow visits during evenings and weekends. This simple step can increase traffic and help your home sell faster.

Ready to Sell Your Southern NH Home

If you want to more info on why isn't my Southern NH house for sale selling or you want to sell your Southern NH home, contact us today. There is no obligation. We are here to help you succeed.

Call Harmony Real Estate at (603) 883 8840 or visit www.Harmony RE.com. We would love to help you sell your home with confidence.