How Do Buyers Improve Their Credit Scores and Set Themselves Up for the Best Mortgage Terms?

When you’re thinking about buying a home—perhaps even one of those beautiful houses for sale in South Hudson—one of the most important factors that can influence your journey is your credit score. Your credit score not only determines whether you qualify for a mortgage but also affects the interest rates and terms you’ll be offered. So, how do buyers improve their credit scores and set themselves up for the best mortgage terms? Let’s dive into some easy-to-follow tips that can help you boost your credit score and secure favorable financing for your dream home.

1. Understanding the Importance of Your Credit Score

Before we get into the steps to improve your credit score, let’s take a moment to understand why it matters so much, especially when you’re looking to buy a home. Your credit score is like a financial report card. It tells lenders how responsible you are with credit and how likely you are to repay a loan. The higher your credit score, the more confident lenders are in your ability to make payments on time.

Why a Good Credit Score Matters for Mortgage Terms
When you apply for a mortgage—whether it’s for a cozy family home in South Hudson or anywhere else—lenders use your credit score to decide whether to approve your loan and what interest rate to offer you. A higher credit score usually means a lower interest rate, which can save you thousands of dollars over the life of your mortgage. If you’re aiming for the best mortgage terms, improving your credit score is essential.

What’s a Good Credit Score?
Credit scores typically range from 300 to 850. Here’s a quick breakdown:

• 300-579: Poor

• 580-669: Fair

• 670-739: Good

• 740-799: Very Good

• 800-850: Excellent

To get the best mortgage terms—like for those attractive homes for sale in South Hudson—you’ll generally want a score of 740 or higher. But don’t worry if your score is lower—there are steps you can take to improve it.

2. Check Your Credit Report for Errors

The first step in improving your credit score for the best mortgage terms is to check your credit report for errors. Mistakes on your credit report can drag down your score, so it’s important to review your report carefully.

How to Get Your Credit Report
You’re entitled to a free credit report from each of the three major credit bureaus—Equifax, Experian, and TransUnion—once a year. You can request your reports from Annual Credit Report . Take the time to go through each report line by line.

What to Look For
Common errors to look for include:

• Incorrect personal information (like your name or address)

• Accounts that don’t belong to you

• Incorrect account statuses (like an account marked as delinquent when it’s not)

• Duplicate accounts

• Inaccurate credit limits

If you spot any errors, dispute them with the credit bureau. Correcting these mistakes can improve your credit score quickly and set you up for better mortgage terms—especially if you’ve got your eye on one of those inviting South Hudson houses for sale.

3. Pay Down Your Credit Card Balances

One of the most effective ways to improve your credit score is by reducing your credit card balances. This is because your credit utilization ratio—how much credit you’re using compared to your credit limit—accounts for about 30% of your credit score.

Keep Your Credit Utilization Low
To boost your credit score and make it easier to qualify for the best mortgage terms on that perfect South Hudson home, aim to keep your credit utilization below 30%. For example, if you have a credit card with a $10,000 limit, try to keep your balance below $3,000. The lower your utilization, the better.

Strategies to Pay Down Balances
If your balances are high, consider the following strategies:

• Pay more than the minimum: Paying more than the minimum payment each month will help you reduce your balances faster.

• Focus on high-interest debt first: If you have multiple credit cards, focus on paying off the one with the highest interest rate first. This will save you money in the long run.

• Use windfalls: If you receive a tax refund, bonus, or other windfall, use it to pay down your credit card debt.

By paying down your balances, you’ll not only improve your credit score but also be in a better position to make an offer on a home in South Hudson when the perfect one comes along.

4. Make All Payments on Time

Your payment history is the most important factor in your credit score, accounting for about 35% of your total score. Late or missed payments can have a significant negative impact, so it’s crucial to make all of your payments on time.

Set Up Automatic Payments
To ensure you never miss a payment, consider setting up automatic payments for your bills. This way, your payments will be made on time every month, even if you forget.

Create a Budget
If you’re struggling to make payments, create a budget to help you manage your finances. Prioritize essential expenses like your mortgage, utilities, and groceries, and look for areas where you can cut back to free up money for debt payments.

What to Do If You Miss a Payment
If you do miss a payment, try to make it as soon as possible. The longer a payment is overdue, the more it will hurt your credit score. Additionally, consider reaching out to your creditor to see if they’re willing to remove the late payment from your credit report, especially if it’s a one-time mistake.

Making timely payments consistently will help you build a positive credit history, which is essential for securing the best mortgage terms—whether it’s for a home in South Hudson or anywhere else.

5. Avoid Opening New Credit Accounts

When you’re trying to improve your credit score for the best mortgage terms, it’s important to avoid opening new credit accounts. Each time you apply for credit, a hard inquiry is added to your credit report. Too many hard inquiries in a short period can lower your credit score.

Why You Should Avoid New Credit
Opening new credit accounts can also increase your credit utilization and make it harder to pay down existing balances. Plus, taking on new debt can raise red flags for lenders, who might see it as a sign that you’re overextending yourself financially.

Stick to Your Current Accounts
Focus on managing your current credit accounts responsibly instead of applying for new ones. By keeping your credit inquiries to a minimum and maintaining low balances, you’ll be better positioned to secure favorable mortgage terms—and take advantage of that charming South Hudson home for sale you’ve been eyeing.

6. Consider a Secured Credit Card if You Need to Build Credit

If you’re just starting out or need to rebuild your credit, a secured credit card can be a useful tool. A secured credit card requires a cash deposit that serves as your credit limit. By using the card responsibly, you can build positive credit history over time.

How Secured Credit Cards Work
With a secured credit card, you’ll make a deposit (typically between $200 and $500) that serves as your credit limit. Use the card to make small purchases each month, and be sure to pay off the balance in full and on time. Over time, your responsible use of the card will be reported to the credit bureaus, helping to improve your credit score.

Transition to a Regular Credit Card
After several months of responsible use, your credit score should improve, and you may be able to qualify for a regular, unsecured credit card. Some secured card issuers even offer to upgrade you to an unsecured card once you’ve demonstrated good credit behavior. This can further help you improve your credit score and set yourself up for the best mortgage terms, making that South Hudson home more within reach.

7. Keep Older Accounts Open

The length of your credit history is another important factor in your credit score. The longer your accounts have been open, the better. Closing old accounts can shorten your credit history and lower your score, so it’s generally best to keep them open, even if you’re not using them.

Why Account Age Matters
Lenders like to see that you have a long history of managing credit responsibly. Closing an old account can reduce the average age of your accounts and negatively impact your score.

What to Do With Unused Accounts
If you have old credit cards that you don’t use, consider making a small purchase on each card every few months to keep the account active. Just be sure to pay off the balance in full each month to avoid interest charges. This strategy can help you maintain a longer credit history, which is beneficial when you’re aiming for the best mortgage terms—especially for homes in sought-after areas like South Hudson.

8. Diversify Your Credit Mix

Your credit mix, or the variety of credit accounts you have, also plays a role in your credit score. Lenders like to see that you can manage different types of credit, such as credit cards, auto loans, and mortgages. If you only have one type of credit account, consider diversifying your credit mix.

Why a Diverse Credit Mix Matters
Having a mix of credit accounts shows lenders that you can handle different types of debt responsibly. This can boost your credit score and improve your chances of securing favorable mortgage terms.

How to Diversify Your Credit
If you currently only have credit card debt, consider adding an installment loan, like a personal loan or car loan, to your credit mix. Just be sure to manage the loan responsibly by making all of your payments on time. Over time, this can help improve your credit score and make you a more attractive candidate for a mortgage—whether it’s for a new home in South Hudson or elsewhere.

9. Get Professional Help if Needed

Improving your credit score can be challenging, especially if you have a lot of debt or negative marks on your credit report. If you’re struggling to improve your credit score on your own, consider seeking professional help. Credit counseling agencies can provide advice and assistance in managing your credit and finances. Just be sure to choose a reputable agency that offers legitimate services.

How Credit Counseling Works
Credit counseling agencies can help you create a budget, manage debt, and develop a plan to improve your credit score. Some agencies also offer debt management plans, where they work with your creditors to negotiate lower interest rates and payments.

Beware of Scams
Unfortunately, there are some unscrupulous companies out there that prey on people trying to improve their credit. Be wary of any company that promises to "fix" your credit overnight or charges high fees upfront. Instead, look for a nonprofit credit counseling agency that offers transparent, affordable services.

By getting professional help, you can develop a solid plan to improve your credit score and secure the best mortgage terms when you’re ready to buy a home—perhaps even one of the lovely houses for sale in South Hudson.

10. Plan Ahead and Be Patient

Improving your credit score takes time, so it’s important to plan ahead and be patient. Start working on your credit as early as possible, ideally at least six months to a year before you plan to apply for a mortgage. This will give you enough time to make meaningful improvements and increase your chances of qualifying for the best mortgage terms.

Set Realistic Goals
Set realistic goals for improving your credit score, such as paying down a certain amount of debt each month or making all of your payments on time. Celebrate your progress along the way, and remember that even small improvements can make a big difference in your mortgage terms.

Monitor Your Progress
Keep track of your credit score over time to see how your efforts are paying off. You can use free credit monitoring services to stay updated on any changes to your score and to catch any potential issues early.

Don’t Rush Into a Mortgage
While it’s tempting to buy a home as soon as possible, it’s worth waiting until your credit score is in the best possible shape. Rushing into a mortgage with a lower credit score can result in higher interest rates and less favorable terms, which can cost you more in the long run.

By planning ahead and being patient, you’ll be better positioned to secure the best mortgage terms and make your homeownership dreams a reality—whether that’s in South Hudson or another area.

Improving your credit score is one of the most important steps you can take to set yourself up for the best mortgage terms. By checking your credit report for errors, paying down balances, making timely payments, avoiding new credit, and following the other strategies outlined in this guide, you can boost your credit score and increase your chances of securing favorable financing for your home purchase.

If you’re ready to take the next step and start exploring homes for sale in South Hudson, don’t hesitate to Contact Harmony Real Estate for more information. We can help you find the perfect home and guide you through the mortgage process to ensure you get the best possible terms. Your dream home is waiting—let’s make it a reality!

Home Staging Magic: 7 Professional Tips for Sellers in South Hudson

When you’re getting ready to put your South Hudson house for sale, you want it to stand out. After all, buyers are looking for a home that feels just right, and home staging magic can help you create that perfect atmosphere. By following these 7 professional tips, you can transform your home into a buyer's dream and make it the top pick among South Hudson houses for sale. Let’s explore how!

1. Declutter and Depersonalize

One of the first steps to creating home staging magic is to declutter and depersonalize your space. This is especially important when your South Hudson house is for sale because buyers want to envision themselves living there. Too many personal items can make that difficult. Start by packing away family photos, unique collectibles, and anything that might be too specific to your taste. Think of it as the beginning of your move—it’s one less thing to worry about later. The goal is to create a clean, neutral space that buyers can imagine filling with their own memories.

2. Highlight the Best Features

Every home has its special features, whether it’s a charming fireplace, stunning hardwood floors, or a sun-soaked living room. When your South Hudson house is for sale, you want these features to shine. Arrange your furniture to draw attention to these highlights, and use lighting to enhance them. For example, if your living room has large windows that let in lots of natural light, make sure they’re uncovered and clean. This simple strategy can really make your home stand out in the South Hudson market.

3. Create a Welcoming Entryway

First impressions are everything, especially when it comes to selling your home. The entryway is the first thing buyers see when they walk through the door, so it’s crucial to make it inviting. For South Hudson houses for sale, adding a fresh doormat, a splash of paint on the front door, and some cheerful potted plants can create a warm welcome. This small area can make a big impact, setting the tone for the rest of your home.

4. Use Neutral Colors

Neutral colors are a key element in home staging magic. Painting your walls in soft, neutral tones can make your South Hudson house for sale more appealing to a broader range of buyers. Neutral colors create a blank canvas, allowing buyers to picture their own furniture and decor in the space. Plus, these tones can make rooms feel larger and more inviting, which is exactly what you want when selling your home.

5. Add Some Greenery

Bringing nature indoors with a few well-placed plants can work wonders when your South Hudson house is for sale. Plants add life, color, and a sense of vibrancy to any room. They can make your home feel fresh and welcoming, which is exactly the vibe you want to create for potential buyers. Just be sure the plants you choose are healthy and thriving—nothing detracts from a room like a wilting plant!

6. Let in Natural Light

Buyers love homes that are bright and airy, so make sure your South Hudson house for sale is filled with as much natural light as possible. Open up those curtains, pull back the blinds, and clean your windows until they sparkle. If your home doesn’t get a lot of natural light, consider adding some extra lamps or light fixtures to brighten things up. A well-lit home feels more spacious and inviting, which can be a huge selling point.

7. Keep It Clean and Fresh

Last but certainly not least, keep your home clean and fresh. A spotless home with a light, pleasant scent can work wonders in making a positive impression. When your South Hudson house is for sale, it’s essential to make sure the floors are swept, surfaces are wiped down, and there are no lingering odors. A clean home not only looks better, but it also gives buyers confidence that the home has been well-maintained, which is a major plus.

By following these 7 professional tips, you can create home staging magic that will help your South Hudson house for sale stand out in the competitive market. A little effort goes a long way in making a big impact, and these simple steps can make all the difference in helping your home sell faster and for the best price.

This blog is designed to help sellers in South Hudson prepare their homes for a successful sale by offering practical and effective staging tips tailored specifically for the local market. Whether you're selling a cozy bungalow or a spacious family home, these tips will help you create an inviting atmosphere that attracts buyers and helps your home stand out among the South Hudson houses for sale.

For more info on how to have a successful sale give our experienced agents a call at Harmony Real Estate at (603) 883-8840. Whether you have questions or just want some information, our real estate agents are here to help you.

Owning a home is a big decision, but it comes with many benefits. Here are seven great reasons to own a home, especially when you consider the South Hudson houses for sale.

1. Build Equity

One of the best reasons to own a home is building equity. Every mortgage payment you make helps you own more of your home. Over time, this can add up to significant wealth. For example, investing in one of the South Hudson houses for sale can help you build equity quickly due to the area's growing property values.

2. Stability and Security

Owning a home provides stability and security. You don’t have to worry about rent increases or moving because the landlord decided to sell. Your home is your own safe haven. This is one of the top reasons to own a home, especially in a stable community like South Hudson. The South Hudson houses for sale offer the kind of long-term security that renters simply don't have.

3. Freedom to Customize

When you own your home, you have the freedom to make it your own. Paint the walls your favorite color, plant a garden, or remodel the kitchen. This creative freedom is another great reason to own a home. The South Hudson houses for sale come with plenty of opportunities for customization, allowing you to create a space that truly reflects your personality and lifestyle.

4. Tax Benefits

Homeownership comes with tax benefits. You can deduct mortgage interest and property taxes from your income, saving you money each year. These tax breaks are compelling reasons to own a home. If you're looking at South Hudson houses for sale, consider the financial advantages these tax benefits provide, making homeownership even more attractive.

5. Investment Potential

Your home can appreciate over time, making it a valuable investment. Real estate typically increases in value, providing a good return on your investment. This potential for appreciation is a solid reason to own a home. The South Hudson houses for sale are in a desirable area, which means they are likely to appreciate significantly over time.

6. Sense of Community

Owning a home often means putting down roots and becoming part of a community. You get to know your neighbors, participate in local events, and feel a sense of belonging. This community connection is one of the emotional reasons to own a home. The South Hudson houses for sale are in friendly, welcoming neighborhoods where community spirit is strong.

7. Personal Satisfaction

Finally, owning a home brings a deep sense of personal satisfaction and pride. It’s a place where you can build memories, feel secure, and truly call your own. This personal fulfillment is perhaps the most rewarding reason to own a home. When you look at the South Hudson houses for sale, imagine the joy of owning a home in such a lovely area and making it your own.

In summary, there are many reasons to own a home: building equity, gaining stability, having the freedom to customize, enjoying tax benefits, investing in your future, connecting with a community, and experiencing personal satisfaction.

Homeownership is a smart and fulfilling choice for anyone looking to invest in their future. So, if you’re considering buying a house, remember these seven compelling reasons to own a home. And when you explore the South Hudson houses for sale, you’ll see how these benefits come to life in a wonderful community. Owning a home in South Hudson can provide you with not only a place to live but also a place to thrive. Contact Us to See how you Too can Own a Home!

What do you need to know about home inspections? Are you thinking about getting your house inspected? This is an important step whether you're buying or selling a home. Here’s everything you need to know about getting your house inspected.

Why Is a Home Inspection Important?

Getting your house inspected is crucial. Home inspections help identify any potential issues with a property. It gives buyers peace of mind and can help sellers fix problems before listing the home. If you’re looking at South Hudson houses for sale, knowing that a thorough inspection has been done can make your decision much easier.

What Does a Home Inspector Do?

A home inspector checks many parts of the house, including:

Roof: Looks for leaks, damage, and the condition of shingles.

Foundation: Checks for cracks or other structural issues.

Plumbing: Ensures there are no leaks or faulty pipes.

Electrical System: Makes sure all wiring is safe and up to code.

Heating and Cooling Systems: Checks the furnace, air conditioning, and ventilation.

Interior and Exterior: Looks at walls, ceilings, floors, windows, and doors.

When you're exploring South Hudson houses for sale, having a clear understanding of these elements is essential.

How to Prepare for Home Inspections

Before getting your house inspected, here are some tips to get ready:

1. Clean the House: A clean house makes it easier for the inspector to do their job.

2. Provide Access: Make sure the inspector can access all areas, including the attic, basement, and garage. This makes the home inspection process that much easier for the inspector.

3. Make Repairs: Fix minor issues like leaky faucets or broken windows before the inspection.

4. Gather Documents: Have any repair or maintenance records ready for the inspector.

This preparation can also help when you’re interested in South Hudson houses for sale, as you can better understand what might need attention in a new home.

What to Expect During Home Inspections

During home inspections, the inspector will take a few hours to look over the house. They might take photos and notes to include in their report. It’s a good idea to be present during the inspection so you can ask questions and learn more about the property. This is particularly useful when considering South Hudson houses for sale, as you’ll gain valuable insights.

After the Home Inspection

Once the inspection is complete, the inspector will provide a detailed report. This report will list any issues found during the inspection. As a buyer, you can use this information to negotiate repairs or price adjustments with the seller. As a seller, addressing these issues can make your home more attractive to potential buyers. If you're buying one of the South Hudson houses for sale, this report can be a powerful tool in your negotiation. Home inspections are a very important part of the home purchase process.

The Cost of Getting Your House Inspected

The cost of getting your house inspected can vary. On average, it might cost between $300 and $500, depending on the size and location of the home. If you are inspecting a rural home it may cost substantially more due to water, septic and other needed inspections. While this is an additional expense, it’s worth it for the peace of mind it provides. For those looking at South Hudson houses for sale, budgeting for an inspection is a smart move.

Choosing a Home Inspector

When getting your house inspected, it’s important to choose a qualified inspector. Look for someone with good reviews and proper certifications. Ask friends or your REALTOR for recommendations. A good inspector will provide a thorough and accurate report. This is especially important when checking out South Hudson houses for sale, as a reliable inspection can help you make the best choice.

Getting your house inspected is a key step in the home buying or selling process. It helps identify potential problems and provides valuable information about the property. By knowing what to expect and how to prepare, you can make an informed decision and the inspection process will go smoothly.

If you have any questions about getting your house inspected or need help finding a qualified inspector, feel free to reach out to our knowledgeable Agents. And if you're interested in South Hudson houses for sale, we're here to help you every step of the way!

By following these tips, you’ll be well-prepared for getting your house inspected. Whether you're selling or buying, especially if you're looking at South Hudson houses for sale, understanding the inspection process can make all the difference.

Adding spas and pools to your home is not just about the physical structure. It's about the transformation in lifestyle, aesthetics, and even property value they bring. With companies like Advanced Spa & Pools leading the way in innovative designs and quality installations, here's how such additions can elevate your home.

Spas and Pools Lifestyle Enhancement:

Relaxation & Mental Well-being: A spa offers therapeutic benefits, helping to relieve stress, soothe sore muscles, and provide a space for meditation and introspection.

Family Time: Pools serve as an entertainment hub where families can spend quality time, from teaching kids how to swim to hosting pool parties.

Fitness: Swimming is a comprehensive exercise that targets various muscle groups, promotes cardiovascular health, and aids in weight management. A pool can serve as your personal fitness center.

Aesthetic Value of Spas and Pools:

Landscaping Potential: Spas and pools can be the centerpiece of your garden. With complementary landscaping, it can transform a plain backyard into a luxurious oasis.

Architectural Enhancement: Modern spas and pools come in diverse designs, allowing homeowners to select styles that amplify their home's architecture.

Entertainment Opportunities:

Social Gatherings: Spas and pools are perfect venues for parties, BBQs, or simple get-togethers. They add an element of fun and luxury to any gathering.

Personal Retreat: After a long day, what's better than unwinding in your private spa or taking a midnight dip in the pool?

Increased Property Value of Spas and Pools:

Higher Resale Value: Homes with well-maintained spas and pools often command a higher resale price. They are seen as luxury amenities that many potential buyers find attractive.

Appeal to Buyers: For many, the idea of buying a home with a ready-to-use pool or spa is enticing, as it saves them the hassle of installations.

Therapeutic Benefits:

Physical Therapy: Pools can be excellent for individuals recovering from injuries, as water exercises reduce impact on joints.

Hydrotherapy: Spas with jet systems can help alleviate symptoms of arthritis, muscle strains, and other bodily discomforts.

Environmental Impact of Spas and Pools:

Natural Cooling: In warmer regions, a pool can help cool the surrounding areas, offering a more pleasant outdoor environment.

Sustainable Options: With the advent of eco-friendly technologies, you can now install pools and spas that have minimal environmental impact.

Educational Value for Kids:

Swimming Lessons: Pools provide a safe environment for kids to learn swimming, an essential life skill.

Understanding Responsibility: Owning spas and pools can teach older children about responsibility as they assist in maintenance and understand the importance of safety.

While spas and pools are undeniably luxurious, their value extends far beyond luxury. They enrich daily life, offer myriad benefits, and can transform a house into a haven of relaxation and enjoyment.

If you are looking to buy or sell a home with a spa or a pool give our Agents a call. We would love to assist you on your home buying or selling journey!

Article Photo by Haley Phelps on Unsplash

This Ranch style Hudson house for sale just sold for $35,000 above asking price!  This home is located at 1 Stuart St Hudson NH 03051 close to town, just off Exit 2. Cosmetic work will go a long way!

This Hudson NH Split style house for sale features 3 bedrooms, 1 bathroom, hardwood floors, a heated unfinished basemen, an eat-in kitchen, a large living room and a 2 car detached garage.

With some updates to the kitchen a fresh coat of paint this house will shine. A new furnace and hot water heater were installed in 2008 and the roof is only 6 years old. 

There is hardwood flooring in the main living area and in all the bedrooms. The basement just needs a few interior touches to finish it off. It’s partially plumbed for a bathroom with heat and a huge stone fireplace. The walls, floors and ceiling just need to be installed.

This Hudson home is centrally located!

Ideally located close to town just off of Route 3A/Dracut Rd this Hudson Split Style house for sale is in the perfect location. This Hudson NH house for sale is on the corner of Dracut Rd and Stuart St across from St Kathryn’s Parish close to all the amenities you could ever need.

This house is located about 1 minute from Exit 2 on Route 3 in Hudson NH or 15 minutes to Exit 4 on Route 93, in Londonderry NH for commuters. It is conveniently located on the Massachusetts border for commuters. And it’s close to shopping, restaurants, supermarkets and only 5 minutes to the Pheasant Lane Mall in South Nashua for even more shopping fun.

Local schools and the library are also located within a few miles of this home.

1 Stuart St, Hudson NH 03051 Map

Stuart St is located within a 5 minute drive to Nashua, 30 minutes to Manchester and an hour to Boston for commuters. Robinson Pond is located minutes away for town residents to enjoy swimming, boating, fishing and more. Bensons Park is also only a couple minutes away with mature landscaping, trails, a pond, a playground, memorial benches, a pavilion, walking paths and more. 

A Hudson home first floor living in mind

Open the front door to the large living room which leads into the kitchen. The eat-in kitchen has a large pantry and could be opened up to the living room if open concept is wanted. There is hardwood flooring in the living room with a large picture window. The hallway leads to all 3 bedrooms with hardwood flooring as well. The back bedroom has first floor laundry hookups but the hookups can also be used in the basement.

Get a Good Night’s Rest in this Hudson home’s 3 bedrooms

There are 3 Bedrooms in this Hudson NH Split Style home for sale. All 3 Bedrooms are located on the first floor with hardwood floor. There is full bath on the first floor with a double sink and a closet.

An unfinished basement for expansion potential

Another great feature of this home is the unfinished walk-out basement. It is already plumbed for a bathroom, and the heat and a stone fireplace has been installed.  The basement walks out to the side yard. With a little bit of work an additional 1152 square feet of living space could be added to this home.

The covered porch is the perfect for outdoor fun. Add a small table and some chairs and enjoy the scenery.

The backyard has more than enough space for everyone to run around and play or for pets to enjoy.

The whole house 1 Stuart St, Hudson NH consists of five rooms, 3 bedrooms and 1 bath. It is located on .9 acres. There is a large 2 car garage with a paved driveway and 4+ car parking. The taxes for 2020 are $4198. The current 2020 tax rate for Hudson, NH is $20.28 per thousand dollars of assessed property value.

This Hudson NH Split sold for $285,000, which was $35,000 over asking price. If you are looking to buy or sell call (603) 883-8840 today.

Below are some interior and exterior photos of the home:

South Hudson, New Hampshire

Are you new to the South Hudson, New Hampshire area? Are you considering this a place you might want to call home? Do you want to learn more about South Hudson, New Hampshire? If you’re interested in learning more about South Hudson, NH as a town give me a call or send me an email. We would be happy to answer any questions that you have.

Image by stevepb from Pixabay

Take a look around and see if you have any junk piles that can be organized or thrown away. Do you have a lot of pictures and shelves on your walls? Remove any personal photos and put away any portraits that are just laying around for a less cluttered look.

Do you have a lot of furniture in your home? How many pieces of furniture are in each room? Get rid of any extra pieces of furniture that are not necessary. Try to open up each room as much as possible. Organize your stuff and put it in the basement or donate it, instead of having wall to wall furniture in every room.  

Are old magazines piling up? Give them away or recycle them. Do you still have books from 10 years ago laying around? Make a donation and get a tax deduction, while you declutter your house! Clean out the junk drawers and your closets and make your house look bigger.

The toughest room is usually the bedroom  but it can be easy to declutter your house! Start with the bedroom closets then go through your bureaus. If you haven’t worn something in over a year, put it in the donation pile. If you can't decide, another way to get rid of things is to place everything on the hanger backwards. In a year, if the hanger is still backwards donate it because you haven't worn it.

Your house will look bigger and cleaner once you remove all the extra stuff. It will be worth the time you spend organizing! Don't forget it will make your Hudson NH house sell faster and for more money when you declutter your house.

If you are looking to sell your Hudson New Hampshire home for sale, reach out to our agents at Harmony Real Estate or give us a call at (603) 883-8840. We would love to help you with all your home selling goals. We are here to help you with all your real estate needs!

Are you considering shifting from renting to buying? Home ownership has its perks and tax benefits that you might want to consider.,

Are you tired of renting? Do you think that you are ready to buy your first South Hudson NH home for sale?

Here are a few factors that will help you to decide whether or not to buy your first home or continue renting!

1. You don’t have debt

If you have a lot of debt you most likely will not be able to get a lender to give you a loan for a mortgage. It is always worth a try, but odds are you won’t be to lucky if you’re over extended. If you are in debt that means you either can’t afford to pay your bills on time, or you just plain forget, which happens to the best of us. If you’re in debt you can’t manage to pull yourself out of, you may need to continue renting until you have the ability to change the situation.

But don’t give up before you try. There might be a way to get yourself out of a bad situation so that you will be able to buy that dream home in South Hudson you’ve been thinking about for so long. It may not be right away but we can also work with you to figure out a plan of action to make your dream of buying a South Hudson home for sale a reality!

2. You’re good with money

If you are good at managing your money, you always pay your rent on time, and you still have enough money left over for personal things such as groceries or your car payment, then you may be a great candidate for buying a South Hudson NH home! You will want to be sure you have enough money for a down payment, as well as some extra money for all the renovations your new home may need or that you want.

3. You have good credit

The sellers won’t want to accept an offer from someone with bad credit, because you won’t be able to get a pre-approval letter from the bank to back you up. So be sure you pay your bills, and any previous loans you’ve gotten in the past if you want to purchase your own South Hudson home for sale.

If you have good credit you can be trusted to pay a loan back to the bank. Which in plain terms means thy will lend you money for your mortgage! 

4. You want control of your surroundings

   When you are renting, you can’t renovate things the way you would like to because it’s someone else's property and not your own to make decisions about. If you have had dreams of living in a purple house, then buy a house and paint it purple! It is always nice to be able to personalize things and make them your own. 

If you have always wanted a beautiful fenced in yard with a nice pool in the backyard then you shouldn't be renting. Instead of renting, buy a South Hudson NH home for sale. Currently, rent prices are higher than it would cost to pay a mortgage and you won’t get the benefit of the tax break if you rent either. 

5. Your family is growing

If you have a growing family, and renting just isn’t working for you because you don’t have enough space, or enough rooms to be the perfect fit for you and your family then maybe it is time to buy your first South Hudson home for sale! A small home or a small apartment isn’t going to help you while your family is growing. 

If you are seeking a home for sale in South Hudson New Hampshire or the surrounding area give Harmony Real Estate a call today at (603) 883-8840 or visit our website at www.Harmony-RE.com for a list of South Hudson NH homes for sale! Our team is a family and we will make sure you find a home that best suits your needs. Reach our to our knowledgeable Agents. We look forward to hearing from you!