If you are looking to short sale your home give one of our experienced agents a call at Harmony Real Estate at (603) 883-8840. We are here to help take the stress off your shoulders. We will give you honest answers to help you decide what the best decision is for you.

The decision to short sell your home is not an easy one. You will have to come to terms with the not being able to make your mortgage payments and there are valid reasons why you may not be able to include divorce, loss of a job, health reasons, condo rules and there may be other possible reasons. Whatever the reason short selling your home in Southern New Hampshire will not affect your credit as harshly as a foreclosure and may open up the possibility to getting into another home faster after the short sale. If your short sale is successful you could avoid a foreclosure on your credit record.

Before making any rash decisions you want to make sure you have looked at all your options though. Filing for bankruptcy might be an option to stave of foreclosure (not indefinitely though) if you can’t pay your bills but have the money to pay your mortgage. You may also want to look into the possibility of adjusting your payments by talking to your bank to discuss different terms. If you owe more for your house than it’s worth and these other options do not work for you, a short sale might be the best option for selling your Southern NH home.

Make sure you work with an experienced REALTOR® who has worked with short sales in the past. Ask about their experience so you feel comfortable with their knowledge about the process. An experienced real estate agent will be able to negotiate the deal in your best interest.  

Be aware that the short sale process for a Southern NH Home for sale will take time and patience. Short sales typically take between 3-6 months to close and can take even longer in some circumstances. It all depends on what bank(s) you are working with and the condition of the home. Also make sure to also looking into your tax implications. This is one step that is critical. You should talk to a tax advisor to see what your tax implications are as they change from year to year.

Buying and selling a home is a very important decision, make sure to trust the REALTOR® you are working with. You will need to give them a pile of paperwork regarding your current standing financial assets in order to get the short sale approved. The process can be very emotional and stressful and you will need someone who is caring and will answer your questions along the way and help you through the process. If you can get support from friends and family it will help the process too. Remember the short sale of your Southern NH home is just a temporary situation and you will be able to purchase another home in the future.    

Talk to one of our experienced real estate agents about the Southern New Hampshire short sale process and see if it is the right fit for your circumstances. We will discuss your options and let you know what is the best fit for you. Call Harmony Real Estate at (603) 883-8840 for more information on short selling your Southern NH home today!

For the second year in a row, New Hampshire was rated one of the best states to live a comfortable or "richer" life. The rankings were figured out with 12 main factors of living which were grouped by Income, Housing, Lifestyle, Healthcare and Safety.

Here are just a few reasons why New Hampshire residents live a richer life:

Low Crime Rates

New Hampshire has a low violent crime rate, and a low property crime rate, making it one of the safest places to live in the United States.

Low Costs

We have low tax costs, and no sales tax which makes living more affordable. People from neighboring states often come here to do their grocery shopping. And everyone loves to enjoy the outlets because there is NO sales tax!

Great Schools

In 2017, New Hampshire was rated the 3rd for the best schools in the United States. New Hampshire has one of the highest school district grades. From private schools, public schools, to technical and charter schools, living in New Hampshire you have several choices of education for your children.

Low Childcare Rates

What could be better than low childcare rates? The average cost of infant care is around $11,800 yearly or $900 a month, and for older children it is a bit cheaper averaging out to be between $9000 a year or $700 monthly.

Low Unemployment Rates

New Hampshire has one of the lowest unemployment rates in the United States. About 95% of the residents in New Hampshire that are eligible to work in the United States are employed.  

All these factors make a life in Southern New Hampshire richer due to the cheap cost of living. This gives NH residents an affordable life. If you are planning to move to a new state, and you're looking for better living, Southern NH is the perfect place for you.

If you are looking for a house for sale in Southern New Hampshire give our agents at Harmony Real Estate a call at (603) 883-8840 or visit our website at www.Harmony-RE.com . We would love to make your life richer here in Southern NH too!